{"id":34256,"date":"2021-09-09T14:19:01","date_gmt":"2021-09-09T08:49:01","guid":{"rendered":"https:\/\/www.squareyards.com\/blog\/?p=34256"},"modified":"2026-09-24T12:49:41","modified_gmt":"2026-09-24T07:19:41","slug":"stamp-duty-and-registration-charges-in-pune","status":"publish","type":"post","link":"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-pune","title":{"rendered":"Stamp Duty and Registration Charges in Pune 2026: New Flat, Resale Flat and Complete Guide"},"content":{"rendered":"

If you are buying a flat in Pune, stamp duty and registration are the two charges you cannot skip. Together they add roughly 7 to 8 percent on top of your property price, so on a 1 crore flat that is somewhere between 7 and 8 lakh rupees to keep aside before you even think about interiors or a home loan down payment.<\/span><\/p>\r\n

Most buyers ask the same handful of questions. What is the current stamp duty in Pune. Does it change for a resale flat? Do women really pay less? This guide answers all of that in one place, using the latest 2026 rates, so you know exactly what to budget for before you sign anything.<\/span><\/p>\r\n

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What is Stamp Duty and Registration Charges in Pune?<\/b><\/h2>\r\n

When you purchase a property in any part of Maharashtra, you have to pay stamp duty. This is a tax you pay to the Maharashtra government. It is charged under the Maharashtra\u00a0 stamp act. Without stamp duty, your agreement has no value in court if there is ever a dispute.<\/span><\/p>\r\n

Registration charges are a separate fee. This is what you pay to get your sale deed recorded at the Sub Registrar Office. Registration is what actually places your name in the government’s property records.<\/span><\/p>\r\n

Pune’s stamp duty is a little higher than Mumbai’s because of an extra charge called Local Body Tax, which only applies inside Pune Municipal Corporation and Pimpri Chinchwad Municipal Corporation limits. We will get into the exact numbers next.<\/span><\/p>\r\n

Stamp Duty and Registration Charges in Pune 2026: Current Rates<\/b><\/h2>\r\n

The current stamp duty in Pune for a male buyer in PMC or PCMC areas is 7 percent of the property value. For a female buyer, it is 6 percent. Registration charges are 1 percent of the property value, capped at Rs 30,000.<\/span><\/p>\r\n

Here is the full breakup of pune stamp duty charges for 2026:<\/span><\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
\r\n

Buyer Type<\/b><\/p>\r\n<\/td>\r\n

\r\n

Stamp Duty<\/b><\/p>\r\n<\/td>\r\n

\r\n

Metro Cess<\/b><\/p>\r\n<\/td>\r\n

\r\n

Local Body Tax<\/b><\/p>\r\n<\/td>\r\n

\r\n

Total Stamp Duty<\/b><\/p>\r\n<\/td>\r\n

\r\n

Registration Charge<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Male buyer (PMC\/PCMC)<\/span><\/p>\r\n<\/td>\r\n

\r\n

5%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

7%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Female buyer (PMC\/PCMC)<\/span><\/p>\r\n<\/td>\r\n

\r\n

4%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

6%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Joint (male + female)<\/span><\/p>\r\n<\/td>\r\n

\r\n

4.5%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

6.5%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Joint (both female)<\/span><\/p>\r\n<\/td>\r\n

\r\n

4%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

6%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Joint (both male)<\/span><\/p>\r\n<\/td>\r\n

\r\n

5%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%<\/span><\/p>\r\n<\/td>\r\n

\r\n

7%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Male buyer (Gram Panchayat)<\/span><\/p>\r\n<\/td>\r\n

\r\n

4%<\/span><\/p>\r\n<\/td>\r\n

\r\n

0%<\/span><\/p>\r\n<\/td>\r\n

\r\n

0%<\/span><\/p>\r\n<\/td>\r\n

\r\n

4%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

\r\n

Female buyer (Gram Panchayat)<\/span><\/p>\r\n<\/td>\r\n

\r\n

3%<\/span><\/p>\r\n<\/td>\r\n

\r\n

0%<\/span><\/p>\r\n<\/td>\r\n

\r\n

0%<\/span><\/p>\r\n<\/td>\r\n

\r\n

3%<\/span><\/p>\r\n<\/td>\r\n

\r\n

1%, max Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

A quick note on why Pune costs more than Mumbai. Both cities charge 5 percent base stamp duty plus 1 percent metro cess. Pune adds one more layer, the 1 percent Local Body Tax, which Mumbai does not have. That one percent is the entire reason current stamp duty rates in Pune sit higher than in the city just three hours away.<\/span><\/p>\r\n

How to Calculate Stamp Duty and Registration Charges in Pune<\/b><\/h2>\r\n

To calculate stamp duty and registration charges in Pune, you always use the higher of two numbers: your agreement value (what you are actually paying the seller or builder) or the Ready Reckoner Rate (the government’s own valuation for that property). Whichever number is bigger, that is what stamp duty gets calculated on.<\/span><\/p>\r\n

Here is the step by step method:<\/span><\/p>\r\n

    \r\n
  1. Find the Ready Reckoner Rate for your building or plot on igrmaharashtra.gov.in.<\/span><\/li>\r\n
  2. Compare it with your agreement value and pick whichever figure is higher.<\/span><\/li>\r\n
  3. Multiply that figure by your applicable stamp duty percentage (7 percent for a male buyer in PMC\/PCMC, 6 percent for a female buyer).<\/span><\/li>\r\n
  4. Add registration charges, 1 percent of the same figure, capped at Rs 30,000.<\/span><\/li>\r\n
  5. Add both figures together for your total cost.<\/span><\/li>\r\n<\/ol>\r\n

    Example: Male buyer, Rs 85 lakh flat in PMC area<\/b><\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
    \r\n

    Item<\/b><\/p>\r\n<\/td>\r\n

    		\r\n

    Amount<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Agreement value<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 85,00,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Ready Reckoner Rate (say it comes to Rs 88 lakh)<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 88,00,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Value used for calculation (higher one)<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 88,00,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Stamp duty at 7%<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 6,16,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Registration charge (capped)<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Total payable<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 6,46,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

    Same property, female buyer<\/b><\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n
    \r\n

    Item<\/b><\/p>\r\n<\/td>\r\n

    		\r\n

    Amount<\/b><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Stamp duty at 6%<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 5,28,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Registration charge (capped)<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 30,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Total payable<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 5,58,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n

    \r\n

    Saving compared to male buyer<\/span><\/p>\r\n<\/td>\r\n

    		\r\n

    Rs 88,000<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

    Stamp Duty and Registration Charges in Pune for New Flat 2026<\/b><\/h2>\r\n

    A new flat means one bought straight from a builder, not from a previous owner. The good news is that stamp duty and registration charges in Pune for new flat purchases follow the exact same rate structure as any other property.<\/span><\/p>\r\n