{"id":1044383,"date":"2025-02-18T10:40:36","date_gmt":"2025-02-18T05:10:36","guid":{"rendered":"https:\/\/www.squareyards.com\/blog\/?p=1044383"},"modified":"2026-10-14T11:10:38","modified_gmt":"2026-10-14T05:40:38","slug":"circle-rate-in-up-crc","status":"publish","type":"post","link":"https:\/\/www.squareyards.com\/blog\/circle-rate-in-up-crc","title":{"rendered":"Circle Rate in UP 2026: City-Wise Rates for Noida, Lucknow &#038; Ghaziabad"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The circle rate in UP is the base value fixed by the government for property registration. It is not just a number on paper. It determines the stamp duty and registration cost, since charges are calculated on the higher of the deal price and the circle rate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In 2026, the circle rate in UP isn&#8217;t one fixed number you can apply everywhere. It keeps changing depending on the property&#8217;s location. Even within the same city, the difference can be quite obvious. A place like Gomti Nagar in Lucknow or a good sector in Noida will usually be on the higher side, while areas a bit further out don&#8217;t carry the same value. It really comes down to how developed the area is and how much demand it sees.<\/span><\/p>\n<p>{{auto_toc}}<\/p>\n<h2><span style=\"font-weight: 400;\">UP Circle Rate at a Glance\u00a0<\/span><\/h2>\n<table style=\"width: 742px;\">\n<thead>\n<tr>\n<th style=\"width: 143px;\">\n<p><b>Detail<\/b><\/p>\n<\/th>\n<th style=\"width: 599px;\">\n<p><b>Information<\/b><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Also called<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">\u0938\u0930\u094d\u0915\u093f\u0932 \u0930\u0947\u091f, DM rate, Collector rate, \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0938\u0942\u091a\u0940 (valuation list)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Fixed by<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">The District Magistrate (Collector) of each district<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Published by<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">Department of Stamps and Registration, Uttar Pradesh<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Where to check<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">igrsup.gov.in, or the official website of your district<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Stamp duty<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">Charged on the higher of the deal value and the circle rate value<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Units used<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">Usually per sq m for plots and built-up property, and per hectare for agricultural land<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Number of rate lists<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">One for each of UP&#8217;s 75 districts<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 143px;\">\n<p><span style=\"font-weight: 400;\">Revision<\/span><\/p>\n<\/td>\n<td style=\"width: 599px;\">\n<p><span style=\"font-weight: 400;\">Revised from time to time at the district level<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">What is the Circle Rate in Uttar Pradesh?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Circle rate in UP is the minimum value set by the government for a property. It is the base price used during registration. Even if a deal is struck at a lower price, the government will still consider this minimum value when calculating charges.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These rates are decided by the Department of Stamps and Registration, Uttar Pradesh and applied across districts based on local conditions. In simple terms, it acts like a benchmark. It keeps property deals from being undervalued on paper. This matters because stamp duty and registration charges are linked to it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the district level, the rates are fixed by the District Magistrate, who also acts as the Collector. That is why you&#8217;ll often hear the circle rate called the &#8220;DM rate&#8221; or &#8220;Collector rate&#8221; in UP.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Circle Rate in UP \u2014 District-wise Breakdown (2026)<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Here are the circle rates of some major districts of UP:<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><b>City<\/b><\/p>\n<\/th>\n<th>\n<p><b>Area \/ Locality<\/b><\/p>\n<\/th>\n<th>\n<p><b>Property Type<\/b><\/p>\n<\/th>\n<th>\n<p><b>Circle Rate (\u20b9 per sq m)<\/b><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Lucknow<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Gomti Nagar<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential Plot<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Up to \u20b977,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Lucknow<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Indira Nagar<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">\u20b935,000 to \u20b960,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Noida<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Sector 30<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential Plot<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Around \u20b91,25,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Greater Noida<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Alpha Beta sectors<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential Plot<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Around \u20b952,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Ghaziabad<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Indirapuram<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Around \u20b940,000 to \u20b970,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Agra<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Central zones<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Around \u20b915,000 to \u20b945,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Kanpur<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Inner city areas<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Around \u20b920,000 to \u20b940,000<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Varanasi<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Core city areas<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Residential<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">Around \u20b925,000 to \u20b950,000<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Looking for a district that isn&#8217;t in this table, such as Moradabad, Aligarh, Prayagraj, Mathura, Meerut or Bareilly? Every district has its own official list, and the steps to download it are explained further below.