{"id":1084675,"date":"2026-03-06T15:56:55","date_gmt":"2026-03-06T10:26:55","guid":{"rendered":"https:\/\/www.squareyards.com\/blog\/?p=1084675"},"modified":"2026-03-06T16:02:35","modified_gmt":"2026-03-06T10:32:35","slug":"property-documents-you-must-check-before-buying-a-home","status":"publish","type":"post","link":"https:\/\/www.squareyards.com\/blog\/property-documents-you-must-check-before-buying-a-home","title":{"rendered":"Property Documents You Must Check Before Buying a Home"},"content":{"rendered":"\r\n<p><span style=\"font-weight: 400;\">Before finalising a home purchase, it is crucial to carefully verify all property documents to avoid disputes, financial loss or future legal complications. Beyond location, price and amenities, the legal validity of the property is equally important. Overlooking key documents can result in disputes, financial loss or lengthy court battles. A careful review of property documents ensures clear ownership, regulatory compliance and peace of mind. The following are the essential documents every buyer must verify before finalising a home purchase.<\/span><\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\">\r\n<h2>Table of contents<\/h2>\r\n<ul>\r\n<li><a href=\"#h-1-title-deed\" data-level=\"2\">1. Title Deed<\/a><\/li>\r\n<li><a href=\"#h-2-sale-deed\" data-level=\"2\">2. Sale Deed<\/a><\/li>\r\n<li><a href=\"#h-3-encumbrance-certificate-ec-check-for-liabilities\" data-level=\"2\">3. Encumbrance Certificate (EC)- Check for Liabilities<\/a><\/li>\r\n<li><a href=\"#h-4-mother-deed-ownership-history\" data-level=\"2\">4. Mother Deed-Ownership History<\/a><\/li>\r\n<li><a href=\"#h-5-approved-building-plan-construction-legality\" data-level=\"2\">5. Approved Building Plan-Construction Legality<\/a><\/li>\r\n<li><a href=\"#h-6-completion-certificate-cc\" data-level=\"2\">6. Completion Certificate (CC)<\/a><\/li>\r\n<li><a href=\"#h-7-occupancy-certificate-oc\" data-level=\"2\">7. Occupancy Certificate (OC)<\/a><\/li>\r\n<li><a href=\"#h-8-property-tax-receipts\" data-level=\"2\">8. Property Tax Receipts<\/a><\/li>\r\n<li><a href=\"#h-9-khata-certificate-nbsp\" data-level=\"2\">9. Khata Certificate\u00a0<\/a><\/li>\r\n<li><a href=\"#h-10-no-objection-certificate-noc\" data-level=\"2\">10. No Objection Certificate (NOC)<\/a><\/li>\r\n<li><a href=\"#h-11-rera-registration-for-under-construction-projects\" data-level=\"2\">11. RERA Registration (For Under-Construction Projects)<\/a><\/li>\r\n<li><a href=\"#h-12-seller-s-identity-proof\" data-level=\"2\">12. Seller\u2019s Identity Proof<\/a><\/li>\r\n<li><a href=\"#h-13-power-of-attorney-nbsp\" data-level=\"2\">13. Power of Attorney\u00a0<\/a><\/li>\r\n<li><a href=\"#h-14-agreement-to-sell\" data-level=\"2\">14. Agreement to Sell<\/a><\/li>\r\n<li><a href=\"#h-financial-documents-to-verify-before-buying-a-home\" data-level=\"2\">Financial Documents to Verify Before Buying a Home<\/a><\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n<h2 id=\"h-1-title-deed\" class=\"wp-block-heading\"><b>1. Title Deed<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Title Deed is the most important property document. It legally proves who owns the property.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Before purchasing a home, ensure that:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">The seller\u2019s name matches the name on the Title Deed.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">The property description (size, survey number, boundaries and address) is accurate.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">There are no disputes or claims attached to the property.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Without a clear and valid title, you cannot legally claim ownership of the property. Banks will also refuse to provide a home loan if the title is unclear. It is advisable to have a property lawyer verify the authenticity of the Title Deed and confirm that it is free from legal defects.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-2-sale-deed\" class=\"wp-block-heading\"><b>2. Sale Deed<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Sale Deed is the final agreement executed between the buyer and seller. It officially transfers ownership once it is registered with the local sub registrar\u2019s office.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Sale Deed includes:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Sale price and payment details<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Property description<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Date of transfer<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Signatures of the buyer and seller<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Witness signatures<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Only a registered Sale Deed legally transfers ownership. If the Sale Deed is not properly registered, the transaction may not be legally valid. This document becomes your primary proof of ownership after purchase.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-3-encumbrance-certificate-ec-check-for-liabilities\" class=\"wp-block-heading\"><b>3. Encumbrance Certificate (EC)- Check for Liabilities<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">An Encumbrance Certificate (EC) serves as proof of whether a property has any registered financial or legal liabilities attached to it. It provides a record of all registered transactions related to the property for a specified period.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">It includes details of:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Existing home loans<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Mortgages created in favour of banks or lenders<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Registered legal disputes<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Claims, charges or other financial obligations on the property<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Before buying a property, it is important to ensure that it is not burdened by unpaid loans or legal claims. If the seller has taken a loan against the property and has not repaid it, the lender may still have a legal right over it. This can create serious complications for the buyer.