As per RBI guidelines, banks cannot lend 0 down payment home loans. They can lend only up to a certain limit on the purchase cost of a property. Here are some ways through which you can do so- 1. Take an unsecured loan, 2. Utilize your investments, 3. Take the help of friends or family members, 4. Take a loan from your organization, 5. Sign up for the Pradhan Mantri Awas Yojana scheme.
