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Home Loan - Real Estate Q&A Forum

A home loan is a secured loan provided by banks and financial institutions to individuals for the purpose of buying or constructing a residential property. The loan amount, interest rate, and repayment tenure are determined by various factors such as the borrower's income, credit history, and the property's value.

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Chandradatt Ahluwalia
Asked On: 24/11/2023

Replied by Shashank Upadhyay On 24/11/2023
You can pay your Bangalore property tax online by following the steps below. Select the 'Property Tax' option from your screen. You will see a new screen. Your registered mobile number and OT...

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Kamika Bajwa
Asked On: 24/11/2023

Replied by adarsh On 24/11/2023

Statе Bank of India, thе largеst Indian govеrnmеnt-ownеd bank, offеrs various banking products and sеrvicеs to thе public, including homе loans. An SBI home loan is a type of loa...

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Bhavani Chadha
Asked On: 24/11/2023

Replied by adarsh On 24/11/2023

Patta land is a category of land for which the government has awarded legal documents, more precisely a patta, to establish ownership rights. The demand for patta property has dramaticall...

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Vaiga Varma
Asked On: 19/9/2023

Replied by Saanjh Singh On 19/9/2023

State Bank of India (SBI) is one of India's leading public sector banks, providing a wide range of home loan products. SBI follows a systematic disbursement process for under-construction propertie...

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Anuhya Puri
Asked On: 19/9/2023

Replied by Kamalkant Bajwa On 19/9/2023

Pre-paying a loan can be an appealing option for borrowers who want to reduce their debt burden and save money on interest. However, in some cases, borrowers may face pre-paymen...

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Manju Jha
Asked On: 19/9/2023

Replied by Sagun Iyer On 19/9/2023

Individuals often wonder if they can have multiple applicants on the same loan application when applying for one. In some cases, having two applicants, also known as co-applicants or join...

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Ratan Banerjee
Asked On: 19/9/2023

Replied by Harishita Chadha On 19/9/2023

Cash loan repayment is generally not the preferred loan repayment method, and it may not be permitted or accepted by all lenders. The use of cash for loan repayment raise...

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Priyadarshini Bhatt
Asked On: 15/9/2023

Replied by Chaitra Sharma On 15/9/2023

A home loan is a significant financial commitment, and lenders consider various factors to determine an applicant's eligibility. Among these factors, one's credit score significantly impacts the lender's decision. ...

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Kanthi Agarwal
Asked On: 22/8/2023

Replied by Trishulank Goel On 22/8/2023

State Bank of India (SBI) is one of India's leading public sector banks, providing a wide range of home loan products. SBI follows a systematic disbursement process for under-construction propertie...

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Ganaraj Modi
Asked On: 14/8/2023

Replied by Hiranmay Ganguly On 14/8/2023

Choosing the best bank for a house loan is an important choice that may greatly influence the borrower's financial situation. Many banks and financial organisations offer home loans. Therefore, i...

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