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The EC helps confirm that the property is free from such financial obligations. As a precaution, it is advisable to verify the encumbrance record for at least the last 15\u201320 years to ensure a clear and secure ownership history.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-4-mother-deed-ownership-history\" class=\"wp-block-heading\"><b>4. Mother Deed-Ownership History<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Mother Deed is a foundational document that traces the complete ownership history of a property. It records how the property has been transferred from one owner to another over the years through sale, inheritance, gift, partition or other legal means.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This document helps confirm that the seller has a legitimate right to sell the property. If there is any break in the chain of ownership, it could lead to future disputes. Verifying at least 20-30 years of ownership history is considered safe practice.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-5-approved-building-plan-construction-legality\" class=\"wp-block-heading\"><b>5. Approved Building Plan-Construction Legality<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Approved Building Plan is a document sanctioned by the local municipal or development authority, confirming that the property has been constructed in accordance with prescribed building rules, zoning regulations and safety standards.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">It contains details such as:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Structural layout of the building<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Floor plans and design specifications<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Plot area and building dimensions<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Official approval stamp and signature of the competent authority<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Purchasing a property with an unapproved or deviated construction can expose the buyer to legal and financial risks. Unauthorised structures may attract penalties, demolition notices or complications in obtaining a home loan or selling the property in the future.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-6-completion-certificate-cc\" class=\"wp-block-heading\"><b>6. Completion Certificate (CC)<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A Completion Certificate (CC) is issued by the local municipal or development authority after inspecting the property and confirming that the construction has been completed in accordance with the approved building plan and applicable regulations.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">It confirms that the building complies with safety norms and legal requirements. Banks often require it for loan approval, and without it, the property may be treated as unauthorised. It also protects the buyer from future legal complications or penalties.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-7-occupancy-certificate-oc\" class=\"wp-block-heading\"><b><br \/><\/b><b>7. Occupancy Certificate (OC)<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Occupancy Certificate allows residents to legally occupy the building. It is issued after confirming that the property is ready to move in and meets safety standards. Living in a property without an Occupancy Certificate can create long-term legal and financial issues.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Without a valid Occupancy Certificate, the property does not have official approval for residential use.<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">You may face difficulty getting water and electricity connections.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">The property could be considered illegal for residence.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Resale may become complicated.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-8-property-tax-receipts\" class=\"wp-block-heading\"><b>8. Property Tax Receipts<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Request the seller to provide the latest property tax receipts issued by the local municipal authority. These receipts confirm that property taxes have been regularly paid.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This ensures there are no pending tax dues. If taxes are unpaid, the liability may pass on to you after purchase. Regular payment of property tax also confirms that the property is registered in municipal records.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-9-khata-certificate-nbsp\" class=\"wp-block-heading\"><b>9. Khata Certificate\u00a0<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">In certain states, a Khata Certificate serves as proof that the property is duly recorded in the records of the local municipal authority. It confirms that the property details, including ownership and assessment, are officially recognised for taxation purposes. Without a valid Khata, legal and financial transactions related to the property can become complicated.