In India, you can use online eligibility calculators provided by lenders or financial aggregators to determine your home loan eligibility. You can estimate your eligibility by entering your monthly income, existing debts, and expenses. You can also check your credit score, as having a good credit score increases your chances of getting a loan with a lower interest rate. Credit bureaus such as CIBIL, Equifax, and Experian can provide you with your credit score.
