Karnataka Housing Board (KHB): Schemes, Sites, Online Application & Latest Updates 2026

What is Karnataka Housing Board (KHB)?

The Karnataka Housing Board (KHB) is a statutory body constituted under the Karnataka Housing Board Act, 1962, functioning under the state’s Department of Housing. It was formed as the successor to the erstwhile Mysore Housing Board, with a clear mandate: to plan, develop, and allot affordable residential and commercial sites, flats, and houses to the citizens of Karnataka. Headquartered in Bengaluru, KHB operates under the overall control of the Principal Secretary, Department of Housing, and is headed by a Chairman, supported by a Commissioner who functions as its chief executive officer.

Over the decades, KHB has developed housing layouts across Bangalore, Mysore, Hubli-Dharwad, and several other towns in the state, catering to Economically Weaker Sections (EWS), Low Income Groups (LIG), Middle Income Groups (MIG), and High Income Groups (HIG). Karnataka housing board (KHB) properties are typically priced well below prevailing market rates, which is what makes them so sought-after among first-time homebuyers and long-term investors alike.

The Board’s day-to-day functioning is overseen by a Commissioner, who acts as the Chief Executive and Administrative Officer, supported by Special Land Acquisition Officers who handle land procurement, and a network of engineering and estate departments responsible for layout planning, infrastructure development, and allotment execution. This organisational structure allows KHB to simultaneously run land acquisition, construction, and allotment processes across dozens of active projects statewide.

Key Goals of Karnataka Housing Board (KHB) Scheme

Every Karnataka housing board scheme is designed around a few consistent objectives:

• Providing affordable, well-planned residential and commercial sites to all income categories across the state
• Ensuring planned, sustainable urban growth in Bangalore and other major Karnataka cities
• Developing eco-friendly layouts with proper roads, drainage, water supply, and civic amenities
• Improving overall quality of life for citizens through structurally sound, low-cost housing
• Facilitating transparency in allotment through lottery-based systems and an online portal

In recent years, KHB has expanded its ambitions further, with proposals for hi-tech satellite townships, luxury villa projects on the outskirts of Bengaluru, and large-scale developments executed through Public-Private Partnership (PPP) models – a sign that the housing board karnataka bangalore operations are moving well beyond basic EWS/LIG housing.

Karnataka Housing Board (KHB) Official Website and Online Services

The Karnataka Housing Board’s online services typically include:

• Property Allotment: Apply for residential plots, participate in first-come, first-served schemes, and view e-lottery results.
• E-Payments: Securely pay installments and other property-related fees through the dedicated KHB Application or Payment Portal.
• E-Auctions: Participate in online property auctions and track auction confirmation letters.
• Approvals & Status: Check building plan approvals, draft sale deeds, and track the progress of service requests.

Since multiple third-party websites often rank for karnataka housing board website searches, always cross-check the URL and look for official government domain markers before entering any personal or financial information.

Eligibility Criteria for Karnataka Housing Board (KHB) Schemes

Before applying for any karnataka housing scheme, it’s worth checking whether you actually qualify, since KHB eligibility rules are fairly specific and vary slightly by scheme and income category.

Broadly, the eligibility criteria for Karnataka Housing Board (KHB) schemes include:

• The applicant must be at least 18 years of age
• The applicant must be a permanent resident of Karnataka
• The applicant, or their immediate dependent family members, should not already own a residential site, house, or flat anywhere in Karnataka
• The applicant should not have previously received a subsidised site or house from KHB or any other government housing agency
• The applicant’s annual household income must fall within the defined slab for the income category being applied under (EWS, LIG, MIG, or HIG)

Income Criteria by Category

Note: Income slabs are revised periodically by KHB and may differ scheme to scheme. Always verify the exact figures mentioned in the specific scheme notification before applying.

KHB Housing Scheme Quota for Reserved Categories

Like most Karnataka housing schemes, KHB allotments follow a defined reservation policy to ensure equitable distribution across different sections of society. A portion of sites and houses in every layout is set aside for:

Scheduled Castes (SC) – 15% – reserved to ensure adequate housing access for SC applicants across all income categories

Scheduled Tribes (ST) – 3% – a dedicated share set aside specifically for ST applicants meeting the scheme’s income criteria

Backward Classes – 32% – the largest reserved share, covering various backward class categories as notified by the state government

Ex-servicemen and defence personnel – 2% – reserved for retired and serving defence personnel as recognition of service

Persons with disabilities – 3% – set aside to improve housing accessibility for differently-abled applicants

Government employees and journalists – 5% –  allotted under a specific discretionary quota, separate from the general public draw

Women applicants – 5% –  introduced in several recent schemes to encourage sole or joint ownership by women

Documents Required for Karnataka Housing Board (KHB) Application

Keeping your documents ready in advance makes the KHB application process considerably smoother. Typically, applicants need:

1. Aadhaar card (mandatory for identity verification)
2. PAN card
3. Proof of residence in Karnataka (ration card, voter ID, or utility bill)
4. Income certificate issued by a competent authority
5. Caste certificate (if applying under a reserved category)
6. Passport-size photographs
7. Bank account details for refunds and payment processing
8. Self-declaration affidavit stating no prior ownership of residential property

Applicants applying under a specific quota – such as ex-servicemen, persons with disabilities, or government employees – will additionally need to submit the relevant category certificate issued by the appropriate department. It’s advisable to keep both physical copies and scanned digital copies ready, since the online application process on the karnataka housing board website requires documents to be uploaded in specified file formats and sizes, and incomplete uploads are among the most common reasons applications get rejected at the verification stage.

