{"id":33409,"date":"2021-09-04T10:49:32","date_gmt":"2021-09-04T05:19:32","guid":{"rendered":"https:\/\/www.squareyards.com\/blog\/?p=33409"},"modified":"2026-07-09T17:14:42","modified_gmt":"2026-07-09T11:44:42","slug":"stamp-duty-and-registration-charges-gujrat","status":"publish","type":"post","link":"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-gujrat","title":{"rendered":"Stamp Duty and Registration Charges in Gujarat 2026 : Complete Guide with Updated Rates"},"content":{"rendered":"\r\n<p><span style=\"font-weight: 400;\">Buying property in Gujarat is easier on the wallet than in many states, but the government charges still add up. Whether it is a flat in Ahmedabad, a shop in Surat or a plot in Vadodara, stamp duty and registration charges add close to 6 percent to your cost\u00a0 &#8211; and there is a distinctive twist in Gujarat that can save a family real money if the home is registered in a woman&#8217;s name.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">This guide covers the current 2026 rates, how the women&#8217;s concession actually works (it is not what most people assume), and the separate charges for gift deeds, rent agreements, mortgages and affidavits. It also explains the Jantri rate, walks through calculation with examples, and shows you how to pay online through the GARVI portal.<\/span><\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\">\r\n<p>{{auto_toc}}<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><b>What Is Stamp Duty in Gujarat?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Stamp duty in Gujarat is a tax you pay to the state government on the instrument\u00a0 &#8211; the document\u00a0 &#8211; that transfers or creates a right in property. It is levied under the Gujarat Stamp Act (the Bombay Stamp Act, 1958 as applied to Gujarat), which adapts the Indian Stamp Act framework for the state.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Registration is a separate charge under the Registration Act, 1908, collected at the Sub-Registrar Office. Paying stamp duty makes your sale deed legally valid; registration records your ownership in the public land records. A document that is not properly stamped has weak legal standing\u00a0 &#8211; it cannot be used as evidence in court, and the Sub-Registrar can refuse to register it until the shortfall and any penalty are cleared.<\/span><\/p>\r\n<p><b>The term &#8220;dastavej&#8221;: <\/b><span style=\"font-weight: 400;\">in Gujarat you will often hear the sale deed called the dastavej. Dastavej simply means the formal legal document\u00a0 &#8211; the sale deed, gift deed or agreement\u00a0 &#8211; and dastavej stamp duty is the stamp duty payable on that document, which for a property sale is the standard 4.9 percent.<\/span><\/p>\r\n<h2><b>Stamp Duty and Registration Charges in Gujarat 2026 \u2013 Current Rates<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Gujarat keeps its headline rate simple: a flat stamp duty that does not change with the property value, plus a small registration fee. Here is the current 2026 structure for a normal sale deed.<\/span><\/p>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Charge Component<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Male Buyer<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Female Buyer (sole owner)<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Basic stamp duty<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">3.5%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">3.5%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Surcharge (40% of basic)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1.4%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1.4%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Total stamp duty<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Registration fee<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Waived (0%)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Total statutory cost<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">5.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9%<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><b>The stamp duty rate in Gujarat is 4.9 percent for everyone. <\/b><span style=\"font-weight: 400;\">That figure is a 3.5 percent basic duty plus a surcharge of 1.4 percent (the surcharge is 40 percent of the basic duty). It is the same whether the buyer is a man or a woman.<\/span><\/p>\r\n<h2><b>Women&#8217;s Concession in Gujarat \u2013 How It Actually Works<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">This is the point most buyers and even many websites get wrong. In Gujarat, women do not get a lower stamp duty. The stamp duty is 4.9 percent for men and women alike. The benefit for women comes entirely through the registration fee.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">For a male buyer, registration is 1 percent of the property value<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">For a property registered in a woman&#8217;s sole name, the 1 percent registration fee is fully waived<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">If the property is jointly owned with a male co-owner, the standard 1 percent registration fee applies<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">The waiver applies to the registration fee only\u00a0 &#8211; the 4.9 percent stamp duty is still payable<\/span><\/li>\r\n<\/ul>\r\n<p><b>What it saves: <\/b><span style=\"font-weight: 400;\">on a \u20b960 lakh flat, a woman registering in her sole name pays \u20b92,94,000 stamp duty and nothing in registration, while a male buyer pays \u20b92,94,000 stamp duty plus \u20b960,000 registration. That \u20b960,000 saving is why many Gujarat families register the home in the woman&#8217;s name.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">You will see some sources quote a 3.9 percent stamp duty for women. Treat that with caution and confirm on the GARVI portal\u00a0 &#8211; the widely applied position is that stamp duty is 4.9 percent for all, and the woman&#8217;s benefit is the registration-fee waiver.