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">It is necessary for:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Payment of property tax<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Applying for home loans<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Obtaining building plan approvals or permissions<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Smooth resale or transfer of the property<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-10-no-objection-certificate-noc\" class=\"wp-block-heading\"><b>10. No Objection Certificate (NOC)<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">If the property is located in a housing society or apartment complex, it is essential to obtain a No Objection Certificate (NOC) from the society or residents\u2019 association before completing the purchase.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Society NOC confirms that the association has no objection to the transfer of ownership. It also certifies that the seller has cleared all outstanding maintenance charges, dues or other payments payable to the society.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Without a valid NOC, the transfer process may be delayed, and the buyer could face difficulties in getting the property formally recognised by the association.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-11-rera-registration-for-under-construction-projects\" class=\"wp-block-heading\"><b>11. RERA Registration (For Under-Construction Projects)<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">For under-construction properties, verify whether the project is registered under the Real Estate Regulatory Authority (RERA).<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">RERA protects buyers by ensuring transparency in project timelines, approvals, and builder commitments. You can check project details on the official RERA website of your state.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-12-seller-s-identity-proof\" class=\"wp-block-heading\"><b>12. Seller\u2019s Identity Proof<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Verify the identity and address proof of the seller, such as:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Aadhaar card<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">PAN card<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Passport<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This prevents identity fraud and ensures that the person selling the property is the rightful owner.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-13-power-of-attorney-nbsp\" class=\"wp-block-heading\"><b>13. Power of Attorney\u00a0<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">If the property is being sold by someone other than the registered owner, it is essential to verify the Power of Attorney (POA) authorising the person to act on the owner\u2019s behalf.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Ensure that:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">The POA is properly executed and registered (where required)<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">It is valid and has not been revoked or expired<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">It clearly grants the authority to sell and execute the sale deed<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">If the Power of Attorney is invalid, unregistered, expired, or cancelled, the entire property transaction can become legally problematic. Checking it properly ensures that the person selling the property has the legal right to do so and helps protect you from future ownership disputes or legal issues.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-14-agreement-to-sell\" class=\"wp-block-heading\"><b>14. Agreement to Sell<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Before executing the final Sale Deed, the buyer and seller typically sign an Agreement to Sell. This is a preliminary document that records the agreed terms of the transaction. It outlines the following:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Agreed sale price<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Payment schedule and mode of payment<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Expected date of possession<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Key terms and conditions<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Penalties or consequences in case either party fails to fulfil the agreement<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Why is it required?<\/b><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The Agreement to Sell provides clarity and legal protection to both the buyer and the seller before the final ownership transfer takes place. It clearly defines the financial commitments and responsibilities of both parties, reducing the risk of misunderstandings or disputes.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-financial-documents-to-verify-before-buying-a-home\" class=\"wp-block-heading\"><b>Financial Documents to Verify Before Buying a Home<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Apart from legal and ownership records, verifying financial documents is equally important while purchasing a home. These documents confirm that all payments related to the property are properly recorded and that any loan associated with the purchase is legally sanctioned. Clear financial documentation ensures transparency, prevents disputes and protects you from future tax or legal complications.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Key Financial Documents to Check:<\/b><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><b>Home Loan Sanction Letter:<\/b><span style=\"font-weight: 400;\"> A document issued by the bank confirming the approved loan amount, interest rate, and key loan terms.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Loan Agreement Copy:<\/b><span style=\"font-weight: 400;\"> The signed contract between you and the bank detailing repayment terms, tenure, interest rate, and other conditions.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>EMI Payment Statements:<\/b><span style=\"font-weight: 400;\"> Records showing the monthly instalments paid towards the home loan.