Every time MHADA announces a lottery in Mumbai, the response is enormous. Lakhs of people apply knowing full well that most of them won’t win. But the homes are priced far below what the open market charges, so the math still makes sense even if your odds aren’t great. The process trips people up not because it’s complicated but because the portal doesn’t always explain itself well.
Came here to apply? Or to figure out where your refund went? Either way this guide covers it.
- What is MHADA Lottery?
- MHADA Official Website — How to Access the Portal
- MHADA Lottery Login — How to Register and Log In
- How to Apply for MHADA Lottery Online
- MHADA Lottery Result 2026 — How to Check
- MHADA Refund — When Will You Get Your Money Back?
- MHADA Bill Payment — How to Pay Online
- MHADA Lottery 2026 — Important Dates and Latest News
- Khoni MHADA Project
- MHADA vs CIDCO Lottery — What is the Difference?
- Conclusion
What is MHADA Lottery?
MHADA is the Maharashtra state body that builds and distributes affordable housing. When a project is ready, it doesn’t sell flats directly. It runs a draw. Everyone who applied gets put into the system and names are pulled out randomly.
Register, pay the fee, wait for the draw. Your number comes up and you get the flat. It doesn’t and you get your money back. All of it runs through housing.mhada.gov.in.
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Official MHADA website: housing.mhada.gov.in Also accessible at: www.mhada.gov.in and lottery.mhada.gov.in MHADA has multiple regional boards: Mumbai, Pune, Konkan, Nashik, Aurangabad, Amravati and Nagpur. Each board runs its own lottery. |
MHADA Official Website — How to Access the Portal
People search for the MHADA website in a dozen different ways and end up on wrong pages. These are the real government addresses:
|
Purpose |
URL |
|
Main MHADA portal |
www.mhada.gov.in |
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Housing portal and lottery |
housing.mhada.gov.in |
|
Lottery portal |
lottery.mhada.gov.in |
|
Login page |
https://housing.mhada.gov.in/login |
|
Bill payment |
mhada.gov.in billing section |
The MHADA app is on both Play Store and App Store. Search MHADA to find it. Good for checking lottery status and paying bills from your phone.
MHADA Lottery Login — How to Register and Log In
New Registration
First time here? You need an account. Takes about five minutes if you have your Aadhaar handy.
- Go to housing.mhada.gov.in
- Click on New Registration or MHADA Register on the homepage
- Fill in your personal details: name, date of birth, mobile number, email and Aadhaar number
- Create a username and password
- Verify your mobile number with the OTP sent to your phone
- Your registration is complete — save your login credentials
Existing User Login
- Go to housing.mhada.gov.in
- Click on Login
- Enter your username and password
- Complete the captcha verification
- Access your dashboard to view open lotteries, application status and account details
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MHADA login issues: If your login fails, check that you are using the correct regional board login. Mumbai board, Pune board and other boards each have separate login portals in some cases. Use the username you created during registration, not your email or mobile number. |
How to Apply for MHADA Lottery Online
Once you are in and a scheme is open, the application itself is not complicated. One thing to not skip: check your eligibility before you pay. The application fee does not come back if you are rejected on eligibility grounds later.
- Log in to housing.mhada.gov.in with your credentials
- Check the list of currently open lotteries from the dashboard or homepage
- Select the lottery scheme you want to apply for — check the income category (EWS, LIG, MIG, HIG)
- Verify eligibility: income certificate, domicile, existing property ownership status
- Fill in the MHADA online application form with all required details
- Upload required documents: photo, signature, income certificate, Aadhaar, domicile certificate
- Pay the application fee online through net banking, debit card or UPI
- Download and save your application acknowledgment receipt
Documents Required for MHADA Lottery Application
|
Document |
Details |
|
Aadhaar Card |
Identity and address proof, mandatory |
|
Income Certificate |
From competent authority, must match income category applied under |
|
Domicile Certificate |
15 years Maharashtra residency proof |
|
PAN Card |
Mandatory for all applicants |
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Property Declaration |
Self-declaration that you do not own residential property in specified area |
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Passport-size photo |
Recent clear photograph |
|
Signature scan |
For application form |
MHADA Lottery Result 2026 — How to Check
After the draw, results go up on the portal. This is what most people are looking for.
