Novel MSR Office in Marathahalli

Any Indian citizen, NRI, company (Pvt Ltd/ Proprietorship), HUF/Trust, cooperative society can invest with us subject to valid KYC and regulatory guidelines. Any resident having joint, savings or current account OR NRI’s with an INR denominated bank account with proper KYC can invest in Fully Leased Opportunity ownership. NRIs can invest through their NRE / NRO accounts. However, the income and profits generated will be paid in the NRO accounts only

Fully Leased Opportunity Investment opportunity will always carry a monthly or a quarterly yield, rent or a coupon which will be typically 2% to 3% more than the Fixed Deposit returns in India. These Fully Leased Opportunity investments are backed by physical real estate at market value plus cost of acquisition (Stamp duty, Registration, Brokerage and Contingency costs). Additionally, these investments offer capital appreciation upon the exit or sale of the property, making them a lucrative and secured investment

Props{AMC} is an experienced and dedicated property manager that anticipates significant growth in the Fully Leased Opportunity ownership industry in India, with expectations of reaching $10 billion in the next five years. Additionally, investors will have the right to replace the property manager in case of non-performance of the asset. These investments are backed by physical real estate and carry medium risk. The investment amount is secured as it is used to purchase physical real estate through the SPV model Your investment is in the form of equity shares and Compulsorily Convertible Debentures (CCD's)in a Private Limited Company, incorporated for the sole purpose of acquiring and owning the asset. By holding equity shares in the SPV, you effectively own the asset. The SPV must adhere to statutory requirements, such as holding general meetings and filing returns, which are managed by third-party consultants. This structure ensures that the ultimate decision-making power rests solely with the investors. Therefore, even if Props{AMC} is not operational, your ownership and control of the asset remain secure.

PropsAMC's website https://PropsAMC.com/ will list Fully Leased Opportunity investment opportunities. Interested parties can express their interest in a specific opportunity, which will then be followed up by a dedicated product and investor support representative. They will share legal, technical, valuation, and documentation assistance for subscribing to these opportunities.

No. One cannot avail any loan against the Fully Leased Opportunity ownership shares of the SPV.

Props{AMC} is an integrated real estate investment management platform for property owners and investors to invest, manage, monitor and market their physical as well as securities-backed real estate on a transparent and seamless user friendly tech-enabled interface. Props{AMC} will serve as the property manager appointed by the entity that owns the underlying real estate

The original title deeds and other property-related documents, including the title report, permissions, car park allotment, letter of possession, and any land ownership documents, are kept in the safe custody of the SEBI-registered trustee. The investors get physical Debenture certificates or CCDs in demat issued by the company as the proof of proportionate ownership of the company and the property.

REITs are publicly traded instruments. Investors buy and sell units of the REIT to receive dividends and make capital gains. Whereas with PropsAmc, Investors are made shareholders of a Private Limited Company which owns the property. Props{AMC} manages the property on behalf of the SPV. Yields In a REIT, the yield varies based on your entry price. With PropsAmc, the yields are fixed. Volatility As a listed product, a REIT is subject to stock market volatility which can by out of sync with actual property value. With PropsAmc, Asset valuations are far more stable and only change according to ground reality. Payouts With REITs, the dividend payout cycle depends on the fund. It can be monthly or bi-annually. Also, a REIT is only required to distribute a minimum of 90% of the net distributable cash flows. With PropsAmc, Payouts are made monthly and there is a complete distribution of distributable cash flows. Non-revenue generating assets Up to 10% of the REIT’s investment can be in under-construction (Non- revenue generating) assets. With PropsAmc, all assets are revenue-generating. Exiting Assets A REIT cannot sell assets that it has owned for less than 3 years. With PropsAmc, there is no lock-in period.

For asset-specific queries, please enter your name, contact number, and email ID in the enquiry form. One of our representatives will get in touch with you to resolve your queries Click here to drop your queries.

Props{AMC} expects to see 8-10% yearly rental returns on its listed assets, with an expected IRR of 12-15% over a period of 5 years.