<\/span><\/p>\r\n<h2><b>What Is the Jantri Rate in Gujarat?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">The Jantri rate is Gujarat&#8217;s government-notified minimum value for a property\u00a0 &#8211; the equivalent of the circle rate or guideline value used in other states. Stamp duty and registration are always calculated on the higher of your actual transaction value or the Jantri rate for that location.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">If you buy a flat for \u20b955 lakh but the Jantri value works out to \u20b960 lakh, duty is charged on \u20b960 lakh<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Jantri rates vary by area, plot type and construction quality, and were significantly revised in 2023<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">You can look up the Jantri rate for your property on the GARVI portal before finalising the price<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Declaring a value below the Jantri rate does not reduce your duty and can invite scrutiny<\/span><\/li>\r\n<\/ul>\r\n<h2><b>How to Calculate Stamp Duty and Registration Charges in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">The calculation is straightforward once you know the value to use. First, take the higher of your agreement value or the Jantri rate. Then apply 4.9 percent for stamp duty, and add 1 percent registration (nil if the sole owner is a woman).<\/span><\/p>\r\n<h3><b>Worked Example \u2013 Male Buyer, \u20b960 Lakh Flat in Ahmedabad<\/b><\/h3>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Item<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Calculation<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Amount<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Value considered (higher of the two)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Assume \u20b960,00,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b960,00,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Stamp duty at 4.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9% of \u20b960,00,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b92,94,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Registration fee at 1%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% of \u20b960,00,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b960,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Total statutory cost<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">5.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b93,54,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h3><b>Worked Example \u2013 Female Sole Owner, Same Flat<\/b><\/h3>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Item<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Calculation<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Amount<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Stamp duty at 4.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9% of \u20b960,00,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b92,94,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Registration fee (waived)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Sole female owner<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b90<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Total statutory cost<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b92,94,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Saving vs male buyer<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b960,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><b>Budget note: <\/b><span style=\"font-weight: 400;\">stamp duty and registration are generally not covered by your home loan, so keep this amount ready from your own funds when planning the purchase.<\/span><\/p>\r\n<h2><b>Stamp Duty in Gujarat for Residential Property<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">For residential property\u00a0 &#8211; flats, apartments and houses\u00a0 &#8211; the stamp duty in Gujarat is the standard 4.9 percent, the same as for most other property types. The rate does not change between a new builder property and a resale flat.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">New property from a builder: 4.9 percent stamp duty plus 1 percent registration (waived for sole female owners)<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Resale flat or house: the same 4.9 percent, calculated on the higher of price or Jantri rate<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Plot or land: also 4.9 percent; land registration charges follow the same structure<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Commercial property: the same headline duty, though the assessed value is often higher<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Gujarat occasionally notifies reduced stamp duty under specific affordable-housing schemes for EWS and LIG categories. If you are buying under such a scheme, check with the local Sub-Registrar whether a concession is currently active.<\/span><\/p>\r\n<h2><b>Gift Deed Stamp Duty in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">A gift deed transfers property without money changing hands. The gift deed stamp duty in Gujarat depends on your relationship with the person receiving the property, and the concession for close family is significant.<\/span><\/p>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Type of Gift<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Stamp Duty<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Registration<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Gift to a blood relative<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% of property value<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% (waived for female recipient)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Gift to a non-blood relative<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9% (3.5% + 1.4%)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% (waived for female recipient)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><span style=\"font-weight: 400;\">When property is gifted to a blood relative, the stamp duty is a concessional 1 percent of the value instead of the full 4.9 percent. On a \u20b950 lakh property, that is \u20b950,000 in stamp duty within the family versus \u20b92,45,000 on a sale. The government keeps this rate low to encourage families to document transfers legally rather than rely on informal arrangements.