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How to check MHADA lottery result: Go to housing.mhada.gov.in or lottery.mhada.gov.in. Look for the Lottery Result section. Select the relevant lottery scheme and board. Enter your application number or registered mobile number to check if you have won. |
Step-by-Step Result Check
- Go to housing.mhada.gov.in
- Click on Lottery Result or Check Result on the homepage
- Select the relevant board (Mumbai, Pune, Konkan etc.)
- Select the lottery scheme and year
- Enter your application number or Aadhaar number
- Click Search or Submit
- Your result shows as Winner, Waiting List or Non-Winner
Winners get an allotment letter with next steps. If you are on the waiting list, keep logging in. Winners who don’t complete the process create openings and the list moves.
Is MHADA Lottery Decided?
The draw happens on a set date at the MHADA office. It is usually live-streamed. The selection is computerised and random. Results go up on the portal that day and they are final. Nothing is pre-decided.
MHADA Refund — When Will You Get Your Money Back?
The refund question is what most non-winners actually care about once the result is out. Here is what the process looks like.
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MHADA refund for non-winners: If you applied for the lottery and did not win, MHADA refunds your application amount. The refund typically goes back to your original payment source (bank account, UPI). The timeline is usually 30 to 90 days after the lottery result date, but this varies by scheme and board. |
How to Check MHADA Refund Status Online
- Go to housing.mhada.gov.in
- Log in with your registered username and password
- Go to My Applications or Application Status section
- Select the lottery application for which you want to check the refund
- Look for Refund Status alongside your application details
- If refund is processed, it shows the transaction reference number and date
- If still pending, the status shows Refund Pending or Refund Initiated
MHADA Refund Not Received — What to Do
- Wait at least 30 working days from the result date before raising a concern
- Check your bank statement for any credit from MHADA or the payment gateway
- Log in to the portal and verify the bank account number linked to your application is correct
- If the account number is wrong, contact MHADA helpline immediately with your application number
- Raise a grievance through the MHADA portal’s online grievance section
- For Pune lottery refunds, contact the Pune MHADA board office directly
MHADA Refund Date — Timeline by Board
|
Board |
Typical Refund Timeline |
How to Check |
|
Mumbai Board |
30 to 60 days after result |
housing.mhada.gov.in login |
|
Pune Board |
45 to 90 days after result |
Login to portal, My Applications |
|
Konkan Board |
30 to 60 days after result |
Login to portal |
|
Other boards |
30 to 90 days |
Contact respective board helpline |
There is no fixed public refund date for most schemes. The table above reflects what past cycles have looked like. Beyond 90 days with no refund, file a grievance through the portal. Don’t just wait.
MHADA Bill Payment — How to Pay Online
If you already have a MHADA flat, your maintenance charges, rent and other dues can all be paid through the portal.
- Go to housing.mhada.gov.in or the billing section at mhada.gov.in
- Click on Bill Payment or Online Payment
- Enter your consumer number or MHADA flat number
- Your pending dues appear on the screen
- Select the amount to pay and choose payment method
- Complete payment via net banking, debit card, credit card or UPI
- Download the payment receipt and save it
For RR board e-billing in Mumbai, go to the RR Board section within the housing.mhada.gov.in portal. Enter your consumer number to pull up the bill. Keep your consumer number saved for future use — it is on your allotment papers or previous bills.
MHADA Lottery 2026 — Important Dates and Latest News
Each MHADA board runs its own lottery on its own schedule. Mumbai, Pune, Konkan — none of them wait for each other.
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MHADA lottery 2026: The Mumbai Board MHADA lottery was announced earlier in 2026. Pune Board and other boards typically announce their schedules separately. Check housing.mhada.gov.in and the official MHADA social media pages for the most current dates as they are updated frequently. |
|
Board |
Lottery Status 2026 |
Where to Check |
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Mumbai Board |
Active — check portal for current scheme |
housing.mhada.gov.in |
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Pune Board |
Check portal for announcement |
housing.mhada.gov.in |
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Konkan Board |
Check portal |
housing.mhada.gov.in |
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Nashik, Aurangabad, others |
Check respective board pages |
housing.mhada.gov.in |
Turn on notifications on the portal so you don’t miss an opening. The application windows are short, usually two to four weeks, and they do not extend.
Khoni MHADA Project
Khoni is a MHADA township outside Mumbai that has come up in multiple lottery rounds. It falls under the Mumbai Board.
To check if Khoni units are in the current scheme, go to the Mumbai Board section on housing.mhada.gov.in and filter by locality or project name.
MHADA vs CIDCO Lottery — What is the Difference?