No, Props{AMC} does not offer any guarantee on returns. Instead, we advise our potential investors to be cautious of any scheme which claims guaranteed returns. While rental yields on most opportunities listed on the platform are known in advance, the risk that the yield and expected gains will not be realised, remains. Our presentations, webinars, and discussions only indicate projected returns. We advise potential investors to be wary of any scheme which provides guaranteed returns

This can be done in three different ways. Asset Sale: If a lucrative opportunity for selling the asset is available, Props{AMC} as the asset manager shall take the necessary steps to evaluate the opportunity. After evaluation, Props{AMC} will present it to the investors in the form of an online poll to decide if the asset is to be liquidated or Props{AMC} will present it to the investors in the form All related reports and documents to assist the investors in making their decision shall be provided by PropsAmc. Once the asset is sold, the gains (post any taxes and fees) shall be distributed amongst shareholders and remitted to the respective registered bank accounts. If shareholders vote to hold, the investment will continue as is, until the next poll where the process will be repeated. Private Sale: You can sell your Fully Leased Opportunity/holding to anyone you may know, such as friends, family members or third parties. You will be required to execute the necessary transfer documents for the same. Props{AMC} will provide you with the valuation of your holdings if you need assistance in setting a price. Resale Market: Using PropsAmc’s online dashboard, you can list your Fully Leased Opportunity/holding on PropsAmc's resale market at PropsAmc's recommended NAV. You will be required to execute the necessary transfer documents for the same. Once a new investor has acquired your Fully Leased Opportunity, you will be credited your gains (post any taxes and fees) on your registered bank account. The Asset Manager after a certain point of time (say 5-6 years), based on the property type (rented/ under construction) decides the best form of exit, which may either be through sale of the Company owing the property to another set of investors or exit through REITs (if rented assets). If it’s an under-construction property, lease of the property to a good tenant and then sale to HNI’s for a yield.

The typical investment cycle for any real estate opportunity is 6-8 years to unlock its true value. Fully Leased Opportunity ownership follows a similar cycle

If you invest INR 30 Lacs, your earnings will have 2 parts - periodic monthly or quarterly yields and secondly appreciation out of sale of property. The estimated yiled will be in the range of 7% to 9% pa and the appreciation yield will be 5% to 7% pa thus targeting a total return of 12% to 16% pa. Likewise the cost is also in 2 parts viz. Annual Asset Management fees ranging from 0.5% to 1.0%. The asset management fees will be applicable on invested capital deductable at the time of payment of periodic yield. In case of losses incurred at the time of sale of property there will be performance fees applicable.

Yes. The assets are acquired under a Special Purpose Vehicle (SPV) or entity, and each investor becomes a shareholder of the same entity in proportion to the size of their investment.

The Investors can invests in Fully Leased Opportunity ownership by owning the Compulsoty Convertible Debentures ("CCDs") of a Special Purpose Vehicle (SPV) or a Company, which directly owns the property. The Company will have maximum of 200 investors who will own a combination of Equity and Debenture of the SPV. The Company will be managed by the appointed SEBI registered trustee through its nominated Directors.

The minimum square feet we offer you to subscribe is 146 sq. ft (Super Built-up Area) which is proportionate to minimum investment size of INR 25 lacs.

The minimum investment is Rs.25 lakhs based on the opportunity shown on www.PropsAMC.com. The committed capital has to be banked within 30 to 60 days from the date of offer opening by the SPV.

Fully Leased Opportunity ownership is typically done in commercial properties like offices, retail, schools, hospitality, warehouses. Advantages of Fully Leased Opportunity ownership are A. Investment opportunities in Grade A buildings located in prime areas, starting at and affordable investment INR 25 to 30 lakhs. B. Enables customers to diversify their capital across multiple properties. C. Enables customers to hold shares in demat form, which can be further traded D. The cost of managing the property and the SPV is proportional to the investment made. E. Enables investors to transfer shares digitally F. A dedicated property manager and their professional team manage the property and the SPV, providing periodic updates. G. Unconflicted third-party consultants include SEBI-registered trustees, escrow managers, escrow banks, law firms, valuators, R & T agents, property managers, company secretaries, accounting firms, independent directors, and independent auditors.

A Special Purpose Vehicle (SPV) is an entity or company commonly used to invest in or acquire assets such as real estate, companies, and more. Any investment opportunity listed on the Props{AMC} platform will be owned by a SPV, which is a private limited company established exclusively for the purpose of owning the asset

Fully Leased Opportunity ownership is a model of investmentwhere multiple investors collectively own a property and share in the rewards, risk and ownership of a high-value, tangible commercial real estate asset making it more accessible and affordable. In simple terms, by investing a mere INR 10 Lacs in an INR 20 Cr asset, you will get ownership of ~0.5% of the asset through holding the securites of the SPV (Company owning the property).

