ESBTR, or Electronic Secured Bank and Treasury Receipt, is a digital receipt generated in certain Indian states following the successful registration of a property transaction, including home loans. It serves as proof of stamp duty and registration fees paid, and it aids in the reduction of fraud and corruption by keeping a secure electronic record of property transactions. The ESBTR is issued by the bank or treasury after stamp duty and registration fees are paid electronically via net banking, credit or debit card, or NEFT/RTGS. It is best to check with the relevant state government authority or the lender about the applicability and process of ESBTR for home loans.