<\/span><\/p>\r\n<p><b>Gift to a non-relative: <\/b><span style=\"font-weight: 400;\">if the recipient is not a blood relative, the gift is charged at the full conveyance rate of 4.9 percent on the market or Jantri value, the same as a sale. So the 1 percent rate is strictly a family benefit. The value used is always the higher of the declared value or the Jantri rate.<\/span><\/p>\r\n<h2><b>Stamp Duty on Rent Agreement in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Rent and lease agreements are stampable too. The stamp duty on a rent agreement in Gujarat is based on the length of the lease and the average annual rent, so a short tenancy costs far less than a long lease.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Short agreements up to 11 months: commonly executed on nominal stamp paper (around \u20b9300) and not required to be registered<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Leases of 12 months or more: registration becomes mandatory, and stamp duty is charged as a percentage of the average annual rent<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">The percentage rises with the term of the lease\u00a0 &#8211; longer leases carry a higher rate on the average annual rent<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Registration fee for a registered lease is typically 1 percent of the annual rent, subject to a minimum<\/span><\/li>\r\n<\/ul>\r\n<p><b>A practical note: <\/b><span style=\"font-weight: 400;\">this is exactly why the 11-month rent agreement is the norm across Gujarat\u00a0 &#8211; it keeps stamp duty nominal and avoids compulsory registration. Because the exact percentage slabs for longer leases differ across sources, calculate your specific duty on the GARVI portal or confirm with the Sub-Registrar before signing a multi-year lease.<\/span><\/p>\r\n<h2><b>Stamp Duty on Mortgage Deed in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">When you take a home loan, the security you give the lender is a stampable instrument. The mortgage stamp duty in Gujarat is far lower than the sale-deed rate, which keeps borrowing costs down.<\/span><\/p>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Type of Mortgage<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Stamp Duty<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Equitable mortgage (deposit of title deeds) \u2013 typical home loan<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">0.1% of the loan amount, subject to a maximum cap<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Registered mortgage deed (without possession)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Higher than the equitable mortgage rate \u2013 confirm on GARVI<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><span style=\"font-weight: 400;\">Most home loans in Gujarat are secured by an equitable mortgage created through the deposit of title deeds, which attracts a low 0.1 percent of the loan amount, capped at a maximum set by the state. A formally registered mortgage deed attracts a higher duty. Because the cap and the registered-mortgage rate are revised from time to time, confirm the current figures on the GARVI portal before your loan is disbursed.<\/span><\/p>\r\n<h2><b>Stamp Duty on Affidavit in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Affidavits are common in property matters\u00a0 &#8211; for declarations of ownership, non-encumbrance or legal possession. The affidavit stamp duty in Gujarat is a small fixed amount, not a percentage.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">A general affidavit typically attracts a nominal stamp duty of around \u20b950<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">The exact amount can vary with the nature of the declaration and whether it relates to a specific transaction<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Affidavits are usually executed on e-stamp paper of the required value<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">For any affidavit tied to a registered transaction, confirm the correct value with the Sub-Registrar or on GARVI<\/span><\/li>\r\n<\/ul>\r\n<h2><b>Stamp Duty Charges in Gujarat by Instrument \u2013 Quick Table<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Here is a single view of the stamp duty charges in Gujarat across the common instruments covered in this guide.<\/span><\/p>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Instrument<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Stamp Duty<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Registration<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Sale deed \/ dastavej<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9% (3.5% + 1.4%)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% (waived, sole female owner)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Gift deed \u2013 blood relative<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% (waived for female recipient)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Gift deed \u2013 non-relative<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">4.9%<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% (waived for female recipient)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Rent agreement up to 11 months<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Nominal (approx. \u20b9300)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Not mandatory<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Lease 12 months or more<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">% of average annual rent, rising with term<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">1% of annual rent (min applies)<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Equitable mortgage (home loan)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">0.1% of loan (capped)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">As applicable<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Registered mortgage deed<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Higher \u2013 verify on GARVI<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">As applicable<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">General affidavit<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Approx. \u20b950<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Not applicable<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><b>Verify before you pay: <\/b><span style=\"font-weight: 400;\">these rates and caps are revised periodically. The GARVI portal has an official stamp duty calculator and the rate schedule, so confirm the current figure for your exact instrument before executing any document.