The password for a Kotak Bank statement PDF is usually set as a combination of personal details to ensure security. Typically, the password could be your date of birth or a combination of your name and date of birth. For instance, it might be the first four letters of your name followed by your date of birth in DDMM format. If you're unsure about the format or the password isn't working, contact Kotak Bank's customer service for guidance. They can provide the correct format or assist you with accessing your statement securely.