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Flats in Kharghar Navi Mumbai for Sale
2 BHK Flats Between 1.25 Crore to 1.5 Crore in Kharghar Navi Mumbai for Sale

2 BHK Flats Between 1.25 Crore to 1.5 Crore in Kharghar Navi Mumbai

Showing 95 Listings

Last Updated: Apr 19, 2026

Nandwara Elite Heights

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.4 Cr

2 BHK + 2 Bath
1150
Sq.Ft.
(Built-up Area)
Ready To Move
4th of 14 Floors
1 Covered Parking
Furnished

Enjoy a well-appointed lifestyle in this furnished 2-bedroom, 2-bathroom Flats located in Kharghar, Navi Mumbai, with a spacious 1150 square feet of living area.Priced at 1.4 Cr, this Vastu compliant home is situated on the 4th floor of the Nandwara Elite Heights project, offering convenience with 1 designated parking space and proximity to schools and the city center.Residents can indulge

Prime Location
Near City Center
Vastu compliant
Luxury lifestyle
Schools in vicinity

Ratan Vedprakash Gupta

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New Booking

2 BHK Flats in Tricity Aspire
Sector 34A Kharghar, Navi Mumbai

Starting From₹ 1.25 Cr
+ Charges

Project Status Under Construction
No. of Units 134
Total area 0.55 acres

2 BHK 622 Sq. Ft. Apartment

622

₹ 1.25 Cr

2 BHK 739 Sq. Ft. Apartment

739

₹ 1.49 Cr

Monarch Properties Luxuria

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.5 Cr

2 BHK + 2 Bath
1080
Sq.Ft.
(Built-up Area)
Store Room
Ready To Move
6th of 20 Floors
1 Covered Parking

Consider a lifestyle of comfort and convenience in this furnished two-bedroom Flats located in Kharghar, Navi Mumbai, offered for sale at 1.5 Cr. Situated on the 6th floor of the 20-story Monarch Properties Luxuria, this 1080 square feet residence presents a road view and has been maintained within the 8 to 10-year-old range.You will have access to a comprehensive set of

R Rajesh N Bajaj

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Simran Sapphire

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.5 Cr

2 BHK + 2 Bath
1150
Sq.Ft.
(Built-up Area)
Store Room
Ready To Move
13th of 17 Floors
2 Covered Parking

A furnished two-bedroom, two-bathroom Flats in Kharghar, Navi Mumbai, is now available for sale at 1.5 Cr, presenting an excellent living space with a desirable road view.This property spans 1150 square feet on the 13th floor of the 17-story Simran Sapphire project, a home established for over 10 years.Residents will enjoy the convenience of two dedicated parking spaces, a significant

Sanjay Kumar Mishra

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Locality Insights: Kharghar

A well-known location in Mumbai's Navi Mumbai, Kharghar is largely a suburban neighbourhood that is part of the Panvel Municipal Corporation.It is situated in the northernmost point of the Raigad district, which is a very vital site. The City and Industrial Development Corporation, or CIDCO, was in charge of developing the plan and carrying it out.Kharghar has a total land area of 10 km² and a population of up to 2,44,472.</sp

Price Insights

Average Asking Price in Kharghar

₹ 18,700/Sq.ft

Based on active listings and recent trends

Property Rates in Kharghar

Locality Snapshot

#35 In Navi Mumbai

Great +5 More

The locality has good accessibility to many modes of transport like metro, bus, train, auto, cab, etc.

Concerning +5 More

Traffic congestion during peak hours is a cause of concern for daily commuters

Know More About Kharghar

Reviews (65)

I dwell here in Kharghar and feel peaceful every day. I feel safe since highways remain vast and immaculate. I mostly use local buses and rail; my way is straightforward. Walking close to Central Park is something I find calming. Though close, Tata Memorial Hospital comforts me via nearby DAV Public School. I like how businesses, gyms, and coffee shops surround me. I believe my daily schedule goes unhurried. I like quiet evenings and welcoming neighbours. This region feels right between Panvel and Mumbai. I genuinely believe that streetlight upkeep needs attention, and more frequent nighttime public buses will soon benefit residents.