Housing Schemes in Other States

How to Apply for Karnataka Housing Board (KHB) Sites and Schemes Online

The application process for any khb site or scheme is now largely digital. Here’s how it typically works:

• Visit the official KHB portal and locate the notification for the scheme you wish to apply under.

• Register using your mobile number and email ID to create an applicant account.
• Fill in the application form with personal details, income category, and preferred site/layout.
• Upload the required documents in the specified format and size.
• Pay the registration fee and initial deposit through the portal’s online payment gateway.
• Submit the form and download the acknowledgement receipt for your records.
• Track your application status periodically through the portal using your application/registration number.

How to Check Application and Allotment Status

Once submitted, applicants can check their status by logging into the KHB portal with their registered credentials and entering the application number. Successful applicants are typically notified through SMS, email, and a formal allotment letter, followed by details on the lottery draw date where applicable.

Karnataka Housing Board (KHB) Site Allotment Process

KHB primarily follows a transparent, lottery-based allotment system for schemes that see high demand relative to the number of available sites. The process generally works as follows:

• All eligible applications received within the notification window are compiled and verified
• A public lottery draw is conducted, often webcast for transparency, to allot sites among eligible applicants
• Applicants outside the reserved and discretionary quotas are allotted through the general category draw
• Selected applicants receive an allotment letter and are required to complete the remaining payment within a specified timeline
• Sale deeds are executed and registered once the full payment is received

In cases of corner sites, civic amenity sites, or discretionary quota allotments, the process may differ slightly and is handled separately from the general public lottery.

Karnataka Housing Board (KHB) Sites in Bangalore

Bangalore remains the biggest focus area for KHB, with several established and upcoming layouts across the city. Searches for khb sites Bangalore and Karnataka housing board sites in Bangalore are consistently high, largely because these sites tend to be centrally or strategically located while remaining significantly cheaper than private developer projects in the same micro-markets.

Karnataka Housing Board (KHB) Kengeri Sites

The Kengeri layout is one of the more established Karnataka Housing Board Bangalore Kengeri developments, located in West Bangalore. It has seen strong residential uptake thanks to its connectivity to NICE Road and the Mysore Road corridor, along with a mix of ready-to-move and under-construction apartment projects in the vicinity. If you are specifically searching for Karnataka housing board kengeri options, this pocket is worth shortlisting for its combination of affordability and improving social infrastructure.

Other Prominent Karnataka Housing Board Layouts in Bangalore

Beyond Kengeri, KHB has developed and continues to expand layouts in areas such as Rajarajeshwari Nagar, Anekal (including the large Surya Nagar layout), Yelahanka, and parts of North Bangalore closer to the airport corridor. These housing board Bangalore projects typically span apartments, plots, and row houses, spread across different phases depending on the scale of the original scheme.

Karnataka Housing Board (KHB) Presence Across Karnataka

While Bangalore gets the most attention, KHB’s mandate covers the entire state, and its presence in tier-2 cities is equally significant for buyers looking outside the capital.

Karnataka Housing Board (KHB) Hubli-Dharwad Schemes

The housing board hubli dharwad region has seen consistent layout development given the twin cities’ growing importance as an educational and industrial hub in North Karnataka. KHB schemes here typically cater to LIG and MIG categories, with plots and constructed houses available at prices considerably lower than private developments in the same localities.

Karnataka Housing Board (KHB) Mysore Schemes

Mysore has traditionally been one of KHB’s stronger markets outside Bangalore, given the city’s steady population growth and status as a major urban centre. The housing board mysore layouts include a mix of plots and ready housing units, often located in well-connected parts of the city with good access to civic infrastructure.

Karnataka Housing Board (KHB) Housing Schemes – Types and Categories

KHB runs several categories of housing schemes, broadly divided along urban-rural lines and further segmented by beneficiary group.