<\/span><\/p>\r\n<h2><b>Documents Required for Property Registration in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Carry every document in original plus a self-attested photocopy. Both buyer and seller, along with two witnesses, must be present at the Sub-Registrar Office for verification. Missing a document usually means registration cannot be completed that day.<\/span><\/p>\r\n<h3><b>Identity and Personal Documents<\/b><\/h3>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Document<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Details<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Aadhaar card<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Original, for identity verification of all parties.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">PAN card<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Mandatory for both buyer and seller for property transactions.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Passport-size photographs<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Recent colour photos of buyer, seller and witnesses.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Address proof<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Voter ID, driving licence or a recent utility bill.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h3><b>Core Property Documents<\/b><\/h3>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Document<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Provided By<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Notes<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Sale deed (dastavej)<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Buyer &amp; seller<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Drafted for the correct value and executed on the e-stamp.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">e-Stamp certificate<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Buyer<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Generated for the stamp duty amount via SHCIL \/ GARVI.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Index-2 and prior deeds<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Seller<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Establish the seller&#8217;s clear title to the property.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Property card \/ 7-12 extract<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Seller<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Land records identifying the property and holder.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Property tax receipts<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Seller<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Latest receipts with no outstanding dues.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Loan \/ mortgage papers<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Buyer<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Where the purchase is financed by a home loan.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">NA \/ approval documents<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">Seller \/ builder<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">For converted land and approved projects.<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><b>Impounding and penalty<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">The Collector of Stamps can impound any document that is insufficiently stamped. An under-stamped deed cannot be used as evidence and can attract a penalty of up to ten times the deficit duty, so pay the correct amount the first time.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\" id=\"h-property-registration-process-in-gujarat\">How to Pay Stamp Duty Online in Gujarat (GARVI Portal)<\/h2>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\">Gujarat runs its registration and stamp duty system through GARVI, the state&#8217;s online portal. Physical stamp paper has largely been replaced by e-stamping through SHCIL.<\/p>\r\n\r\n\r\n\r\n<p><b>Step 1- <\/b><span style=\"font-weight: 400;\">First of all, you need to walk yourself to the website called garvi[dot]gujarat[dot]gov[dot]in<\/span><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image\"><img decoding=\"async\" loading=\"lazy\" width=\"860\" height=\"430\" class=\"wp-image-42872\" src=\"https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat.jpg\" alt=\"garvi gujarat portal\" srcset=\"https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat.jpg 860w, https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat-300x150.jpg 300w, https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat-768x384.jpg 768w\" sizes=\"(max-width: 860px) 100vw, 860px\" \/><\/figure>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 2- <\/b><span style=\"font-weight: 400;\">Now choose the \u2018<\/span>Model Draft<span style=\"font-weight: 400;\">\u2019 option given on the main page of the website. You have to download and fill the right draft.