Investments are made through bank transfers; NEFT or RTGS.

The Asset Manager will charge a standard fees of 0.5% + applicable taxes as Asset Management Fees per annum deductible from the periodic payments.

Initial token amount is INR 100,000. Once an initial investment or token advance is paid, a termination fee shall apply for any withdrawals. The fee will be as per the terms mentioned in the Expression of Interest.

If a property does not eventually close due to any risk arising from the due diligence, Props{AMC} will refund the token amount to the investors without any deductions. Please refer to the T&C outlined in the EOI document (Expression of Interest) for further details.

There is no Lock-in period. However, we advise clients to stay invested in the property (ideally 4-6 years) to benefit from higher rates of return.

Props{AMC} is technology driven AMC. To proceed with the investment, investors would need to e-sign an 'Expression of Interest' document and transfer an initial token advance 100,000/- (Rupees One lakh only) to a designated escrow account to confirm their placement in the investment opportunity. Once an issue is fully funded, investors would be required to transfer the remaining amount to the escrow account. All the documents pertaining to the SPV/ investment opportunity, and the property will be shared with the investors

Typically, the Asset Manager doesn’t charge any annual fees if there is no income. However, the Asset Manager shall be entitled to claim the annual fee for the period when there was no income once the Company owning the property or the allotted Property starts generating income. In case it doesn’t generate income till it is sold then the same calculations will apply as described in Point No. 6 above.

Unlike where the investor owns the allotted units through a registered sale, the income generated from the Company owning the property cannot be considered as Income from house property since it is an investment in securities of a Company. Further, all income generated attracts applicable TDS and the gains attracts short term and long-term gains in the hand of the Investors. Every product will have its own tax liability. It is advisable to seek advice from a tax expert or request to the Asset Manager for clarification based on your invested product. For Indian residents, you will be paying taxes on rental payouts and on capital appreciation. Rents: Rents received from the property are distributed as interest on debentures. It is taxable in the hands of the investors under “Income from Other Sources” at the applicable tax slab. Capital Appreciation: Capital appreciation is subject to capital gain tax at applicable rates. The applicable tax rate would depend on the period for which the shares and debentures were held (short-term vs long-term). Short-term Capital Gain will be applicable if the shares and debentures are sold before 24 and 36 months. respectively This will be taxed at the rate applicable to the investor. Long-term capital Gain will be applicable if the Shares & Debentures are held for more than 24 and 36 months respectively. It will be taxed at 20%, irrespective of the quantum of gains. The benefit of indexation may be explored in the case of long-term capital gains. (Holding Period > 2 years for shares and 3 years for Debentures).

You can view the performance of your investment through our online dashboard.

Props{AMC} will take care of all aspects related to the asset.

All Fully Leased Opportunity ownership opportunities listed on the Props{AMC} platform thus far have a monthly distribution of rental income. The distribution to investors is completely dependent on the collection of receivables from each deal.

Your investment is completed as soon as the opportunity is fully funded and private placement of your investment is done in the SPV. Props{AMC} generally has a time frame of 60 days to ensure that the property receives complete funding.

From Investors' return perspective, it will be a practical impediment to have physical access to property, given the property will be leased out on a long term contract to tenants.

Investors can exit their investment privately through their network or through us by leveraging the secondary re-sale listing on our platform. Please contact your dedicated investment manager to know more.

