{"id":46366,"date":"2022-01-04T12:53:12","date_gmt":"2022-01-04T07:23:12","guid":{"rendered":"https:\/\/www.squareyards.com\/blog\/?p=46366"},"modified":"2026-07-03T15:28:00","modified_gmt":"2026-07-03T09:58:00","slug":"stamp-duty-and-registration-charges-in-bangalore","status":"publish","type":"post","link":"https:\/\/www.squareyards.com\/blog\/stamp-duty-and-registration-charges-in-bangalore","title":{"rendered":"Stamp Duty and Registration Charges in Bangalore 2026 : Slab Rates, Calculator and Document Guide"},"content":{"rendered":"\n\n\n
\n

Important 2026 Update: Property registration charges in Karnataka doubled from 1 percent to 2 percent effective 31 August 2025. This is the first such revision since 2003. On a Rs 1 Crore flat the registration charge alone is now Rs 2,00,000 instead of the earlier Rs 1,00,000. Budget for this if you are buying in 2026.<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00a0<\/span>Buying a flat in Bangalore in 2026 means budgeting for roughly 7 to 8 percent of the property value in stamp duty and registration charges on top of the purchase price. On a Rs 80 lakh flat that comes to approximately Rs 6 lakh. Most buyers know these charges exist but miss two important things: Karnataka uses a slab system so the rate depends on your property value, and the registration fee doubled in August 2025.<\/span><\/p>\n

{{auto_toc}}<\/p>\n

What is Stamp Duty in Bangalore?<\/b><\/h2>\n

Stamp duty is a state government tax under the Karnataka Stamp Act, 1957. It is paid when you buy or transfer property and validates the sale deed, making it legally admissible in court. Without paying stamp duty your property transaction cannot be registered and your ownership is not legally recognised.<\/span><\/p>\n

Karnataka uses a slab-based system unlike Mumbai or Pune which use flat percentage rates. Your slab depends on the property value and there is no gender concession in Karnataka. Male and female buyers pay identical stamp duty rates.<\/span><\/p>\n

Stamp Duty and Registration Charges in Bangalore 2026 \u2014 Current Rates<\/b><\/h2>\n\n\n\n
\n

Key fact: No gender concession on stamp duty in Karnataka. Male and female buyers pay the same rate. This is different from Maharashtra where female buyers get a 1 percent discount.<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Stamp Duty Slabs in Bangalore 2026<\/b><\/h3>\n\n\n\n\n\n\n\n
\n

Property Value<\/b><\/p>\n<\/td>\n

\n

Stamp Duty Rate<\/b><\/p>\n<\/td>\n

\n

Surcharge on Stamp Duty<\/b><\/p>\n<\/td>\n

\n

Effective Total Stamp Duty<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Below Rs 20 lakh<\/b><\/p>\n<\/td>\n

\n

2%<\/span><\/p>\n<\/td>\n

\n

2% urban \/ 3% rural<\/span><\/p>\n<\/td>\n

\n

~2.04% urban<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Rs 20 lakh to Rs 45 lakh<\/b><\/p>\n<\/td>\n

\n

3%<\/span><\/p>\n<\/td>\n

\n

2% urban \/ 3% rural<\/span><\/p>\n<\/td>\n

\n

~3.06% urban<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Above Rs 45 lakh<\/b><\/p>\n<\/td>\n

\n

5%<\/span><\/p>\n<\/td>\n

\n

2% urban \/ 3% rural<\/span><\/p>\n<\/td>\n

\n

~5.1% urban<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

BBMP area (above Rs 45L)<\/b><\/p>\n<\/td>\n

\n

5% + 0.5% cess<\/span><\/p>\n<\/td>\n

\n

2% surcharge<\/span><\/p>\n<\/td>\n

\n

~5.6% total stamp duty<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00a0<\/span>Registration Charges in Bangalore 2026<\/b><\/h3>\n\n\n\n\n\n\n\n
\n

Charge<\/b><\/p>\n<\/td>\n

\n

Rate<\/b><\/p>\n<\/td>\n

\n

Notes<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Registration fee<\/b><\/p>\n<\/td>\n

\n

2% of property value<\/span><\/p>\n<\/td>\n

\n

Revised from 1% effective 31 August 2025<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Maximum cap<\/b><\/p>\n<\/td>\n