— Esha, Tenant

View all 65 Reviews

Gajra Bhoomi Serenity

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.30 Cr

2 BHK + 2 Bath
1240
Sq.Ft.
(Built-up Area)
Under Construction
22th of 36 Floors
1 Covered Parking
Marble Flooring

M Mohit Khare

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GHP Aston

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.35 Cr

2 BHK + 2 Bath
1165
Sq.Ft.
(Saleable Area)
Ready To Move
East Facing
14th of 21 Floors
1 Open Parking

Here is a 2 bedroom, 2 bathroom semi-furnished Flats in GHP Aston, Kharghar, Navi Mumbai, available for 1.35 crore.This 1165 square feet home on the 14th floor of a 21-story building offers a road view and is part of a gated society, ensuring a safe and secure locality.Residents will enjoy access to a gymnasium, swimming pool, badminton and tennis courts,

Prime Location
Gated Society
Safe & Secure Locality
Affordable
Luxury lifestyle

S Sanjay Kumar Mishra

Contact Agent

Tharwani Palladian

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.5 Cr

2 BHK + 2 Bath
644
Sq.Ft.
(Carpet Area)
Ready To Move
1 Covered Parking
Unfurnished

*THARWANI PALLADIAN* *Location* Sector 34-B, Kharghar, Navi Mumbai, Maharashtra 2mins to Amandoot Metro Station *Project Details* CIDCO Tender Plots Land parcel - 2400sq.ft Stand Alone Tower Elevation - G+26Storeys 4 High Speed Elevators Low Density Project 20+ World Class Amenities Branded fittings internally *Carpet & Pricing* *2 BHK* : 611sq.ft - 644sq.ft carpet area *Quoted Price* : 1.08cr Onwards *3BHK*

Vaibhav Singh 5

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ArihantKrupa

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.29 Cr

2 BHK + 2 Bath
1150
Sq.Ft.
(Built-up Area)
Ready To Move
East Facing
8th of 12 Floors
1 Open Parking

Secure your future in this unfurnished two-bedroom, two-bathroom Flats for sale in Kharghar, Navi Mumbai, offering a peaceful park view from the eighth floor of the Arihant Krupa project.This home, built 8 to 10 years ago, provides 1150 square feet of living space within a 12-story building and includes access to a gymnasium, swimming pool, badminton court, kids` play areas,

Prime Location
Gated Society
Investment Opportunity
Family
Schools in vicinity

Ajay Panicker

Contact Agent

Godavari Villa

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.35 Cr

2 BHK + 2 Bath
1100
Sq.Ft.
(Built-up Area)
Under Construction
North East Facing
9th of 17 Floors
Unfurnished

Discover a well-appointed 2-bedroom, 2-bathroom Flats for sale in the Godavari Villa project in Kharghar, Navi Mumbai, offering a comfortable 1100 square feet of living space with a road view from the 9th floor of the 17-story building.This unfurnished apartment, priced at 1.35 crore, boasts a suite of modern amenities designed for a convenient and enjoyable lifestyle, including a gymnasium,

Chandrprakash Pal 4.2

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Gajra Bhoomi Serenity

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.3 Cr

2 BHK + 2 Bath
638
Sq.Ft.
(Carpet Area)
Under Construction
1 Covered + 1 Open
Semi-Furnished
Garden View

Here is a 2-bedroom, 2-bathroom Flats in Kharghar, Navi Mumbai, available for sale at 1.3 crore. This semi-furnished 638 Square Feet residence is part of the Gajra Bhoomi Serenity project and includes one dedicated parking space.This is a new construction, less than one year old, offering a fresh living space for its occupants.The apartment is designed to provide a comfortable and

Breakthrough Price
Vastu compliant
Luxury lifestyle
Family
Peaceful Vicinity

S Salaj Kumar Jha

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New Launch Projects in Kharghar, Navi Mumbai

Varsha Balaji Park Kharghar, Navi Mumbai

₹ 1.19 Cr to 4.83 Cr

Satyam Le 36 Kharghar, Navi Mumbai

₹ 1.21 Cr to 1.73 Cr

Dashanzi Ce La Vie Kharghar, Navi Mumbai

₹ 99.00 Lac to 1.06 Cr

Qualcon Celestia Kharghar, Navi Mumbai

Price On Request

Satyam Surya Manhattan Kharghar, Navi Mumbai

₹ 1.36 Cr to 2.07 Cr

Ahinsa Mirai One Kharghar, Navi Mumbai

Price On Request

Dream Pearl

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.4 Cr

2 BHK + 2 Bath
1100
Sq.Ft.
(Built-up Area)
Ready To Move
East Facing
11th of 18 Floors
1 Covered Parking

Consider this 2-bedroom, 2-bathroom Flats in Kharghar, Navi Mumbai, a promising prospect for discerning buyers looking for a blend of comfort and convenience.Priced at 1.4 crore, this semi-furnished residence offers 1100 square feet of well-designed living space, located on the 11th floor of the esteemed Dream Pearl project, with stunning creek and landmark views from the balcony.Residents will appreciate the

