Buyer’s Guide

The day a builder hands over a possession letter is the day a flat stops being a future promise and starts being a present...

Walk into a luxury sales lounge and an affordable housing site office in the same city on the same day, and the gap is...

If you are reading this from outside India and wondering whether a bank will actually lend you money for a property you have not...

Sale deed vs agreement to sale: what each document actually does The Agreement to Sell (also called Agreement for Sale) is a preliminary, legally...

{{auto_toc}} How to verify ownership of a property: the document set that matters Ownership verification is not a single-document exercise. A complete verification cross-checks...

{{auto_toc}} What checking property legal status actually means Buyers often treat “is this property legal” as a single yes-or-no question. In practice it is...

{{auto_toc}} The three document stacks every flat purchase requires Most checklists list 15 to 30 individual documents without organising them by source, which makes...

{{auto_toc}} What is meant by a studio apartment: the definition that matters in India The word studio originated in European and North American housing...

{{auto_toc}} What is a completion certificate and why it exists When a builder submits building plans to the local municipal corporation for approval, they...

{{auto_toc}} What is a non-encumbrance certificate and when to ask for it An encumbrance certificate is a document from the Sub-Registrar of Assurances listing...

{{auto_toc}} What is a luxury apartment: the three-part definition that actually works Most definitions of a luxury apartment focus on the obvious: marble floors,...

{{auto_toc}} How much down payment is required to buy a flat: the RBI framework The RBI does not tell you how much down payment...