\n

No cap<\/span><\/p>\n<\/td>\n

\n

Unlike Maharashtra, Karnataka has no upper cap on registration fee<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Gender concession<\/b><\/p>\n<\/td>\n

\n

None<\/span><\/p>\n<\/td>\n

\n

Same rate for men and women<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Property types covered<\/b><\/p>\n<\/td>\n

\n

All<\/span><\/p>\n<\/td>\n

\n

Residential, commercial, plots, resale, new<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n\n\n\n
\n

No cap on registration fee in Karnataka. On a Rs 2 Crore property the registration charge is Rs 4,00,000. Maharashtra caps registration at Rs 30,000. Karnataka does not. This is a major cost difference for high-value Bangalore properties.<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Stamp Duty and Registration Charges in Other States<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Maharashtra<\/td>\nStamp Duty in Maharashtra<\/a><\/td>\n<\/tr>\n
Gujarat<\/td>\nStamp Duty in Gujarat<\/a><\/td>\n<\/tr>\n
Uttar Pradesh<\/td>\nStamp Duty in Uttar Pradesh<\/a><\/td>\n<\/tr>\n
West Bengal<\/td>\nStamp Duty in West Bengal<\/a><\/td>\n<\/tr>\n
Delhi<\/td>\nStamp Duty in Delhi<\/a><\/td>\n<\/tr>\n
Haryana<\/td>\nStamp Duty in Haryana<\/a><\/td>\n<\/tr>\n
Rajasthan<\/td>\nStamp Duty in Rajasthan<\/a><\/td>\n<\/tr>\n
Mumbai<\/td>\nStamp Duty in Mumbai<\/a><\/td>\n<\/tr>\n
Gurgaon<\/td>\nStamp Duty in Gurgaon<\/a><\/td>\n<\/tr>\n
Pune<\/td>\nStamp Duty in Pune<\/a><\/td>\n<\/tr>\n
Punjab<\/td>\nStamp Duty in Punjab<\/a><\/td>\n<\/tr>\n
Goa<\/td>\nStamp Duty in Goa<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Stamp Duty on Resale Flat in Bangalore<\/b><\/h2>\n

Resale flat stamp duty in Bangalore is the same as for a new flat. The same three slab rates apply and there is no reduction for age of property or previous ownership.<\/span><\/p>\n

    \n
  • \u00a0 \u00a0 <\/span>Below Rs 20 lakh: 2 percent stamp duty plus surcharge and registration<\/span><\/li>\n
  • \u00a0 \u00a0 <\/span>Rs 20 lakh to Rs 45 lakh: 3 percent plus surcharge and registration<\/span><\/li>\n
  • \u00a0 \u00a0 <\/span>Above Rs 45 lakh: 5 percent plus cess, surcharge and registration<\/span><\/li>\n
  • \u00a0 \u00a0 <\/span>GST does NOT apply to resale flats \u2014 GST is only for under-construction new properties<\/span><\/li>\n
  • \u00a0 \u00a0 <\/span>Stamp duty calculated on higher of agreement value or current Guidance Value<\/span><\/li>\n<\/ul>\n

    What to Check Before Buying a Resale Flat in Bangalore<\/b><\/h3>\n
      \n
    • \u00a0 \u00a0 <\/span>Obtain an Encumbrance Certificate from Kaveri Online for at least 13 years<\/span><\/li>\n
    • \u00a0 \u00a0 <\/span>Check the Khata in the seller’s name at the BBMP or BDA office<\/span><\/li>\n
    • \u00a0 \u00a0 <\/span>Confirm there are no outstanding property tax dues<\/span><\/li>\n
    • \u00a0 \u00a0 <\/span>Verify the Guidance Value on Kaveri portal for your specific property<\/span><\/li>\n
    • \u00a0 \u00a0 <\/span>Check that the building has an Occupancy Certificate (OC) if constructed after 2010<\/span><\/li>\n
    • \u00a0 \u00a0 <\/span>Confirm the previous sale deed is registered and the chain of title is clean<\/span><\/li>\n<\/ul>\n

