The MHADA Housing Scheme gives people in Maharashtra the chance to buy a home at a price they can afford. The scheme releases flats through an online lottery, so anyone who meets the rules can try their luck. Each project comes with basic approvals. This makes it easier for buyers to apply. It is well known in places like Mumbai and Pune, where rates rise quickly. The numbers for each income group are fixed, so applicants usually check the category that suits their budget before entering the lottery.
Table of contents
- What is MHADA?
- MHADA Lottery 2025: Key Highlights
- MHADA Lottery Eligibility Criteria
- MHADA Lottery 2026 Tentative Dates
- Application Process to Apply for MHADA Lottery
- Document Required for the Application
- MHADA Lottery 2025 Fees and Payment Details
- How to check Lottery results online
- Refund Process for Unsuccessful Applicants
- Types of Homes Offered Under MHADA
- MHADA Login: Mumbai, Pune and Other Boards
- MHADA Pune and MHADA Mumbai: Region-wise Availability
- Conclusion
What is MHADA?
MHADA is a state authority in Maharashtra that builds and allocates homes for people across different income groups. It helps buyers who cannot match rising market rates and want a safer and more structured way to own a house. Flats are allocated through a lottery process. The applicants must submit their forms online and wait for the draw results. The authority also manages specific housing projects and looks after basic development work in several parts of the state.
MHADA Lottery 2025: Key Highlights
Here are the main features of the Maharashtra Housing and Area Development Authority Lottery 2025 you should know:
| Key aspect | Short Highlight |
| Total homes on offer | Over 5,000 affordable homes and several plots are listed under different boards in Maharashtra. |
| Regions covered | Mumbai, Konkan, Pune, Nashik and others under MHADA. |
| Online process | Applications, payments and results are handled online through the official login portal. |
| City-wise login | Applicants use MHADA Login Mumbai or MHADA Login Pune, depending on their chosen region and board. |
| Income groups | Homes are offered to EWS, LIG, MIG and HIG applicants under the lottery schemes. |
| Pricing benefit | Flat prices are usually lower than market rates in nearby areas, making MHADA a popular, affordable option. |
| Result transparency | The draw is computerised, and winners are published on the portal. |
MHADA Lottery Eligibility Criteria
Many people look at the MHADA Lottery 2025 with interest, but not everyone qualifies for it. The rules are kept simple so buyers know exactly where they stand before starting the form.
Here’s a clear look at who can apply through the MHADA:
| Criteria | Details |
| Minimum age | 18 years old. |
| Residence | Must be a permanent resident of Maharashtra with valid domicile proof. |
| House ownership | You should not already own a house in Maharashtra under any MHADA or similar scheme in your name. |
| Income proof | You must fall under an eligible income group and show proper income documents. |
These criteria help MHADA shortlist genuine applicants and keep the process fair for every income group.
| Category | Approx income range* |
| EWS (Economically Weaker Section) | Up to around ₹25,000 per month (varies slightly by board). |
| LIG (Lower Income Group) | About ₹25,001 – ₹50,000 per month. |
| MIG (Middle Income Group) | About ₹50,001 – ₹75,000 per month. |
| HIG (Higher Income Group) | Above ₹75,000 per month. |
MHADA Lottery 2026 Tentative Dates
People often track the MHADA Lottery 2026 dates closely because each board follows its own schedule. Checking these timelines before starting your form through the MHADA Login helps you apply without missing any important step:
| Region | Online Registration Starts (Tentative) | Last Date for Application (Tentative) | Lottery Draw Date
(Tentative) |
| Mumbai Board | 15 Sept 2026 | 15 Nov 2026 | 13 Dec 2026 |
| Pune Board | 11 Sept 2026 | 31 Oct 2026 | 21 Nov 2026 |
| Konkan Board | 14 July 2026 | 12 Sept 2026 | 11 Oct 2026 |
Click here to check: MHADA's new projects in Mumbai
Application Process to Apply for MHADA Lottery
The MHADA lottery process is completely online. The online system makes the process easier to follow. These steps will help you apply and submit your form through the MHADA Login portal.
- Go to the official MHADA lottery portal- housing.mhada.gov.in, and start registration for the relevant board’s lottery.
- Create your user account by entering basic details, choosing a username and password, and verifying your mobile number with OTP.
- Log in and complete your profile with income details, bank account information and a clear passport-size photograph.
- Fill the online application form for the chosen MHADA scheme, selecting the income group, reservation category and scheme code correctly.
- Upload all required documents on the portal, such as Aadhaar, PAN, domicile certificate, income proof, ITR, caste certificate (if applicable) and any special-category proofs.
- Check every detail carefully, then submit the application form to participate in the lottery.
- Pay the non-refundable application fee and the Earnest Money Deposit (EMD) online, then download and save the acknowledgement/ receipt and application number.
