Cost of Living
Calculator in India

Yes, housing is the largest component and is based on Square Yards data. For rent, we use median rental prices for your BHK preference in the chosen city. For buying, we calculate EMI based on property value, down payment, interest rate, and loan tenure.

Non-housing expenses include: Groceries, Utilities (electricity, water, gas), Transport (fuel, cab, metro), Education (school fees, tuition), Healthcare (insurance, medical), Lifestyle (entertainment, dining out), and Miscellaneous expenses.

Yes! Start with our 'Moderate' lifestyle baseline and adjust each category on the results page. You can set each expense category to Low, Moderate, or High, or enter custom amounts.

Our estimates are based on real-time market data and city-level averages. While your actual spend may vary based on personal choices, the ranges are realistic for financial planning purposes.

PI (Price-to-Income) ratio shows how many years of annual income a property represents. A PI below 3 is considered reasonable for end-use buyers. Between 3-7 is stretched, and above 7 is high-risk.

Your calculator inputs are processed locally and are not stored on our servers. We respect your privacy and do not share any personal financial information with third parties.

No, this calculator focuses on monthly recurring costs. One-time costs like security deposit, brokerage, registration, and moving expenses are not included in the monthly estimates.

You can run the calculator multiple times for different cities and download/save each report. This helps you compare cost of living across cities when planning a relocation.

Yes, NRIs can use this calculator. All values are in INR and based on Indian city data. The lifestyle assumptions are calibrated for Indian expense patterns.

Absolutely! There's a 'Talk to Property Expert' option on the results page. Our experts can help you find properties that match your budget and preferences.