      Stamp Duty on Gift Deed in Bangalore<\/b><\/h2>\n

      Gift deed stamp duty in Bangalore is much lower than a regular sale when the transfer is between family members.<\/span><\/p>\n\n\n\n\n\n\n\n
      \n

      Recipient<\/b><\/p>\n<\/td>\n

      		\n

      Stamp Duty<\/b><\/p>\n<\/td>\n

      		\n

      Registration Charge<\/b><\/p>\n<\/td>\n<\/tr>\n

      \n

      Family member (BBMP \/ BMRDA area)<\/b><\/p>\n<\/td>\n

      		\n

      Fixed Rs 5,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 500 flat fee<\/span><\/p>\n<\/td>\n<\/tr>\n

      \n

      Family member (City \/ Town Panchayat)<\/b><\/p>\n<\/td>\n

      		\n

      Fixed Rs 3,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 500 flat fee<\/span><\/p>\n<\/td>\n<\/tr>\n

      \n

      Family member (Other areas)<\/b><\/p>\n<\/td>\n

      		\n

      Fixed Rs 1,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 500 flat fee<\/span><\/p>\n<\/td>\n<\/tr>\n

      \n

      Non-family member<\/b><\/p>\n<\/td>\n

      		\n

      5% of market value + surcharge<\/span><\/p>\n<\/td>\n

      		\n

      2% of property value<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      Family members for gift deed purposes in Karnataka include spouse, parents, children, siblings, grandchildren and their spouses. A gift to anyone outside this list is treated as a regular sale for stamp duty purposes.<\/span><\/p>\n

      Property Registration Charges in Bangalore \u2014 What Changed in 2026<\/b><\/h2>\n

      The single biggest change for Bangalore property buyers in 2026 is the doubling of registration charges. Effective 31 August 2025, Karnataka increased the registration fee from 1 percent to 2 percent of the property value. This was the first revision since 2003.<\/span><\/p>\n\n\n\n\n\n\n\n
      \n

      Property Value<\/b><\/p>\n<\/td>\n

      		\n

      Old Registration (1%)<\/b><\/p>\n<\/td>\n

      		\n

      New Registration (2%)<\/b><\/p>\n<\/td>\n

      		\n

      Increase<\/b><\/p>\n<\/td>\n<\/tr>\n

      \n

      Rs 50 lakh<\/b><\/p>\n<\/td>\n

      		\n

      Rs 50,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 1,00,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 50,000 more<\/span><\/p>\n<\/td>\n<\/tr>\n

      \n

      Rs 80 lakh<\/b><\/p>\n<\/td>\n

      		\n

      Rs 80,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 1,60,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 80,000 more<\/span><\/p>\n<\/td>\n<\/tr>\n

      \n

      Rs 1 Crore<\/b><\/p>\n<\/td>\n

      		\n

      Rs 1,00,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 2,00,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 1,00,000 more<\/span><\/p>\n<\/td>\n<\/tr>\n

      \n

      Rs 2 Crore<\/b><\/p>\n<\/td>\n

      		\n

      Rs 2,00,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 4,00,000<\/span><\/p>\n<\/td>\n

      		\n

      Rs 2,00,000 more<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

       <\/p>\n\n\n\n
      \n

      Proposed Guidance Value revision: Karnataka proposed a 10 to 15 percent upward revision of Guidance Values from April 2026. As of May 2026 this had not been formally notified. Monitor kaveri.karnataka.gov.in for any update as this would directly increase stamp duty calculations.<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      No Gender Concession on Stamp Duty in Bangalore<\/b><\/h2>\n

      Unlike Maharashtra where female buyers get a 1 percent stamp duty discount, Karnataka does not offer any gender concession on stamp duty or registration. Male and female buyers purchasing a property in Bangalore pay identical rates.<\/span><\/p>\n

        \n
      • \u00a0 \u00a0 <\/span>Stamp duty: same rate for men and women<\/span><\/li>\n
      • \u00a0 \u00a0 <\/span>Registration charge: same rate for men and women<\/span><\/li>\n
      • \u00a0 \u00a0 <\/span>No concession for joint ownership with female co-owner<\/span><\/li>\n
      • \u00a0 \u00a0 <\/span>Senior citizens: no specific concession under current Karnataka rules<\/span><\/li>\n
      • \u00a0 \u00a0 <\/span>First-time buyers: no specific stamp duty concession under current rules<\/span><\/li>\n<\/ul>\n

