In HDFC, it is not possible to convert a personal loan to a home loan directly. You would need to apply for a new home loan and use the proceeds to pay off your existing personal loan. Keep in mind, however, that the eligibility criteria for a home loan differ from those for a personal loan, and you must meet the required criteria to qualify for a home loan. For more information and guidance, it is recommended that you speak with an HDFC representative.