<\/span><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image\"><img decoding=\"async\" loading=\"lazy\" width=\"860\" height=\"430\" class=\"wp-image-42873\" src=\"https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat-model-draft.jpg\" alt=\"garvi gujarat model draft\" srcset=\"https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat-model-draft.jpg 860w, https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat-model-draft-300x150.jpg 300w, https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-gujarat-model-draft-768x384.jpg 768w\" sizes=\"(max-width: 860px) 100vw, 860px\" \/><\/figure>\r\n\r\n\r\n\r\n<p><b>Step 3- <\/b><span style=\"font-weight: 400;\">Move back to the home page and hit the option for \u2018<\/span>Public data entry<span style=\"font-weight: 400;\">\u2019.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 4- <\/b><span style=\"font-weight: 400;\">You must go through the information given on the new page you will end up on. Once done, select the \u2018I Agree\u2019 option and proceed.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Step 5- <\/b><span style=\"font-weight: 400;\">Choose the \u2018<\/span>Pre Registration Data Entry<span style=\"font-weight: 400;\">\u2019 tab in order to move ahead with the process.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 6- <\/b><span style=\"font-weight: 400;\">Once you are on the page, you need to finish the prompt of \u2018<\/span>Start registration new data entry<span style=\"font-weight: 400;\">\u2019. After you have filled in all the required details, hit the \u2018<\/span>Submit registration details<span style=\"font-weight: 400;\">\u2019 button to proceed. Now that you have registered on the website, you can move with the property registration process.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image\"><img decoding=\"async\" loading=\"lazy\" width=\"860\" height=\"430\" class=\"wp-image-42874\" src=\"https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-public-data-entry-gujarat.jpg\" alt=\"garvi public data entry gujarat\" srcset=\"https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-public-data-entry-gujarat.jpg 860w, https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-public-data-entry-gujarat-300x150.jpg 300w, https:\/\/www.squareyards.com\/blog\/wp-content\/uploads\/2021\/09\/garvi-public-data-entry-gujarat-768x384.jpg 768w\" sizes=\"(max-width: 860px) 100vw, 860px\" \/><\/figure>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 7- <\/b><span style=\"font-weight: 400;\">In order to register the property, you need to head to a number of pages and fill in the required details. Here, you will find pages including the\u00a0 \u2018Presentation step 1\u2019, \u2018Payment details\u2019, and \u2018Payment status\u2019.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 8- <\/b><span style=\"font-weight: 400;\">Once you are done finishing the payment, you will get a challan copy after hitting the\u00a0 \u2018Print details\u2019 button.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 9- <\/b><span style=\"font-weight: 400;\">Now you will receive a 13-digit number which you must keep saved for any reference in the future. Take a printed copy for the e-challan for future reference.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>Step 10- <\/b><span style=\"font-weight: 400;\">Finally, you now have to submit the printed copy and the<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"has-text-align-justify\"><b>Step 11- <\/b><span style=\"font-weight: 400;\">Then you just have to submit the printout and the 13-digit number with other documents at the office of the Sub-registrar at the time of your appointment.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\" id=\"h-stamp-duty-charges-in-other-states\">Stamp Duty Charges in Other States<\/h3>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td><strong>State<\/strong><\/td>\r\n<td><strong>Stamp Duty Charges<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Kolkata<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-kolkata\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Kolkata<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Madhya Pradesh<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-madhya-pradesh\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Madhya Pradesh<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Uttar Pradesh<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-uttar-pradesh\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Uttar Pradesh<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>West Bengal<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-west-bengal\" target=\"_blank\" rel=\"noopener\">Stamp Duty in West Bengal<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Delhi<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-delhi\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Delhi<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Goa<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-goa\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Goa<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Rajasthan<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-rajasthan\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Rajasthan<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Mumbai<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-mumbai-2\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Mumbai<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Jammu<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-jammu-and-kashmir\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Jammu<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td>Pune<\/td>\r\n<td><a href=\"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-pune\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Pune<\/a><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n<p>&nbsp;<\/p>\r\n<h2><b>Looking for the Gujarat Stamp Duty Rate Chart (PDF)?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Many buyers search for a stamp duty in Gujarat PDF\u00a0 &#8211; a downloadable chart of rates by article. The most reliable and current version is on the official GARVI portal rather than a third-party file, because the schedule is revised from time to time.