Deepak Thakwani

Contact Agent

2 BHK Apartment – Exterior View View at Kharghar - for Sale

2 BHK Flat for Sale in Kharghar, Navi Mumbai

Kharghar, Navi Mumbai

₹ 1.45 Cr

2 BHK + 2 Bath
1500
Sq.Ft.
(Built-up Area)
Under Construction
East Facing
18th of 35 Floors
1 Covered + 1 Open

Find a home that balances luxury and practicality in the well-connected Kharghar, Navi Mumbai, with this unfurnished 2-bedroom, 2-bathroom Flats available for sale at 1.45 crore.Spanning 1500 square feet on the 18th floor of a 35-story building, this residence offers a desirable road view and comes with one dedicated parking space. The development boasts an impressive array of amenities designed

Safe & Secure Locality
Breakthrough Price
Reputed Builder
Prime Location
Family

Altaf Raza

Contact Agent

Aristo Usha Heights

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.4 Cr

2 BHK + 2 Bath
1100
Sq.Ft.
(Built-up Area)
Extra Room
Ready To Move
East Facing
10th of 19 Floors

A peaceful home awaits you in Navi Mumbai`s Kharghar, offering a blend of comfort and convenience at 1.4 crore.This semi-furnished 2-bedroom, 2-bathroom Flats spans 1100 square feet on the 10th floor of a 19-story building, providing an inviting road view.Built 8-10 years ago, it comes with one designated parking space and access to a wide range of amenities including a

S Siddhu Desire Group 5

Contact Agent

Under Construction Projects in Kharghar, Navi Mumbai

Paradise Sai Icon Kharghar, Navi Mumbai

₹ 75.00 Lac to 1.03 Cr

Satyam Regents Park Kharghar, Navi Mumbai

₹ 57.54 Lac to 85.96 Lac

Mahaavir Avenue One Kharghar, Navi Mumbai

Price On Request

Paradise Sai Wonder Kharghar, Navi Mumbai

Price On Request

Bhagwati Greens 2 Kharghar, Navi Mumbai

₹ 1.35 Cr to 2.80 Cr

Hitech Cosmos Kharghar, Navi Mumbai

₹ 1.28 Cr to 2.36 Cr

Armstrong Hex World Kharghar, Navi Mumbai

₹ 38.01 Lac to 57.66 Lac

Montag Greens Apartments Kharghar, Navi Mumbai

Price On Request

Adhiraj Samyama Tower 1D Kharghar, Navi Mumbai

₹ 61.87 Lac to 1.40 Cr

Mass Insignia Kharghar, Navi Mumbai

₹ 1.06 Cr to 1.49 Cr

Tharwani Riviera

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.35 Cr

2 BHK + 2 Bath
1251
Sq.Ft.
(Saleable Area)
Ready To Move
East Facing
7th of 22 Floors
1 Covered Parking

Experience elevated living in this 2-bedroom, 2-bathroom Flats in Kharghar, Navi Mumbai, offered at 1.35 Cr.Situated on the 7th floor of the prestigious Tharwani Riviera, this semi-furnished residence boasts 1251 square feet of well-designed space with a serene park view.Residents will enjoy access to a comprehensive suite of amenities including a gymnasium, swimming pool, kids` play areas, and 24x7 security,

Gated Society
Spacious
Luxury lifestyle
Investment Opportunity
Peaceful Vicinity

Precious Square 5

Contact Agent

2 BHK Flat for Sale in Kharghar, Navi Mumbai

Kharghar, Navi Mumbai

₹ 1.3 Cr

2 BHK + 2 Bath
1100
Sq.Ft.
(Built-up Area)
Ready To Move
East Facing
3rd of 20 Floors
1 Covered Parking

For those looking to invest wisely in Navi Mumbai thriving real estate market, this unfurnished 2-bedroom, 2-bathroom Flats in Kharghar presents a compelling prospect. Priced at 1.3 Cr and spanning 1100 square feet, this home is situated in a building with 20 floors, and this particular unit offers a pleasant road view.Its prime location boasts proximity to schools, an adjoining metro

Schools in vicinity
Adjoining Metro Station
Near City Center
Wide Road
Reputed Builder