        How to Pay Stamp Duty Online in Bangalore \u2014 Kaveri 2.0<\/b><\/h2>\n

        Karnataka launched Kaveri 2.0 with full digital e-stamping capability. As of January 2026 the state also introduced digital e-stamp certificates under the Karnataka Stamp (Digital e-Stamp) Rules, 2025. You can now complete stamp duty payment entirely online without visiting a bank or collection centre.<\/span><\/p>\n

          \n
        • \u00a0 \u00a0 <\/span>Visit kaveri.karnataka.gov.in<\/span><\/li>\n
        • \u00a0 \u00a0 <\/span>Log in or register as a new user<\/span><\/li>\n
        • \u00a0 \u00a0 <\/span>Select stamp duty payment and enter property and transaction details<\/span><\/li>\n
        • \u00a0 \u00a0 <\/span>Pay via net banking, debit card, UPI, credit card, NEFT or RTGS<\/span><\/li>\n
        • \u00a0 \u00a0 <\/span>Download the digital e-stamp certificate with a unique QR code<\/span><\/li>\n
        • \u00a0 \u00a0 <\/span>This digital e-stamp is used at the Sub-Registrar Office on registration day<\/span><\/li>\n<\/ul>\n

          Kaveri 2.0 also lets you calculate Guidance Value, search for Encumbrance Certificates, and book your Sub-Registrar Office appointment for registration day from the same portal.<\/span><\/p>\n

          Documents Required for Property Registration in Bangalore<\/b><\/h2>\n

          Every document in this list must be in original plus one self-attested photocopy. Both buyer and seller must be physically present at the Sub-Registrar Office. Registration cannot proceed if any document is missing or if names do not match across documents.<\/span><\/p>\n

          Documents from Both Buyer and Seller<\/b><\/h3>\n\n\n\n\n\n\n\n
          \n

          Document<\/b><\/p>\n<\/td>\n

          		\n

          Details<\/b><\/p>\n<\/td>\n<\/tr>\n

          \n

          Aadhaar Card<\/b><\/p>\n<\/td>\n

          		\n

          Original mandatory for biometric authentication. Name must match exactly on sale deed.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          PAN Card<\/b><\/p>\n<\/td>\n

          		\n

          Mandatory for all transactions above Rs 5 lakh. Both parties must submit.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Passport-size photographs<\/b><\/p>\n<\/td>\n

          		\n

          Two recent colour photographs each for the registered deed.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Address proof<\/b><\/p>\n<\/td>\n

          		\n

          Voter ID, driving licence or latest electricity bill. Original plus photocopy.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          Core Property Documents<\/b><\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
          \n

          Document<\/b><\/p>\n<\/td>\n

          		\n

          Who Provides<\/b><\/p>\n<\/td>\n

          		\n

          Notes<\/b><\/p>\n<\/td>\n<\/tr>\n

          \n

          Sale Deed<\/b><\/p>\n<\/td>\n

          		\n

          Buyer and seller together<\/span><\/p>\n<\/td>\n

          		\n

          On e-stamp paper of correct value. Drafted before SRO visit.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Stamp duty payment receipt<\/b><\/p>\n<\/td>\n

          		\n

          Buyer<\/span><\/p>\n<\/td>\n

          		\n

          Digital e-stamp certificate from Kaveri 2.0 with QR code.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Encumbrance Certificate (EC)<\/b><\/p>\n<\/td>\n

          		\n

          Buyer to verify<\/span><\/p>\n<\/td>\n

          		\n

          Pull fresh EC from Kaveri Online within 30 days of registration.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Khata Certificate<\/b><\/p>\n<\/td>\n

          		\n

          Seller<\/span><\/p>\n<\/td>\n

          		\n

          Shows property is registered with BBMP or BDA in seller’s name.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Previous sale deed<\/b><\/p>\n<\/td>\n

          		\n

          Seller<\/span><\/p>\n<\/td>\n

          		\n

          Original registered deed showing how seller acquired the property.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Property tax receipts<\/b><\/p>\n<\/td>\n

