Mumbai
A home loan is a secured loan provided by banks and financial institutions to individuals for the purpose of buying or constructing a residential property. The loan amount, interest rate, and repayment tenure are determined by various factors such as the borrower's income, credit history, and the property's value.
Read moreReplied by Prakruti Bawa On 19/9/2023
Cash loan repayment is generally not the preferred loan repayment method, and it may not be permitted or accepted by all lenders. The use of cash for loan repayment raise...
Read moreReplied by Ushraayush Dayal On 15/9/2023
A home loan is a significant financial commitment, and lenders consider various factors to determine an applicant's eligibility. Among these factors, one's credit score significantly impacts the lender's decision. ...
Read moreReplied by Nishad Purohit On 22/8/2023
State Bank of India (SBI) is one of India's leading public sector banks, providing a wide range of home loan products. SBI follows a systematic disbursement process for under-construction propertie...
Read moreReplied by Sajjan Ghosh On 14/8/2023
Choosing the best bank for a house loan is an important choice that may greatly influence the borrower's financial situation. Many banks and financial organisations offer home loans. Therefore, i...
Read moreReplied by Kaushik Mangal On 14/8/2023
A 100 percent loan, also known as a zero down payment loan, is a loan where the lender pays the entire purchase price of a property without requiring upfront fund...
Read moreReplied by Dharma Khurana On 8/8/2023
Rejection of a house loan can be upsetting, especially if the applicant has already given the dealer the token sum as a promise to buy the property. Uncertainty and worrie...
Read moreReplied by Anindita Kapoor On 8/8/2023
Home loans are financial instruments that let borrowers borrow money from a lender to buy or build a home. Borrowers must comprehend the many house loan possibilities and pick th...
Read moreReplied by Shashank Jain On 25/7/2023
A CC (Cash Credit) Limit against property is a financial arrangement that allows Indian borrowers to obtain credit by pledging their property as collateral. Banks and financial institutions provide ...
Read moreReplied by Prasoon Saxena On 25/7/2023
A key factor in determining the taxable income from a property for income tax purposes is its Net Annual Value (NAV). It indicates the anticipated yearly rental income for th...
Read moreReplied by Induja Burman On 5/7/2023
Home loan insurance is a type of insurance that protects the borrower family or dependents in the event of the borrower death or disability. It ensures that the outstanding hom...