Risks Property Risks: There are various asset-level risks associated with the property, including the possibility of tenants failing to pay rent, vacating unexpectedly without prior notice, or facing financial instability such as insolvency, liquidation, or voluntary winding-up. Other risks include a reduction in the tenant's workforce, potential damage caused by tenants upon vacating, or even incidents involving trespassers. Rent negotiations could also pose challenges, affecting revenue stability. Additionally, external factors like unforeseen events including pandemics, natural disasters (like Earthquakes, Floods, Lightning or any other Acts of God) can significantly disrupt operations if there are restrictions on movement. Logistical challenges may hinder the smooth flow of business and, in turn, affect rental income and the property's overall financial performance. Credit Risks: Credit risks associated with the property primarily revolve around the stability and reliability of its income streams over time. This includes both historical performance and the outlook for future cash flows. While thorough due diligence has not identified any major credit risks related to the property or its current tenant. The process of sourcing and securing new, financially stable tenants is also a potential risk, as vacancies could lead to extended periods of reduced or no rental income. Furthermore, the consistent and timely payment of both rent and interest (coupon) is essential for the smooth functioning of this investment. Any delays in these payments could disrupt cash flow and negatively affect the timely distribution of income to investors, ultimately impacting the expected returns. Liquidity Risks: Liquidity Risks associated with the property and the investment refer to the ability to sell the property or exit the investment without incurring significant losses. The liquidity of the property is largely influenced by market conditions, including demand, investor sentiment, and broader economic factors. While the property’s strategic location and established infrastructure do help mitigate these risks to a certain degree, shifts in market demand, changes in investor appetite, or adverse economic trends can still impact the ease and timing of a sale, potentially leading to a less favorable exit. In other words, while the property may be well-positioned in terms of infrastructure, the ability to quickly liquidate or realize full value can fluctuate based on external market dynamics. This could affect the investment's overall flexibility and returns, particularly if the market experiences downturns or reduced demand for properties in this segment. Governmental Risks: Governmental risks encompass any actions or changes in regulations that could impact the property's value or the investment’s profitability. This includes shifts in property laws, tax policies, or the potential requisition of land for public infrastructure projects, such as road expansions or metro construction, which could reduce the property's utility or marketability. These risks can affect both the long-term value and income stability of the investment. Furthermore, external factors like political instability could disrupt business operations, resulting in operational delays or property damage, ultimately affecting the expected returns. Given that these risks are often outside one’s control, they represent an added layer of uncertainty that could influence the property’s income-generating potential and liquidity. Structural Risks: Although the property is fully constructed and pre-leased, there are still inherent risks related to its long-term structural integrity. Over time, normal wear and tear, mechanical failures, or potential engineering issues could arise, all of which may necessitate repairs or significant maintenance efforts. The costs associated with keeping the property in optimal condition could reduce profitability if not properly anticipated or managed. Mitigants Rented Property From Day one: One of the standout features of this investment opportunity is that, from the very first day you make your full investment, the property is already generating income since the premises are leased out as of the investment date, which means you don’t need to spend any time or effort looking for tenants. This makes it an excellent choice for investors seeking immediate returns and a hassle-free experience from day one. The revenue starts accumulating right away, providing a steady cash flow with minimal upfront work. Regular Income: With revenue flowing in from day one, another key risk mitigant is the potential to achieve net entry yield returns of up to 7.25%, subject to taxes. This provides a level of assurance that, over the next five years (the lock-in period), the company will be generating stable, fixed revenues. Additionally, this period offers the company ample time to find new tenants, setting the stage for even higher future revenues. It’s a solid foundation that balances immediate returns with long-term growth potential. Location: The prime location of the property significantly enhances its appeal as an investment opportunity. Situated near key areas like the Outer Ring Road and HAL Old Airport Road, with excellent connectivity through public transport, it’s strategically placed for both businesses and commuters. The surrounding area is bustling with commercial establishments, making it an ideal spot for attracting tenants. This high-demand location not only ensures easier tenant acquisition but also positions the property for long-term value appreciation. Accessibility of the Opportunity: Real estate assets are typically large, covering extensive land areas, which can make them difficult to access for many investors. However, Fully Leased Opportunity ownership opens up the possibility for individuals from all financial backgrounds to invest in and earn returns from such high-value properties. Investors can benefit not only from fixed rental income and yields generated by commercial premises but also from the potential value appreciation of their investment. The property’s prime location where demand for commercial spaces and job opportunities is consistently high, positions it for steady appreciation, offering both immediate and long-term financial growth. Commercial Real Estate: Another advantage of commercial real estate is the stability it offers through long-term tenants. Typically, businesses occupy these spaces, and due to their focus on growth and operations, they are less likely to vacate on short notice. Companies, operating on a going-concern basis, prefer minimizing disruptions and administrative challenges that come with relocating. As a result, they are often eager to maintain continuity by renewing their leases at the same premises they've occupied for years. This makes commercial properties a reliable source of steady, long-term rental income for investors. Assurance on Title: Additionally, the thorough technical, title, and financial due diligence conducted by experts provides a strong assurance to investors. This due diligence confirms that the property is equipped with all necessary utilities, the title is clear of any encumbrances, and the tenant has the financial capacity to pay rent for the foreseeable future. Moreover, the property is positioned to generate consistent revenue, with potential for value appreciation, as confirmed by assessments from professional valuers, law firms, and chartered accountant firms. This comprehensive evaluation offers investors peace of mind, knowing the investment is solid and well-supported by expert analysis. Professional & Experts Involved: To ensure the protection of investors' interests, a Trustee/Custodian has been appointed to oversee the process. In addition, the project benefits from the involvement of a highly skilled team, including experienced Asset Management Companies, Law Firms, Tax Consultants, Escrow Managers, Bankers, and Project Managers. With a combined total of over 300 years of expertise, this team is dedicated to managing, safeguarding, and growing your investment on your behalf, providing investors with the confidence that their assets are in capable hands.