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Circle Rate in Lucknow, Noida &amp; Ghaziabad<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The circle rate in UP becomes clearer when you look at cities like Lucknow, Noida, and Ghaziabad. These markets are active, and the variation in rates is easy to see across different localities.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Lucknow<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The rates don&#8217;t stay in one range in Lucknow. In areas like Gomti Nagar or Hazratganj, they can go quite high, somewhere around \u20b976,000 to \u20b977,000 per sq m. But that doesn&#8217;t hold everywhere. If you look at places like Indira Nagar, it&#8217;s not that high. And once you move towards the outer side of the city, the numbers drop a lot. In some of those belts, it can be closer to \u20b97,000-\u20b915,000 per sq m.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Noida<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Noida is divided into sectors. The pricing also follows a pattern. Some of the well-known sectors, like 14A, 15A, 18, or 30, sit at the top end, starting from around \u20b91,03,000 per sq m and going much higher, depending on the category. Other sectors don&#8217;t fall that low either, but there is still a difference. Mid-range sectors usually sit somewhere around \u20b952,000 to \u20b960,000, while the lower ones drop further.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ghaziabad<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ghaziabad is not that straightforward. Some parts are priced quite high, especially the ones closer to Delhi. Indirapuram, Vaishali and Kaushambi usually fall in that side, and in a few pockets the rate can go up to around \u20b91,03,000 per sq m. Vasundhara also falls within that range in many areas. But that doesn&#8217;t mean the whole city is priced like this. Once you move a little away from these areas, the difference starts to show. In places like Crossings Republik, the rates are much lower, at around \u20b927,000 to \u20b931,000 per sq m.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Circle Rate for Residential, Commercial &amp; Agricultural Land in UP<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Circle rate in UP is not just about location. It also depends on how the land is used. Residential, commercial and agricultural properties are all valued differently, even within the same area. The table below shows the range of circle rates in all 3 sectors:<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><b>Property Type<\/b><\/p>\n<\/th>\n<th>\n<p><b>Verified Price Range (\u20b9 per sq m)<\/b><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Residential<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">\u20b915,000 to \u20b91,38,000+<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Commercial<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">\u20b92,50,000 to \u20b93,00,000+ (prime markets)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span style=\"font-weight: 400;\">Agricultural<\/span><\/p>\n<\/td>\n<td>\n<p><span style=\"font-weight: 400;\">\u20b97,000 to \u20b915,000 (rural belts)<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">\u00a0One thing to note about farmland: in the official district lists, agricultural land is usually priced per hectare rather than per sq m. So, before you compare it with a plot rate, convert it first. One hectare equals 10,000 sq m, so a rate per hectare divided by 10,000 gives you the rate per sq m.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Factors That Affect Circle Rate in UP<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Two properties in the same district can have very different circle rates. That&#8217;s because the district list breaks the rate down by several factors:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Locality: the exact mohalla, sector, village or road<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Road width and distance from the main road: plots on wider or main roads are usually valued higher<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Property use: residential, commercial or agricultural<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Type of construction: a flat in a high-rise, an independent house or an empty plot<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Floor: for built-up property, some lists value floors differently<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Location features: many lists add extra value for corner plots or park-facing plots<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">So, when you check the rate, pick the exact locality and property type, not just the district.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How Circle Rate Is Worked Out for a Flat in UP<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">For a plot, the maths is simple: plot area multiplied by the circle rate per sq m. A flat, however, is valued in parts, because you own a share of the land as well as the built-up space. In broad terms, the value is worked out like this:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Flat value = (your share of land \u00d7 land rate) + (built-up area \u00d7 construction rate) + (share of common area \u00d7 construction rate)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On top of this base value, the district list may add or subtract a few things:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Floor: in tall buildings, flats on higher floors can get some relief in value.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Construction class: better-quality construction is charged at a higher rate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Age of the building: older buildings get depreciation on the construction part.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Society amenities: some lists add a small charge for features like a lift, club, swimming pool, gym or power backup, along with a fixed charge for each parking space.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Location: some lists add extra for properties near a metro station or next to an expressway.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The exact percentages differ by district and change with each list. So, for a precise figure, use the valuation list of your district, or ask the sub-registrar&#8217;s office.