          		\n

          Seller<\/span><\/p>\n<\/td>\n

          		\n

          Last 3 years showing no outstanding dues.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Building plan approval<\/b><\/p>\n<\/td>\n

          		\n

          Seller \/ Builder<\/span><\/p>\n<\/td>\n

          		\n

          BDA or BBMP approved building plan.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Occupancy Certificate (OC)<\/b><\/p>\n<\/td>\n

          		\n

          Seller \/ Builder<\/span><\/p>\n<\/td>\n

          		\n

          For buildings constructed after 2010 \u2014 confirms legal occupation.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          RERA registration<\/b><\/p>\n<\/td>\n

          		\n

          Builder<\/span><\/p>\n<\/td>\n

          		\n

          For new projects \u2014 verify on K-RERA portal.<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Society NOC<\/b><\/p>\n<\/td>\n

          		\n

          Seller<\/span><\/p>\n<\/td>\n

          		\n

          For apartment in CHS \u2014 no dues and permission to transfer.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          Additional Documents by Situation<\/b><\/h3>\n\n\n\n\n\n\n\n\n\n
          \n

          Situation<\/b><\/p>\n<\/td>\n

          		\n

          Additional Documents<\/b><\/p>\n<\/td>\n<\/tr>\n

          \n

          Resale flat<\/b><\/p>\n<\/td>\n

          		\n

          EC for 13+ years, Khata in seller’s name, All previous sale deeds in chain<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Under-construction flat<\/b><\/p>\n<\/td>\n

          		\n

          Builder-buyer agreement, Allotment letter, GST payment receipts<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          NRI buyer or seller<\/b><\/p>\n<\/td>\n

          		\n

          Valid passport, OCI card if applicable, NRE\/NRO account, registered Power of Attorney if absent<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Inherited property<\/b><\/p>\n<\/td>\n

          		\n

          Death certificate, Succession certificate or probate, Family tree affidavit<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Power of Attorney sale<\/b><\/p>\n<\/td>\n

          		\n

          Registered POA document, Both principal and attorney for biometrics<\/span><\/p>\n<\/td>\n<\/tr>\n

          \n

          Plot or land<\/b><\/p>\n<\/td>\n

          		\n

          Mutation records, RTC (Record of Rights), Conversion certificate if agricultural land<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \u00a0<\/span><\/p>\n\n\n\n
          \n

          Kaveri 2.0 system alert: Your Aadhaar name must match exactly across all documents including the sale deed. A spelling difference causes system errors during biometric registration and may require you to rebook your SRO appointment.<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          What Happens at the Sub-Registrar Office on Registration Day<\/b><\/h3>\n
            \n
          • \u00a0 \u00a0 <\/span>Arrive 15 to 30 minutes before your booked slot and collect a token from the counter<\/span><\/li>\n
          • \u00a0 \u00a0 <\/span>Scrutiny officer checks your original IDs against data already entered in Kaveri 2.0<\/span><\/li>\n
          • \u00a0 \u00a0 <\/span>When your token is called, buyer, seller and two witnesses go to the registrar’s desk<\/span><\/li>\n
          • \u00a0 \u00a0 <\/span>Biometric: thumb impression on digital scanner and webcam photograph recorded<\/span><\/li>\n
          • \u00a0 \u00a0 <\/span>You sign two summary sheets \u2014 check property description and amount before signing<\/span><\/li>\n
          • \u00a0 \u00a0 <\/span>Collect the Original Document Return receipt on the same day<\/span><\/li>\n
          • \u00a0 \u00a0 <\/span>Registered deed is issued within a few hours to two working days<\/span><\/li>\n<\/ul>\n

            Bangalore Sub-Registrar Offices \u2014 Key Locations<\/b><\/h3>\n\n\n\n\n\n\n\n\n\n\n\n
            \n

            SRO<\/b><\/p>\n<\/td>\n

            		\n

            Area Served<\/b><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Rajajinagar<\/b><\/p>\n<\/td>\n

            		\n

            Rajajinagar, Basaveshwarnagar, Malleshwaram west<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Basavanagudi<\/b><\/p>\n<\/td>\n

            		\n

            Basavanagudi, Jayanagar, JP Nagar<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Indiranagar<\/b><\/p>\n<\/td>\n