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">The GARVI portal publishes the current rate of stamp duty by article and an online calculator<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">It also lets you download the Index-2 and document copies after registration<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Prefer the official portal over downloaded PDFs floating online, which may be out of date<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">For a specific instrument, calculate on GARVI or confirm with the Sub-Registrar for certainty<\/span><\/li>\r\n<\/ul>\r\n<h2><b>Tax Benefit on Stamp Duty in Gujarat<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Stamp duty and registration charges on a residential property can be claimed as a tax deduction, which reduces your effective cost.<\/span><\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Deduction of up to \u20b91,50,000 under Section 80C of the Income Tax Act in the financial year of payment<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Applies to residential house property, not to commercial property or pure plots<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Available under the old tax regime; buyers on the new regime cannot claim it<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">Joint buyers can each claim their proportionate share within the overall limit<\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\">A qualified tax adviser can confirm which regime is better for your overall situation<\/span><\/li>\r\n<\/ul>\r\n<h2><b>Quick Reference \u2013 Stamp Duty and Registration in Gujarat<\/b><\/h2>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><b>Property Value<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Stamp Duty (4.9%)<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Registration (Male, 1%)<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Total (Male)<\/b><\/p>\r\n<\/td>\r\n<td>\r\n<p><b>Total (Female sole)<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b940 lakh<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b91,96,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b940,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b92,36,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b91,96,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b960 lakh<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b92,94,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b960,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b93,54,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b92,94,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b980 lakh<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b93,92,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b980,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b94,72,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b93,92,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b91 crore<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b94,90,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b91,00,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b95,90,000<\/span><\/p>\r\n<\/td>\r\n<td>\r\n<p><span style=\"font-weight: 400;\">\u20b94,90,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p><span style=\"font-weight: 400;\">These figures assume the property value equals or exceeds the Jantri rate. Female totals assume sole ownership with the registration fee waived. Verify the current Jantri rate and rates on the GARVI portal before finalising your budget.<\/span><\/p>\r\n<h2><b>Conclusion<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Stamp duty and registration charges in Gujarat come to about 5.9 percent for a male buyer\u00a0 &#8211; a flat 4.9 percent stamp duty plus 1 percent registration\u00a0 &#8211; and 4.9 percent for a woman registering in her sole name, because the registration fee is waived. That waiver, not a lower stamp duty, is the real women&#8217;s concession in Gujarat, and it is worth tens of thousands of rupees on an average home.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Beyond the sale deed, the rates vary sharply by instrument: a gift to a blood relative is just 1 percent, an 11-month rent agreement is nominal, a home loan&#8217;s equitable mortgage is only 0.1 percent, and an affidavit is a few rupees. Choosing the right instrument, and registering in the right name, can save a family a meaningful amount\u00a0 &#8211; all within the rules.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Check the Jantri rate for your property on GARVI, calculate the duty for your exact instrument, pay online or generate your e-stamp through SHCIL, and carry every document in original plus photocopy. Do that and registration day in Gujarat will be smooth.<\/span><\/p>\r\n\r\n\r\n<!-- \/wp:structured-content\/faq-item --><!-- \/wp:structured-content\/faq -->","protected":false},"excerpt":{"rendered":"<p>Buying property in Gujarat is easier on the wallet than in many states, but the government charges still add up. Whether it is a flat in Ahmedabad, a shop in Surat or a plot in Vadodara, stamp duty and registration charges add close to 6 percent to your cost\u00a0 &#8211; and there is a distinctive [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":656575,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[210],"acf":[],"_links":{"self":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/33409"}],"collection":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/users\/66"}],"replies":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/comments?post=33409"}],"version-history":[{"count":25,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/33409\/revisions"}],"predecessor-version":[{"id":1089265,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/33409\/revisions\/1089265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media\/656575"}],"wp:attachment":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media?parent=33409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/categories?post=33409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}