Document Required for the Application
People usually prepare their documents before starting the MHADA Lottery 2025 form because the portal does not accept incomplete files. Having everything ready also makes the MHADA Login process easier, especially for applicants using MHADA Login Mumbai or MHADA Login Pune.
| Document | Purpose |
| Aadhaar Card | Identity and address proof |
| PAN Card | Mandatory for verification |
| Recent Photograph | Needed for the application form |
| Domicile Certificate (Maharashtra) | Confirms state residency |
| Income Certificate | Matches your income group under the MHADA Lottery |
| Bank Account Details | For refund or payment confirmation |
| Mobile Number linked to Aadhaar | Required for OTP and MHADA Login |
| Address Proof (electricity bill, passport, etc.) | Confirms current residence |
| Birth Certificate or Age Proof | Needed to verify minimum age |
MHADA Lottery 2025 Fees and Payment Details
Most applicants for the lottery pay in two parts: a one-time application fee and a refundable deposit (EMD). You pay both online through the MHADA Login portal, whether you use MHADA Login Mumbai or MHADA Login Pune.
| Component | Details |
| Non-refundable application fee | ₹500 + 18% GST = ₹590 for all categories under the MHADA Lottery 2025. |
| Earnest Money Deposit (EMD) range | Starts from ₹10,000 (PMAY-EWS) and goes up to ₹1,50,000 (HIG), depending on the scheme and board. |
| Typical deposits by income group (indicative)* | EWS: ₹25,000; LIG: ₹50,000; MIG: ₹1,00,000; HIG: ₹1,50,000 (seen in recent Mumbai 2024 and Pune 2025 brochures). |
| Payment modes | Online only: net banking, UPI, debit/credit card, NEFT/RTGS via payment gateway after MHADA Login. |
| Refund rule for non-winners | EMD is refunded to unsuccessful applicants after the lottery results; the ₹590 application fee is not refunded. |
*The exact EMD amount can change by board and scheme, so buyers should always recheck the latest brochure for their board before paying.
How to check Lottery results online
Many applicants check the results as soon as the draw is completed, and MHADA keeps the process fully online. You only need your registered mobile number and access to the MHADA Login page to view your status for the MHADA Lottery 2025.
- Visit the official portal and open the MHADA Login page.
- Choose your board: MHADA Login Mumbai, MHADA Login Pune, Konkan or others.
- Enter your registered mobile number, password and login.
- Go to the “Lottery Results” section on your dashboard.
- Select MHADA Lottery 2025 and choose your scheme or project.
- Check if your application number is listed as selected or waitlisted.
- Download the PDF result or the allotment letter if your name is included.
Refund Process for Unsuccessful Applicants
Not every applicant wins a flat in the MHADA Lottery 2025, but the money you park as a deposit does not stay with the authority forever. If you are not selected, the refund for your Earnest Money Deposit comes back through the same bank route used during payment.
- Wait for the official MHADA Lottery 2025 results to be published and confirm that your name is not on the winner list using your regular MHADA Login.
- After the draw, MHADA starts processing the Earnest Money Deposit (EMD) refund for unsuccessful applicants. Most guides mention a window of up to seven working days for the refund to reflect.
- The refund is sent automatically to the same bank account you used while applying for the MHADA Lottery, whether you applied via MHADA Login Mumbai, MHADA Login Pune or any other board portal.
- If you want to track the status, visit the post-lottery portal, log in with your application number and event number, and check the “Refund Status” section.
- If the amount does not show even after the stated period, contact the MHADA helpdesk or the lottery helpline with your application details and bank proof.
Types of Homes Offered Under MHADA
Flats under the MHADA Lottery 2025 are grouped by both income category and flat size, so buyers know roughly what kind of home to expect before they apply. Most schemes in Mumbai and MHADA Pune offer a mix of 1BHK, 2BHK and 3BHK homes at different carpet areas and price bands.
| Income group | Usual BHK options* | Typical carpet area guideline | Indicative price band** |
| EWS (Economically Weaker Section) | Mostly 1BHK units | Up to about 30 sq m | Generally under ₹20 lakh in many schemes |
| LIG (Lower Income Group) | 1BHK, some compact 2BHK | Up to about 60 sq m | Often around ₹20–30 lakh, depending on location |
| MIG (Middle Income Group) | Mainly 2BHK | Can go up to about 160 sq m as per guidelines | Many projects list homes roughly in the ₹35–60 lakh range |
| HIG (High Income Group) | Larger 2BHK and 3BHK | Can go up to about 200 sq m in some schemes | Often priced above ₹60 lakh, especially in Mumbai |
MHADA Login: Mumbai, Pune and Other Boards
MHADA now uses a common lottery portal for most schemes, and separate board-wise links are accessible from there. The basic login flow is the same for Mumbai, Pune, Konkan and other regions under the MHADA Lottery 2025.
| Region | When to use this login |
| Mumbai Board | If you are applying for projects in Mumbai city or the suburbs |
| Pune Board | For applications in Pune, Pimpri-Chinchwad or the PMRDA region |
| Konkan Board | For Thane, Palghar, Raigad and nearby regions |
| Nashik, Nagpur, Amravati, Aurangabad Boards | For regional schemes outside Mumbai and Pune |
Login Steps:
- Go to housing.mhada.gov.in or directly open lottery.mhada.gov.in.