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Down Payment Receipts:<\/b><span style=\"font-weight: 400;\"> Proof of the initial amount paid by you to the seller before or at the time of purchase.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Builder or Seller Payment Receipts:<\/b><span style=\"font-weight: 400;\"> Official receipts confirming all payments made to the builder or seller.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Bank Statements Reflecting Transactions:<\/b><span style=\"font-weight: 400;\"> Statements showing the transfer of funds related to the property purchase for financial transparency.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b>Important:<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Always make payments through official banking channels such as cheque, NEFT, or RTGS to maintain a clear transaction record. Avoid cash payments wherever possible. Ensure every receipt clearly mentions the property details and amount paid, and keep both physical and digital copies of all financial documents for future reference.<\/span><\/p>\r\n\r\n\r\n\r\n<h2><b>Frequently asked questions<\/b><\/h2>\r\n\r\n\r\n\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2>Is it safe to buy a property without verifying all the documents?\n<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\r\n\r\n\r\n<p>No, it is not advisable. Skipping document verification can lead to serious legal disputes, financial loss or even cancellation of the transaction. Properly checking ownership records, approvals, and financial liabilities ensures that the property is legally secure and free from hidden issues.<\/p>\r\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2>How many years of property ownership history should I verify?\n<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\r\n\r\n\r\n<p>You should verify at least 20\u201330 years of ownership history through the Mother Deed and related documents. This helps confirm a continuous chain of ownership and reduces the risk of future claims or disputes.<\/p>\r\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2>What happens if a property does not have an Occupancy Certificate?\n<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\r\n\r\n\r\n<p>Without an Occupancy Certificate (OC), the property may not be legally approved for residential use. You could face issues with utility connections, resale or loan approvals. In some cases, authorities may treat the property as unauthorised.<\/p>\r\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2>Are original documents necessary at the time of purchase?\n<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\r\n\r\n\r\n<p>Yes, you should always verify the original property documents before completing the transaction. Cross-checking originals with copies ensures authenticity and helps prevent fraud or forged paperwork.<\/p>\r\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Is it safe to buy a property without verifying all the documents?\n\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"\r\n\r\n\r\n<p>No, it is not advisable. Skipping document verification can lead to serious legal disputes, financial loss or even cancellation of the transaction. Properly checking ownership records, approvals, and financial liabilities ensures that the property is legally secure and free from hidden issues.<\/p>\r\n\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"How many years of property ownership history should I verify?\n\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"\r\n\r\n\r\n<p>You should verify at least 20\u201330 years of ownership history through the Mother Deed and related documents. This helps confirm a continuous chain of ownership and reduces the risk of future claims or disputes.<\/p>\r\n\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"What happens if a property does not have an Occupancy Certificate?\n\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"\r\n\r\n\r\n<p>Without an Occupancy Certificate (OC), the property may not be legally approved for residential use. You could face issues with utility connections, resale or loan approvals. In some cases, authorities may treat the property as unauthorised.<\/p>\r\n\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Are original documents necessary at the time of purchase?\n\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"\r\n\r\n\r\n<p>Yes, you should always verify the original property documents before completing the transaction. Cross-checking originals with copies ensures authenticity and helps prevent fraud or forged paperwork.<\/p>\r\n\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Before finalising a home purchase, it is crucial to carefully verify all property documents to avoid disputes, financial loss or future legal complications. Beyond location, price and amenities, the legal validity of the property is equally important. Overlooking key documents can result in disputes, financial loss or lengthy court battles. A careful review of property [&hellip;]<\/p>\n","protected":false},"author":149,"featured_media":1084678,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"acf":[],"_links":{"self":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/1084675"}],"collection":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/users\/149"}],"replies":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/comments?post=1084675"}],"version-history":[{"count":5,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/1084675\/revisions"}],"predecessor-version":[{"id":1084684,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/1084675\/revisions\/1084684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media\/1084678"}],"wp:attachment":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media?parent=1084675"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/categories?post=1084675"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}