            		\n

            Indiranagar, Frazer Town, Banaswadi<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Whitefield<\/b><\/p>\n<\/td>\n

            		\n

            Whitefield, Mahadevapura, Brookefield<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Electronic City<\/b><\/p>\n<\/td>\n

            		\n

            Electronic City, Begur, Hongasandra<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Sarjapur Road<\/b><\/p>\n<\/td>\n

            		\n

            HSR Layout, Bellandur, Sarjapur Road<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO Yelahanka<\/b><\/p>\n<\/td>\n

            		\n

            Yelahanka, Hebbal, Jakkur<\/span><\/p>\n<\/td>\n<\/tr>\n

            \n

            SRO KR Puram<\/b><\/p>\n<\/td>\n

            		\n

            KR Puram, Marathahalli, Ramamurthy Nagar<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

            Your SRO is determined by the property location, not your residence. Verify your specific jurisdiction at kaveri.karnataka.gov.in before booking. SROs are often crowded at month-end \u2014 book mid-month slots where possible.<\/span><\/p>\n

            Tax Benefit on Stamp Duty in Bangalore<\/b><\/h2>\n

            Stamp duty and registration charges paid on a new residential property are eligible for deduction under the Income Tax Act, up to a maximum of Rs 1,50,000 in a financial year.<\/span><\/p>\n

              \n
            • \u00a0 \u00a0 <\/span>Applicable only for new residential property \u2014 not for resale, commercial or plots<\/span><\/li>\n
            • \u00a0 \u00a0 <\/span>Deduction available under the old tax regime only<\/span><\/li>\n
            • \u00a0 \u00a0 <\/span>From FY 2026-27 the new tax regime is the default \u2014 you must actively opt for the old regime to claim this benefit<\/span><\/li>\n
            • \u00a0 \u00a0 <\/span>Consult a tax adviser to determine which regime is better for your situation<\/span><\/li>\n
            • \u00a0 \u00a0 <\/span>Both buyer and co-owner can each claim their proportionate share in case of joint purchase<\/span><\/li>\n<\/ul>\n

              Stamp Duty on Different Property Types in Bangalore<\/b><\/h2>\n\n\n\n\n\n\n\n\n\n\n
              \n

              Property Type<\/b><\/p>\n<\/td>\n

              		\n

              Stamp Duty<\/b><\/p>\n<\/td>\n

              		\n

              Registration<\/b><\/p>\n<\/td>\n

              		\n

              Notes<\/b><\/p>\n<\/td>\n<\/tr>\n

              \n

              New flat (above Rs 45L)<\/b><\/p>\n<\/td>\n

              		\n

              5% + 0.5% BBMP cess<\/span><\/p>\n<\/td>\n

              		\n

              2%<\/span><\/p>\n<\/td>\n

              		\n

              GST 5% also applies for under-construction<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Resale flat (above Rs 45L)<\/b><\/p>\n<\/td>\n

              		\n

              5% + 0.5% BBMP cess<\/span><\/p>\n<\/td>\n

              		\n

              2%<\/span><\/p>\n<\/td>\n

              		\n

              No GST on resale<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Plot or site (above Rs 45L)<\/b><\/p>\n<\/td>\n

              		\n

              5% + cess<\/span><\/p>\n<\/td>\n

              		\n

              2%<\/span><\/p>\n<\/td>\n

              		\n

              Conversion certificate needed if agricultural<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Commercial property<\/b><\/p>\n<\/td>\n

              		\n

              5% + cess<\/span><\/p>\n<\/td>\n

              		\n

              2%<\/span><\/p>\n<\/td>\n

              		\n

              No gender concession<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Gift deed (family)<\/b><\/p>\n<\/td>\n

              		\n

              Rs 5,000 fixed (BBMP area)<\/span><\/p>\n<\/td>\n

              		\n

              Rs 500 flat fee<\/span><\/p>\n<\/td>\n

              		\n

              Huge saving vs regular sale<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Gift deed (others)<\/b><\/p>\n<\/td>\n

              		\n

              5% + surcharge<\/span><\/p>\n<\/td>\n

              		\n

              2%<\/span><\/p>\n<\/td>\n

              		\n

              Same as regular sale<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Lease deed<\/b><\/p>\n<\/td>\n