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">New Unified Circle Rate System in UP<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Earlier, every district in UP published its circle rate list in its own format, which made comparisons difficult. To fix this, the Stamps and Registration Department has brought in a unified circle rate system with one standard structure for the whole state.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is what changes for buyers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Areas are grouped into standard classes under urban, semi-urban and rural categories.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Land is valued under clear categories, such as agricultural, non-agricultural and commercial plots.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clearer rules apply to location, for example whether a property sits on a main road or not.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Most importantly, you can work out the property value and stamp duty yourself online, without needing an agent.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">That said, the rates themselves are still set district by district. So, always check the latest list for your own district before registering.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How to Check Circle Rate on IGRS UP Portal<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Below are the steps to check the circle rates on the IGRS UP portal:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Start by visiting the IGRS UP website.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">On the homepage, look for the option related to the circle rate or property valuation. It is usually listed under property services.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your district from the list. Every district in Uttar Pradesh is available here.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After that, choose the tehsil or sub-registrar&#8217;s office. This step matters because circle rates are defined at this level.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Now pick the exact locality. In some cases, you may also need to select the road or type of land.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Once you submit these details, the system will show the applicable circle rate for that location.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">On igrsup.gov.in, the valuation option is labelled Mulyankan Suchi (\u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0938\u0942\u091a\u0940), which means valuation list. After you open it, choose your Janpad (district) and your Up Nibandhak Karyalaya (sub-registrar&#8217;s office), enter the captcha and click Mulyankan Suchi Dekhe. The rate list then opens as a PDF. You can also go straight to the rate lists at igrsup.gov.in\/igrsup\/getUploadedRateList.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Check the Circle Rate Offline<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prefer to ask in person? You can also visit your nearest Sub-Registrar Office (SRO) and ask for the circle rate list of your area. If you don&#8217;t know which SRO covers your property, open igrsup.gov.in, go to Know Your Office (\u0905\u092a\u0928\u093e \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u091c\u093e\u0928\u0947\u0902), and select your district, tehsil and village. The portal will then show the office that handles registrations for that location.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How to Download UP Circle Rate List PDF (District-Wise)<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Many buyers want the full circle rate list as a PDF, so they can check several localities at once. There are two official ways to get it.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">On IGRSUP: Open igrsup.gov.in and go to Mulyankan Suchi. Select your district, and then open the list for your tehsil or sub-registrar office. You can view it on screen or save it as a PDF.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">On your district&#8217;s official website: Most UP districts also post their circle rate lists on their own .nic.in website. For example, the Rampur district website has a &#8220;Circle Rate List&#8221; page with tehsil-wise PDFs and their dates. Search for your district&#8217;s official site and look for &#8220;Circle Rate List&#8221;.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This works for every district, whether you need the Kanpur, Lucknow, Moradabad, Aligarh, Prayagraj, Mathura, Meerut, Bareilly, Hapur or Bulandshahr circle rate list. Just remember to check the effective date printed on the list. Since rates are revised from time to time, an older PDF may no longer apply on the day you register.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Stamp Duty &amp; Registration Fee Calculation in UP 2026<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Once you know the circle rate in UP, the next thing that matters is how much you will actually pay during property registration. This mainly includes stamp duty and registration charges, which are calculated based on the property&#8217;s value.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In Uttar Pradesh, the calculation is done on whichever is higher between the actual deal value and the circle rate. So if you buy a property at a lower price but the circle rate is higher, the charges will still be calculated on the circle rate. This rule is followed across the state and is set by the Department of Stamps and Registration, Uttar Pradesh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As per the latest structure in 2026, stamp duty in UP is usually around 7% for male buyers and about 6% for female buyers. In the case of joint ownership, the rate generally falls between these two, depending on the ownership structure. In addition, a registration charge of about 1% of the property value applies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As per IGRSUP, the 1% stamp duty concession for women applies on property value up to \u20b91 crore. So, on a bigger purchase, the saving is capped at \u20b91 lakh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0A few more points that often surprise buyers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The 1% registration fee in UP has no upper cap, so it grows with the property value.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For an under-construction flat, stamp duty is charged at the circle rate on the day of registration, not the day you booked. So, if rates go up in between, so does your stamp duty.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Since 1 February 2026, Aadhaar-based biometric verification of the buyer, seller and witnesses is mandatory at the time of registration in UP.