Increase your home loan eligibility- Quote by Amit Prakash, Principal Partner, Square Capital

ET Wealth, in a story on home loans, captures quote of Amit Prakash, Principal Partner, Square Capital in the story ‘How to increase your home loan eligibility’.

The story, dated May 28, 2019, says, “You can improve your debt-to-income ratio only by prepaying all existing loans before applying for a home loan. You can also check and improve your CIBIL score by repaying unnecessary debt and making repayments on time.”

Prakash, further adds, “You can go for a step-up home loan as this option helps in scaling up home loan eligibility by up to 20 percent. In a step-up home loan, the EMI is lower in the first few years and goes up in later years in sync with the increase in your overall income.”

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