              		\n

              Depends on duration<\/span><\/p>\n<\/td>\n

              		\n

              Fixed fee<\/span><\/p>\n<\/td>\n

              		\n

              Separate slab structure<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

              Stamp Duty and Registration Charges in Bangalore \u2014 Quick Reference<\/b><\/h2>\n\n\n\n\n\n\n\n\n\n
              \n

              Property Value<\/b><\/p>\n<\/td>\n

              		\n

              Stamp Duty<\/b><\/p>\n<\/td>\n

              		\n

              + BBMP Cess<\/b><\/p>\n<\/td>\n

              		\n

              Registration (2%)<\/b><\/p>\n<\/td>\n

              		\n

              Approx Total<\/b><\/p>\n<\/td>\n<\/tr>\n

              \n

              Rs 30 lakh (Rs 20-45L slab)<\/b><\/p>\n<\/td>\n

              		\n

              Rs 90,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 0<\/span><\/p>\n<\/td>\n

              		\n

              Rs 60,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,51,800<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Rs 50 lakh (above Rs 45L slab)<\/b><\/p>\n<\/td>\n

              		\n

              Rs 2,50,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 25,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 3,80,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Rs 80 lakh<\/b><\/p>\n<\/td>\n

              		\n

              Rs 4,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 40,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,60,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 6,08,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Rs 1 Crore<\/b><\/p>\n<\/td>\n

              		\n

              Rs 5,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 50,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 2,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 7,58,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Rs 1.5 Crore<\/b><\/p>\n<\/td>\n

              		\n

              Rs 7,50,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 75,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 3,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 11,33,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Rs 2 Crore<\/b><\/p>\n<\/td>\n

              		\n

              Rs 10,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 4,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 15,08,000<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

              Note: Figures above are approximate. BBMP cess calculated at 0.5% of property value. Surcharge of 2% on stamp duty amount not included. Always use the Kaveri calculator for exact figures before budgeting.<\/span><\/p>\n

              How to Calculate Stamp Duty and Registration Charges in Bangalore<\/b><\/h2>\n

              Both stamp duty and registration are calculated on the higher of your agreement value or the government Guidance Value for the property. The Guidance Value is Karnataka’s equivalent of Mumbai’s Ready Reckoner Rate. Check it on the Kaveri Online portal before signing any agreement.<\/span><\/p>\n

              Worked Example \u2014 Rs 80 Lakh Flat in BBMP Area<\/b><\/h3>\n\n\n\n\n\n\n\n\n\n
              \n

              Item<\/b><\/p>\n<\/td>\n

              		\n

              Calculation<\/b><\/p>\n<\/td>\n

              		\n

              Amount<\/b><\/p>\n<\/td>\n<\/tr>\n

              \n

              Property value (above Rs 45L slab)<\/b><\/p>\n<\/td>\n

              		\n

              Stamp duty at 5%<\/span><\/p>\n<\/td>\n

              		\n

              Rs 4,00,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              BBMP cess on stamp duty<\/b><\/p>\n<\/td>\n

              		\n

              0.5% of property value<\/span><\/p>\n<\/td>\n

              		\n

              Rs 40,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Surcharge on stamp duty<\/b><\/p>\n<\/td>\n

              		\n

              2% of stamp duty amount<\/span><\/p>\n<\/td>\n

              		\n

              Rs 8,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Registration charge (2%)<\/b><\/p>\n<\/td>\n

              		\n

              2% of Rs 80,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,60,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Total statutory cost<\/b><\/p>\n<\/td>\n

              		\n

              Stamp duty + cess + surcharge + registration<\/span><\/p>\n<\/td>\n

              		\n

              Rs 6,08,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              As percentage of property value<\/b><\/p>\n<\/td>\n

              		\n

              \u00a0<\/span><\/p>\n<\/td>\n

              		\n

              ~7.6%<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

              Worked Example \u2014 Rs 35 Lakh Flat (Rs 20L to 45L Slab)<\/b><\/h3>\n\n\n\n\n\n\n\n\n
              \n