Urban Housing Schemes

Urban karnataka housing schemes are targeted at EWS, LIG, and MIG groups residing in cities and towns. Prominent examples include:

• Pradhan Mantri Awas Yojana (Urban) – implemented in partnership with the central government, offering subsidies ranging from roughly Rs 1.5 lakh to Rs 2.67 lakh depending on the beneficiary category
• Dr B R Ambedkar Nivas Yojana (Urban)
• Vajpayee Urban Housing Scheme

Rural Housing Schemes

Rural schemes focus on housing accessibility for economically disadvantaged families in villages and semi-urban areas. These include:

• Basava Vasati Yojana / Basava Housing Scheme – primarily for BPL families
• PMAY Gramin Yojana – the rural counterpart of the central Pradhan Mantri Awas Yojana
• Devaraj Urs Housing Scheme

Free/EWS Housing Schemes

Certain khb housing initiatives are aimed specifically at Economically Weaker Sections who may not be able to afford even subsidised housing without additional financial support. These schemes typically bundle in construction subsidies, relaxed payment schedules, and sometimes fully-funded housing units for the most vulnerable applicants.

Special Category Schemes

KHB also runs dedicated allotment quotas and, in some cases, standalone schemes for:

• Government employees
• Senior citizens
• Persons with disabilities
• Journalists and defence personnel

Karnataka Housing Board (KHB) Upcoming Projects

The Karnataka housing board upcoming projects pipeline for 2026 signals a clear shift toward larger, more ambitious developments, moving beyond standard plotted layouts.

Cost and Pricing of Karnataka Housing Board (KHB) Sites/Flats

One of the biggest draws of Karnataka housing board properties is their pricing, which is typically 20-40% lower than comparable private developments in the same micro-markets. Depending on the category and location, KHB pricing generally works out as follows:

• EWS category sites/flats: priced at the lowest end, often starting under Rs 20 lakh in tier-2 cities and slightly higher in Bangalore
• LIG category: moderately priced, typically in the range of Rs 20-35 lakh depending on locality
• MIG and HIG categories: priced higher, but still generally below prevailing market rates for similar-sized units in the open market

Payment is usually structured as an initial registration deposit, followed by instalments spread across the construction or development timeline, making it considerably easier on cash flow compared to a lump-sum private purchase.

Pricing also varies significantly by city. A karnataka housing board sites Bangalore layout in a well-connected zone will typically command a premium over an equivalent site in Hubli-Dharwad or Mysore, even within the same income category. Corner sites and those facing a park or main road are usually priced 10-15% higher than standard interior plots within the same layout, and this differential is factored into the base rate notified for each scheme.

Subsidy and Financial Benefits Under Karnataka Housing Board (KHB) Schemes

Depending on the scheme and income category, KHB beneficiaries may be eligible for:

• Central government subsidies under PMAY, ranging from approximately Rs 1.5 lakh to Rs 2.67 lakh
• Interest subsidy on home loans taken for KHB properties under applicable central schemes
• Reduced registration and stamp duty rates for EWS/LIG category buyers in certain cases
• Flexible instalment-based payment plans instead of lump-sum payments

It’s worth checking with your bank or the KHB office directly on current subsidy eligibility, since these benefits are revised periodically in line with central and state budget announcements.

Market Investment Perspective for Buyers or Investors

Karnataka Housing Board sites are gaining attention among both homebuyers and investors. This is largely due to clear ownership titles, government-backed development, and prices that stay well below the open market. Below is a simple breakdown of what makes KHB layouts worth considering from an investment angle.

KHB properties come with strong legal backing. Every site is developed under a government scheme, so buyers get verified documents and a clean title from the start. This lowers the usual risk tied to land purchases. Most layouts also include basic infrastructure such as roads, water connections, and drainage, which are built in before allotment. This groundwork adds long-term value once the surrounding area develops further. Location is another advantage. Several KHB sites are placed near growth corridors, including upcoming metro lines, industrial zones, and outer ring roads. Areas that fall along these corridors typically see stronger appreciation compared to layouts in more isolated parts of the state.

Here are the key points to know:

• Government backing means lower ownership risk compared to private land deals.
• Entry prices are generally 20-40% below similar private layouts nearby.
• Appreciation builds gradually as roads, transport links, and civic amenities mature.
• Locations like Kengeri, Yelahanka, and the Devanahalli corridor show strong long-term potential.
• Resale is often restricted for a lock-in period, so exit isn’t always immediate.
• Lottery-based allotment means the preferred site or location isn’t guaranteed.
• Large upcoming projects can face delays due to land acquisition issues.

Contact Details – Karnataka Housing Board (KHB) Head Office

• Address: Karnataka Housing Board, Cauvery Bhavan, Kempegowda Road, Bengaluru – 560009
• Department: Department of Housing, Room No. 213, II Floor, Vikasa Soudha, Bengaluru – 560001
• Official website: Available through the state government’s housing department portal

Conclusion

At the end of the day, the Karnataka Housing Board remains one of the simplest ways to own a home in Karnataka without stretching your budget. Whether you’re looking at khb sites Bangalore, a layout near Kengeri, or something further out in Mysore or Hubli-Dharwad, the karnataka housing board gives you a fair shot through its lottery based system and a straightforward online process.

Just make sure your documents are ready, your income fits the right category, and you keep an eye on the karnataka housing board website for the latest scheme notifications. With more upcoming projects and land sharing developments on the way, khb housing is only set to grow, so it’s worth checking in regularly if you’re planning to buy.