CIDCO runs a separate housing lottery that covers Navi Mumbai. It is not the same as MHADA. Different body, different portal, different application process.
|
Feature |
MHADA |
CIDCO |
|
Full name |
Maharashtra Housing and Area Development Authority |
City and Industrial Development Corporation |
|
Portal |
housing.mhada.gov.in |
cidcorealty.com |
|
Coverage |
Mumbai and across Maharashtra |
Navi Mumbai and designated CIDCO areas |
|
Login |
housing.mhada.gov.in/login |
cidcorealty.com (separate login) |
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Income categories |
EWS, LIG, MIG, HIG |
Similar categories |
If you landed here looking for CIDCO, you are at the wrong place. CIDCO registration is at cidcorealty.com.
Conclusion
For anyone who wants to own a flat in Mumbai without paying current market rates, MHADA is probably the most realistic path available. The odds are not in your favour but the process is transparent and the prices are not available anywhere else.
The lottery itself is not the hard part. The refund wait is. And the portal’s occasional refusal to cooperate. Both of those have workarounds if you know where to look.
Watch housing.mhada.gov.in for the next announcement. When a scheme opens, you have a few weeks. That window does not move.
FAQs — MHADA Lottery
1. What is MHADA lottery and how does it work?
MHADA builds affordable flats and uses a random draw to decide who gets them. You register on housing.mhada.gov.in, pick a scheme that matches your income bracket, pay the fee and wait for the draw. Win and you get the flat. Lose and your money comes back. Income categories go from EWS at the lowest end to HIG at the top, and you can only apply under the one your income qualifies for.
2. What is the official MHADA website?
housing.mhada.gov.in is the main portal. www.mhada.gov.in also works. For just the lottery, lottery.mhada.gov.in. All three are .gov.in addresses so you know they are official. If a site looks like MHADA but the URL doesn’t end in .gov.in, leave it.
3. How to check MHADA refund status online?
Log in at housing.mhada.gov.in and go to My Applications. Find the application you are checking and look for the Refund Status field next to it. Processed refunds show a transaction number and date. Pending ones will say Refund Pending or Refund Initiated. Thirty to 90 days from the result date is the usual range, but Mumbai Board tends to be faster than Pune.
4. When will MHADA refund the money after lottery result?
There is no official refund date MHADA publishes for most schemes. Going by past cycles, Mumbai Board usually settles within 30 to 60 days of the result. Pune takes longer, sometimes up to 90 days. Past 90 days with nothing showing up in your account, log in and verify the bank account number on file is correct. If it is, raise a grievance through the portal.
5. How to check MHADA lottery result?
Go to housing.mhada.gov.in or lottery.mhada.gov.in and find the Lottery Result section. Pick your board, scheme and year, enter your application number or Aadhaar and hit Search. You will see Winner, Waiting List or Non-Winner. If you are on the waiting list, keep checking back. Winners who do not complete their paperwork create openings.
6. Is the MHADA lottery result pre-decided?
No, it is not pre-decided. MHADA does a computerised random draw on the announced date, usually live-streamed from the MHADA office. Whatever comes out of that draw goes up on the portal the same day and that is the result. No names are picked in advance.
7. How to apply for MHADA lottery online?
Create an account at housing.mhada.gov.in if you don’t have one. When a scheme opens, log in and check whether your income qualifies. Fill the form, upload your Aadhaar, income certificate and domicile certificate, and pay the fee online. Save the acknowledgment. Apply before the closing date. Extensions don’t happen.
8. How to pay MHADA bill online?
Log in to housing.mhada.gov.in and go to Bill Payment. Your consumer number pulls up what you owe. Pay through net banking, card or UPI and download the receipt. For Mumbai RR Board bills specifically, find the RR Board section within the same portal and enter your consumer number there.
9. What is the difference between MHADA and CIDCO lottery?
Two different government bodies, two different portals. MHADA is for Mumbai and across Maharashtra, at housing.mhada.gov.in. CIDCO is for Navi Mumbai and its own areas, at cidcorealty.com. You cannot use your MHADA account to apply for CIDCO and vice versa. If you want Navi Mumbai housing, cidcorealty.com is where you go.
10. What documents are needed for MHADA lottery application?
You need: Aadhaar, income certificate matching the category you are applying under, domicile certificate showing 15 years in Maharashtra, PAN card, a self-declaration that you don’t already own property in the area, a photo and a signature scan. Everything gets uploaded through the form on housing.mhada.gov.in. Get these ready before you start the application.