              Item<\/b><\/p>\n<\/td>\n

              		\n

              Calculation<\/b><\/p>\n<\/td>\n

              		\n

              Amount<\/b><\/p>\n<\/td>\n<\/tr>\n

              \n

              Stamp duty at 3%<\/b><\/p>\n<\/td>\n

              		\n

              3% of Rs 35,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,05,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Surcharge (2% urban)<\/b><\/p>\n<\/td>\n

              		\n

              2% of Rs 1,05,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 2,100<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Registration charge (2%)<\/b><\/p>\n<\/td>\n

              		\n

              2% of Rs 35,00,000<\/span><\/p>\n<\/td>\n

              		\n

              Rs 70,000<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              Total<\/b><\/p>\n<\/td>\n

              		\n

              \u00a0<\/span><\/p>\n<\/td>\n

              		\n

              Rs 1,77,100<\/span><\/p>\n<\/td>\n<\/tr>\n

              \n

              As percentage<\/b><\/p>\n<\/td>\n

              		\n

              \u00a0<\/span><\/p>\n<\/td>\n

              		\n

              ~5.1%<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

               <\/p>\n\n\n\n
              \n

              Slab boundary effect: Crossing the Rs 45 lakh threshold increases stamp duty from 3 percent to 5 percent on the full value. On a Rs 46 lakh flat vs a Rs 44 lakh flat the difference in total statutory cost is approximately Rs 90,000. This creates strong incentive to stay below the threshold where possible.<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

              Below are the few steps that will help you in Calculating Stamp Duty in Bangalore<\/span><\/h3>\n

              Step1:<\/b> Visit the website of \u201cKaveri Online Services\u201d.<\/span><\/p>\n

              \"kaverionline<\/p>\n

              Step2:<\/b> Next, you are supposed to fill in some information to let the calculator fetch the charge amount for you. This includes the nature of your document.\u00a0<\/span><\/p>\n

              \"kaverionline<\/p>\n

              Step3:<\/b> Further, you will be able to see a drop-down that reflects the kinds of regions.\u00a0<\/span><\/p>\n

              Some of these Regions include:<\/span><\/p>\n

                \n
              1. Town Panchayat<\/span><\/li>\n
              2. City Corporation<\/span><\/li>\n
              3. Gram Panchayat\u00a0<\/span><\/li>\n
              4. Municipal Corporation<\/span><\/li>\n<\/ol>\n

                By following the above steps, the Bangalore Stamp Duty Calculator will help you compute your stamp duty and registration charge for that particular property.\u00a0<\/span><\/p>\n

                Conclusion<\/b><\/h2>\n

                Stamp duty and registration in Bangalore now adds approximately 7 to 8 percent to the cost of a property above Rs 45 lakh. The August 2025 registration fee doubling from 1 to 2 percent is the most significant cost change in over two decades for Bangalore buyers. On a Rs 1 Crore flat the government charges alone are about Rs 7.6 lakh before any other transaction costs.<\/span><\/p>\n

                Unlike Mumbai and Pune there is no gender concession in Karnataka. Both buyer genders pay the same rates. The slab boundary at Rs 45 lakh creates a meaningful cost jump so buyers negotiating near that threshold should be aware of the difference.<\/span><\/p>\n

                Use the Kaveri 2.0 portal for the official calculation, check the Guidance Value for your property before fixing the agreement value, ensure all documents are ready before your SRO appointment and collect the registered deed receipt on the same day. These four steps make Bangalore property<\/a> registration straightforward.<\/span><\/p>\n

                <\/p>\n","protected":false},"excerpt":{"rendered":"

                Important 2026 Update: Property registration charges in Karnataka doubled from 1 percent to 2 percent effective 31 August 2025. This is the first such revision since 2003. On a Rs 1 Crore flat the registration charge alone is now Rs 2,00,000 instead of the earlier Rs 1,00,000. Budget for this if you are buying in […]<\/p>\n","protected":false},"author":71,"featured_media":46367,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[210],"acf":[],"_links":{"self":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/46366"}],"collection":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/comments?post=46366"}],"version-history":[{"count":11,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/46366\/revisions"}],"predecessor-version":[{"id":1088895,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/posts\/46366\/revisions\/1088895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media\/46367"}],"wp:attachment":[{"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/media?parent=46366"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.squareyards.com\/blog\/wp-json\/wp\/v2\/categories?post=46366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}