No, the structure is effectively pass-through. Only a single level of taxation, in the hands of the investor, will be applicable on the monthly distributions.

The rentals received by the SPV are subject to 10% TDS and are treated as business income in the books of the SPV. The rental income after deduction of expenses is passed on to the investor as interest . on CCD. The interest distributed to investors is only taxable in the hands of the investor and does not attract any taxation in the SPV.

All tax documents including the Quarterly TDS certificates will be made available on your dashboard. For any other tax documentation, please reach out to your dedicated Props{AMC} investment manager.

Yes, the tenant pays GST on the rentals as applicable.

Capital gains tax is attracted at the time of exit from the SPV on sale of securities of SPV (Private Limited Co). Depending on the tenure of investment it will either be classified as long-term capital gain (LTCG) or Short term Capital Gain (STCG). The benefit of indexation is available in the case of long-term capital gains for resident investors. Taxation for Resident Investor: Short term capital gains (STCG) - Taxed as per your tax slab Long term capital gains (LTCG) - 20% with indexation benefit Taxation for NRI Investor: Short term capital gains (STCG) - Taxed as per your tax slab (30% TDS) Long term capital gains (LTCG) - 10% (No indexation benefit) Further Government (Post Budget 2024)has given option to compute taxes either at 12.5 per cent without indexation or at 20 per cent with indexation on real estate transactions. This relief applies to the transfer of long-term capital assets, such as land or buildings, acquired before July 23, 2024. The proposed amendment will enable the taxpayers to compute taxes under both schemes. They will have a choice to pay tax under the scheme in which it is lower. July 23, 2024, is now set as the cut-off date for the calculation of the capital gains versus the earlier cut-off of 2001 that had caused a lot of concern over its impact on long-time owners of property assets. The proposed amendment will apply not only to real estate transactions but also to unlisted equity transactions

Monthly distributions to investors are made in the form of 'interest' and are accordingly taxable in the hands of the investor as per his/her income tax slab rate. The indicative 'tax deducted at source' (TDS) under the current income tax regime, on such distributions, has been reproduced below: a) Residents - 10% (plus applicable surcharge and cess). b) NRI - 30% (plus applicable surcharge and cess) TDS Certificate will be issued every quarter by Props{AMC} on behalf of the SPV. The same will reflect in the Form 26AS of the investor. NRI's can explore benefits under the Double Taxation Avoidance Agreement (“DTAA”) entered with the respective country, subject to availability of Tax residency Certificate ("TRC").

To verify that the asset has a clear title, investors can refer to the Title Note, which provides a summary of the property's legal status. Additionally, investors may choose to conduct independent due diligence on the property, which can include a comprehensive review of ownership records, encumbrances, and regulatory compliance.

While scrutinizing through PropsAMC, investors will be required to sign the Expression of Interest (EOI) as the initial step. This will be followed by the Letter of Intent (LOI), Share Subscription and Shareholders Agreement (SSSHA), and PAS-4, which will be executed in a step-by-step process.

Once the token amount is paid, and the Expression of Interest (EOI) and Letter of Intent (LOI) are signed, investors will receive essential property-related documents for due diligence. These include the Title Note, Valuation Report, and Occupancy Certificate.