R Reena

Contact Agent

ArihantKrupa

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.3 Cr

2 BHK + 2 Bath
1240
Sq.Ft.
(Built-up Area)
Store Room
Ready To Move
West Facing
14th of 14 Floors

Experience elevated living in this spacious 1240 square feet, two-bedroom, two-bathroom unfurnished Flats located in Arihant Krupa, Kharghar, Navi Mumbai.Priced at 1.3 Cr, this home is situated on the 14th floor offering a tranquil garden view and includes one dedicated parking space.The development boasts an impressive array of amenities designed for comfort and convenience, featuring a gymnasium, a heated swimming

Sanjay Kumar Mishra

Contact Agent

Ready to Move Projects in Kharghar, Navi Mumbai

hiranandani Complex Kharghar, Navi Mumbai

Price On Request

Crystal Court Co Operative Housing Society Ltd Kharghar, Navi Mumbai

Price On Request

Hiranandani Crystal Court CHS Kharghar, Navi Mumbai

Price On Request

Crystal Plaza Kharghar Kharghar, Navi Mumbai

Price On Request

Sai Crystal Kharghar, Navi Mumbai

₹ 1.02 Cr to 1.49 Cr

Swaraj Imperial Kharghar, Navi Mumbai

₹ 68.40 Lac

Reliable Balaji Amrut Kharghar, Navi Mumbai

Price On Request

Paradise Sai Crystals Kharghar, Navi Mumbai

Price On Request

Tricity Galaxy Carina Kharghar, Navi Mumbai

₹ 95.12 Lac to 1.18 Cr

Proviso Complex Kharghar, Navi Mumbai

Price On Request

Satyam Surya Manhattan

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.45 Cr

2 BHK + 2 Bath
877
Sq.Ft.
(Carpet Area)
Under Construction
East Facing
11th of 36 Floors
1 Covered Parking

Live in a prime, gated community in Navi Mumbai's Kharghar with this unfurnished 2-bedroom, 2-bathroom Flats spanning 877 square feet.Priced at 1.45 crore, this road-facing residence is located on the 11th floor of Satyam Surya Manhattan, a building with 36 floors offering a wide array of amenities including a gymnasium, badminton and tennis courts, squash court, kids' play areas, jogging

Prime Location
Gated Society
Safe & Secure Locality
Affordable
Luxury lifestyle

S Sanjay Kumar Mishra

Contact Agent

Simran Sapphire

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.4 Cr

2 BHK + 2 Bath
1150
Sq.Ft.
(Saleable Area)
Ready To Move
4th of 17 Floors
1 Covered + 1 Open
Semi-Furnished

This 1150 square feet, semi-furnished 2-bedroom, 2-bathroom Flats at Simran Sapphire in Kharghar, Navi Mumbai offers a great lifestyle and investment potential.Priced at 1.4 crore, this home boasts a prime location with a golf course view from its balcony, ideal for families looking for comfort and convenience.The property is situated in a reputed builder's project, ensuring quality construction and amenities

Prime Location
Reputed Builder
Affordable
Family
Schools in vicinity

Mahesh Patade 5

Contact Agent

Swaraj Imperial

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.5 Cr

2 BHK + 2 Bath
1250
Sq.Ft.
(Saleable Area)
Ready To Move
North East Facing
11th of 13 Floors
1 Covered Parking

Swaraj Imperial presents an unfurnished 2-bedroom, 2-bathroom Flats on the 11th floor in Navi Mumbai well-connected Kharghar locality, offering a spacious 1250 square feet with a pleasant garden view and priced at 1.5 Cr.This home is designed with Vastu compliance in mind, perfect for families seeking a luxurious lifestyle with convenient access to the city center, all within a building

Near City Center
Vastu compliant
Luxury lifestyle
Family

Ratan Vedprakash Gupta

Contact Agent

Sai Chaturbhuj Apartment

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.5 Cr

2 BHK + 2 Bath
990
Sq.Ft.
(Saleable Area)
Ready To Move
West Facing
3rd of 20 Floors
1 Covered Parking

If you are looking for a home that offers both comfort and community in Navi Mumbai sought-after Kharghar area, this semi-furnished, two-bedroom Flats in Sai Chaturbhuj Flats is a great find.Priced at 1.5 crore, this 990 square feet home is situated on the third floor of a 20-story building and boasts a welcoming community view from its balcony. You will

Near City Center
Breakthrough Price
Vastu compliant
Safe & Secure Locality
Well ventilated