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">To better understand this, consider a simple example. If a property is purchased for \u20b950 lakh but its circle rate is \u20b960 lakh, all charges will be calculated based on the \u20b960 lakh circle rate. In such a case, a male buyer would pay around \u20b94.2 lakh as stamp duty and about \u20b960,000 as registration charges.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The final amount can vary depending on factors such as location, property type, and the applicable circle rate in that area. This is why it becomes important to check the correct valuation before finalising any deal. For accurate calculation, the latest charges and valuation can always be checked on the IGRS UP, which provides official data used during registration.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want a quick estimate before you visit the registry office? Try the Square Yards <\/span><a href=\"https:\/\/www.squareyards.com\/stamp-duty-calculator\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Stamp Duty Calculator<\/span><\/a><span style=\"font-weight: 400;\">, or the free stamp and registration fee calculator on IGRSUP. And if you&#8217;d like to know whether the asking price itself is fair, check it with the <\/span><a href=\"https:\/\/www.squareyards.com\/online-property-valuation\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Property Valuation<\/span><\/a><span style=\"font-weight: 400;\"> tool.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What Happens If You Register Below the Circle Rate?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Some sellers suggest showing a lower price in the sale deed to save on stamp duty. It rarely works, and it can cost both sides more later.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stamp duty is still charged on the circle rate value, not on the lower price you show.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the deed looks undervalued, the sub-registrar can refer it to the Collector under Section 47A of the Indian Stamp Act, as applicable in UP. The Collector can then recover the short-paid stamp duty.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Under the Income Tax Act, if the deal value is more than 10% below the circle rate value, the seller&#8217;s capital gains are worked out on the circle rate (Section 50C). The buyer may also be taxed on the difference as income (Section 56(2)(x)).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In short, register at the actual price, and if that price is below the circle rate, budget for stamp duty on the circle rate value.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The same idea applies to a Power of Attorney (PoA) that gives someone the right to sell a property. Under the Indian Stamp (Uttar Pradesh Amendment) law, such a PoA given to anyone outside the family attracts the same stamp duty as a sale deed, on the property&#8217;s market value. For close family members, such as parents, spouse, children, siblings and grandchildren, the stamp duty is a flat \u20b95,000. This change was made to stop people from transferring property through a PoA to avoid stamp duty.<\/span><\/p>\n<p><strong>Other Cities Circle Rate<\/strong><\/p>\n<table>\n<tbody>\n<tr>\n<td>Circle Rate in Noida<\/td>\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/circle-rate-in-noida-crc\">Noida Circle Rate<\/a><\/td>\n<\/tr>\n<tr>\n<td>Circle Rate in Greater Noida<\/td>\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/circle-rate-in-greater-noida-crc\">Greater Noida Circle Rate<\/a><\/td>\n<\/tr>\n<tr>\n<td>Circle Rate in Ghaziabad<\/td>\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/circle-rate-in-ghaziabad-crc\">Ghaziabad Circle Rate<\/a><\/td>\n<\/tr>\n<tr>\n<td>Circle Rate in Lucknow<\/td>\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/circle-rate-in-lucknow-crc\">Lucknow Circle Rate<\/a><\/td>\n<\/tr>\n<tr>\n<td>Circle Rate in Delhi<\/td>\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/circle-rate-in-delhi-crc\">Delhi Circle Rate<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Latest Revisions in UP Circle Rates<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Circle rate in UP doesn&#8217;t stay the same for long. It gets revised from time to time, mostly to keep it in line with what&#8217;s happening in the market. These changes are usually handled at the district level, so not every place moves at the same pace. Looking at recent updates, there have been a few changes here and there. Lucknow, for instance, saw a revision not long ago, and in some areas the increase was roughly 20-25 per cent. In the NCR side, places like Noida and Ghaziabad have also seen updates in certain sectors, mainly where demand has picked up or new development has come in.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There&#8217;s also been some effort to make the system a bit more consistent across districts. Things like location, road width, or property type are being examined more closely when setting rates. These updates are handled by the Department of Stamps and Registration, Uttar Pradesh, and the latest values usually appear on the IGRS UP. One thing to keep in mind is that even a small change in the circle rate can increase the overall cost when you&#8217;re registering a property. That&#8217;s why it&#8217;s better to check the latest number before going ahead with anything.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The circle rate in UP is the base value fixed by the government for property registration. It is not just a number on paper. It determines the stamp duty and registration cost, since charges are calculated on the higher of the deal price and the circle rate. In 2026, the circle rate in UP isn&#8217;t [&hellip;]<\/p>\n","protected":false},"author":71,"featured_media":1044384,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29388],"acf":[],"_links":{"self":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/1044383"}],"collection":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/comments?post=1044383"}],"version-history":[{"count":17,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/1044383\/revisions"}],"predecessor-version":[{"id":1091893,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/1044383\/revisions\/1091893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media\/1044384"}],"wp:attachment":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media?parent=1044383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/categories?post=1044383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}