- Click on “Sign In” or the relevant board link (Mumbai, Pune, Konkan, Nashik, Nagpur, Aurangabad, Amravati).
- Enter your registered mobile number or username and password on the MHADA Login screen.
- Submit the OTP if asked, then open your dashboard.
- From there, you can apply for MHADA Lottery 2025, upload documents, check results or view refund status, whether it is for MHADA Login Mumbai, MHADA Login Pune or any other board.
MHADA Pune and MHADA Mumbai: Region-wise Availability
Homebuyers usually compare MHADA Mumbai and MHADA Pune before applying, because both boards cover different pockets of Maharashtra. The MHADA Lottery 2025 offers a large share of homes in the Mumbai Metropolitan Region and in Pune, PCMC and the wider PMRDA belt.
| Aspect | MHADA Mumbai | MHADA Pune |
| Approx. Homes under MHADA Lottery 2025 | Around 5,000 affordable homes are planned across the Mumbai Metropolitan Region in the current lottery cycle | Between about 4,000 and 6,000 homes across different 2025 phases, including FCFS and lottery units |
| Key city zones | Andheri, Goregaon, Jogeshwari, Chembur, Borivali, Ghatkopar, Kandivali, Dahisar, Kurla, Malad, Powai, Sion, Wadala, Mulund and other MMR locations | Pune city, Pimpri-Chinchwad, Wakad, Hinjawadi, Kothrud, Hadapsar, plus parts of PMRDA, Sangli, Kolhapur and Solapur |
| Who it mainly serves | Buyers wanting homes inside Mumbai or close to western and eastern suburbs with strong job markets | Buyers are open to Pune IT and industrial corridors and surrounding cities, but are still looking for MHADA-linked pricing |
| Income groups covered | EWS, LIG, MIG and HIG units, including some premium but discounted Mumbai flats | EWS, LIG, MIG and HIG units with a strong focus on mid-income buyers in IT and industrial belts |
| Typical advantage | Access to Mumbai and MMR at prices lower than many private projects in the same localities | Larger spread of locations, more 2BHK inventory, and prices that are often well below nearby private projects |
Conclusion
Most people who look at the MHADA Lottery 2025 are not investors. They are families trying to move out of a small rented place in Mumbai, Thane, Pune or PCMC and into a flat they can actually pay for. Many of them start their day by opening the portal, checking the notice board, and seeing if dates have changed or if a new list has gone live. The MHADA Login, MHADA Login Mumbai and MHADA Login Pune pages become part of their routine for a few weeks.
If you are planning to apply, it helps to treat this like a proper project. Keep your Aadhaar, PAN, income proof and domicile scanned in one folder. Note down your application number, fees paid and bank details in a simple notebook. Bookmark the official MHADA portal and check only that, not random links. When the draw for MHADA Lottery 2025 happens, you know where to log in, what to check and what to do next, instead of trying to figure it out in a hurry.
Frequently Asked Questions
What is the MHADA Lottery?
The MHADA Lottery is a housing scheme run by the Maharashtra Housing and Area Development Authority. It offers flats and plots at subsidised rates to eligible residents of Maharashtra. Homes are allotted through a computerised draw so the process stays fair and transparent.
Who is eligible to apply for the MHADA Lottery 2025?
You must be at least 18 years old, a permanent resident of Maharashtra with a valid domicile, and fall into one of the income groups set by MHADA for that board. You should not already own a house allotted by MHADA or a similar government housing scheme in Maharashtra in your own name.
Is buying an MHADA flat a safe option?
Yes, it is generally safe because MHADA is a government authority. Just make sure to check documents such as the allotment letter, ownership records, and the lock-in period before buying.
How much does an MHADA flat usually cost?
The prices of MHADA flats usually depend on the area. In Mumbai, MHADA flats can start from around ₹30 lakh and go up depending on location, size, and project.
Can I sell an MHADA flat, and after how many years?
Selling an MHADA flat is allowed only under the rules mentioned in your allotment and lease documents. There is normally a minimum lock-in period of several years before resale. Transfers before that can attract penalties or need MHADA’s permission, so you should always follow the conditions given in your own agreement.