Deepak Thakwani

Contact Agent

Monarch Properties Fortune

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.3 Cr

2 BHK + 2 Bath
1065
Sq.Ft.
(Built-up Area)
Extra Room
Ready To Move
East Facing
5th of 14 Floors

Consider investing in your future with this semi-furnished, two-bedroom, two-bathroom Flats located on the 5th floor of Monarch Properties Fortune in Kharghar, Navi Mumbai, offered at 1.3 crore. Spanning 1065 square feet, this home is designed with Vastu compliance in mind and offers a road view from its balcony.The property is situated in a safe and secure locality, making it ideal

Safe & Secure Locality
Investment Opportunity
Vastu compliant
Prime Location
Family

S Siddhu Desire Group 5

Contact Agent

Green Views

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.25 Cr

2 BHK + 3 Bath
1155
Sq.Ft.
(Built-up Area)
Under Construction
East Facing
9th of 26 Floors
1 Covered Parking

Your search for a new home in Navi Mumbai sought-after Kharghar area can end today with this impressive 2-bedroom, 3-bathroom unfurnished Flats in the Green Views project.Situated on the 9th floor of a 26-story building, this 1155 square feet residence offers a fantastic view of the Golf Course and comes with the convenience of one dedicated parking space. The apartment

Reputed Builder
Investment Opportunity
Peaceful Vicinity
Adjoining Metro Station
Schools in vicinity

Precious Square 5

Contact Agent

Saha Arcade

2 BHK Flat for Sale in Kharghar, Navi Mumbai

₹ 1.28 Cr

2 BHK + 2 Bath
1065
Sq.Ft.
(Built-up Area)
Ready To Move
West Facing
4th of 7 Floors
1 Covered Parking

This 2-bedroom, 2-bathroom Flats in Saha Arcade, Kharghar, Navi Mumbai presents a prime opportunity for homeowners and investors alike.Priced at 1.28 crore, this unfurnished residence offers 1065 square feet of well-proportioned living space on the fourth floor of a seven-story building.The apartment boasts a desirable park view, promising a tranquil outlook and a breath of fresh air.With more than 10

Sanjay Kumar Mishra

Contact Agent

Bathroom in 2 BHK Apartment at Kharghar – for Sale

2 BHK Flat for Sale in Kharghar, Navi Mumbai

Kharghar, Navi Mumbai

₹ 1.35 Cr

2 BHK + 2 Bath
1150
Sq.Ft.
(Built-up Area)
Ready To Move
East Facing
4th of 7 Floors
1 Covered Parking

This furnished 2-bedroom, 2-bathroom Flats in Sector 11 Kharghar, Navi Mumbai, offers a road view from its 4th-floor position in a 7-story building.Priced at 1.35 crore, this 1150 square foot home is situated within a gated society, emphasizing a safe and secure locality.Residents can enjoy a luxury lifestyle with amenities including power backup, central Wi-Fi, a restaurant, 24 x 7

Prime Location
Gated Society
Safe & Secure Locality
Affordable
Luxury lifestyle

S Sanjay Kumar Mishra

Contact Agent

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Add Nearby Localities of Kharghar

Kharghar Sector 12 Navi Mumbai (0.34 km)
Kharghar Sector 21 Navi Mumbai (0.38 km)
Kharghar Sector 19 Navi Mumbai (0.93 km)
Kharghar Sector 11 Navi Mumbai (1.02 km)
Kharghar Sector 18 Navi Mumbai (1.12 km)
Kharghar Sector 10 Navi Mumbai (1.55 km)

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Building Type

Residential
Commercial

Property Type

Apartment
Plot
Builder Floor
Independent House
Villa
Penthouse
Land
Office Space
Industrial Plot
Shop
Office Space in IT/SEZ
Warehouse
Showroom

Bedrooms

1 BHK
1 RK
1.5 BHK
2 BHK
2.5 BHK
3 BHK
3.5 BHK
4 BHK
5 BHK
6 BHK
6+ BHK
Studio

Societies

Furnishing Status

Furnished
Semi-Furnished
Unfurnished
Gated Communities

Posted by

Owners
Partner Agents

Possession Status

Ready To Move
Under Construction

Amenities

24 x 7 Security
Attached Market
Power Backup
Swimming Pool
Visitor's Parking
Clubhouse
Intercom
Central AC
Kids Play Area

2 BHK Flats Between 1.25 Crore to 1.5 Crore in Kharghar Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flats in Tricity Aspire Sector 34A Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

New Launch Projects in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

Under Construction Projects in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

Ready to Move Projects in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flat for Sale in Kharghar, Navi Mumbai

2 BHK Flats in Tricity Aspire
Sector 34A Kharghar, Navi Mumbai