Stamp Duty and Registration Charges in Greater Noida 2026: Complete Guide with Updated Rates

Planning to buy a flat or plot in Greater Noida? Then stamp duty and registration charges will be one of your biggest costs after the property price. In 2026, stamp duty in Greater Noida is 7% for men and 6% for women on property worth up to ₹1 crore. Registration charges in Greater Noida are 1% of the property value for every buyer. So the total registry charges in Greater Noida come to about 7% to 8% of the property value.

This article covers all the latest stamp duty and registration charges in Greater Noida, the latest Greater Noida Authority rules on paying stamp duty and registration charges for every property type.

What is Stamp Duty?

Stamp duty is the tax that every state government charges on property documents like; sale deed, gift deed and other agreements. It is charged under the Act, 1899, stamp duty is paid by the buyer of property, which makes your document legally valid and acceptable as proof in a court. In Greater Noida, stamp duty is 7% for men and 6% for women.

What are Registration Charges?

Registration charges are the fees you pay to record the property in government records at the Sub-registrar office. These charges come under the Act, 1908.  Once the deed is registered, your name is officially recorded as the owner. Registration charges in Greater Noida are 1% of the property value for all buyers, whether male, female or joint owners.

Who Collects It and When: Sub-Registrar vs Greater Noida Authority

Stamp duty and registration charges are collected by the UP Stamp and Registration Department. You pay them online through the IGRSUP portal and complete the registration at the Sub-Registrar office (SRO). The Greater Noida Industrial Development Authority (GNIDA) does not collect stamp duty. GNIDA owns the land in its sectors, gives land on lease, approves projects, and collects its own charges such as transfer (TM) charges on resale. For new flats, stamp duty is now paid when the agreement to sell is registered, soon after booking. For resale flats, it is paid when the sale deed is registered.

Stamp Duty in Greater Noida 2026 (Ownership-wise Rates)

Stamp duty in Greater Noida depends on who is buying the property. Women get a 1% lower rate on property worth up to ₹1 crore. The UP Cabinet raised this limit from ₹10 lakh to ₹1 crore in July 2025, so a woman can now save up to ₹1 lakh. The registration fee stays at 1% in every case.

A few points to note about stamp duty Greater Noida rates:

• The women’s rebate works best when the property is in a woman’s name alone or only in women’s names.
• For a man and woman buying together, the full rebate usually does not apply. Some sub-registrars apply a partial benefit, so confirm with your SRO before you buy the e-stamp.
• If the property value crosses ₹1 crore, the rebate is not given at all. A woman buying a ₹1.05 crore flat pays the full 7%.
• The same rates apply in Greater Noida, Greater Noida West (Noida Extension), Noida and YEIDA areas, because all of them are in Uttar Pradesh.

Flat Registration Charges in Greater Noida (New vs Resale Flats)

Flat registration charges in Greater Noida are the same in percentage terms for new and resale flats. You pay 6% or 7% stamp duty plus 1% registration fee. But the timing and the extra costs are different. The table below shows the flat registry charges in Greater Noida for both types.

Example: flat registry charges in Greater Noida West

Greater Noida West (also called Noida Extension) is under the Greater Noida Authority. So the flat registry charges in Greater Noida West are the same as in Greater Noida. Here is an example for a flat with an agreement value of ₹60 lakh.

For a resale flat in Greater Noida West, add the GNIDA transfer charges on top of this. If the circle rate value of the flat is higher than ₹60 lakh, the charges will be worked out on that higher value.

Stamp Duty and Registration Charges in Other States

Greater Noida Authority Stamp Duty Charges: New Rule at Booking

The biggest change in Greater Noida authority stamp duty charges is about timing, not the rate. Buyers of new flats now pay stamp duty at the booking stage, not at possession. The Greater Noida Authority approved this in late 2024, and it applies to new bookings from April 2025. The Noida Authority brought a similar rule in November 2024.

Both rules follow a UP government order dated 9 September 2024. This order asks the authorities to strictly follow Section 13 of RERA. Under Section 13, a builder cannot take more than 10% of the flat price without first signing a registered agreement for sale with the buyer. So once you pay 10%, the agreement must be registered, and stamp duty plus the 1% registration fee must be paid at that time.

Before vs After the New Rule

Tripartite Agreement Explained: Buyer, Builder and Authority

A tripartite agreement is signed by the three parties: The buyer, builder and the development authority. Noida Authority uses this format, where the authority also signs the agreement at the 10% of payment stage, A bipartite agreement is signed only by the buyer and builder. In both cases, the agreement is registered at the Sub-Registrar office and stamp duty is paid. The aim is to stop fraud, double selling of the same unit, and buyers getting stuck in stalled projects with no record in their name.

Transfer Memorandum (TM) Charges and How They Differ from Stamp Duty

TM charges are also called transfer charges. You pay them to the Greater Noida Authority when you buy a resale property, because the land is on lease from the authority. Without paying TM charges, the authority will not record you as the new owner (lessee).

• Stamp duty goes to the UP government. TM charges go to the Greater Noida Authority.
• Stamp duty is paid on both new and resale property. TM charges apply mainly to resale.
• In June 2021, GNIDA cut transfer charges on resale residential plots and built-up houses from 5% to 2.5%. For resale flats in group housing societies, the charge was capped at 1%.
• Transfers between close family members are often charged less. Check the latest TM charges in Greater Noida Authority policy before you finalise a resale deal.

Stamp Duty and Registration Charges for Different Deeds in Greater Noida

Not every property document attracts 7% stamp duty. Uttar Pradesh has fixed lower charges for many family transfers. Here are the common deeds and their charges in Greater Noida.

Close family for the ₹5,000 gift deed includes son, daughter, father, mother, husband, wife, daughter-in-law, son-in-law, real brother, real sister and grandchildren. Since late 2023, UP charges full stamp duty on a power of attorney that lets a non-family person sell the property.

Circle Rate in Greater Noida and Its Impact on Stamp Duty

The circle rate is the minimum value fixed by the government for property in an area. Stamp duty in Greater Noida can never be paid on a value lower than this. Here is how the circle rate affects your registry cost:

• Higher value is used: Stamp duty is charged on the agreement value or the circle rate value, whichever is higher. You can pay on a value above the circle rate, but never below it.
• Current rates: The 2019 circle rate list is still in use in 2026. A hike of 20% to 70% was proposed in March 2025, but it has not been notified yet. Until a notification comes, the old rates apply.
• Range in Greater Noida: Baseline rates are about ₹35,394 to ₹64,000 per sq m in most sectors, and higher in some premium pockets. The exact figure depends on the sector and type of property.
• New flats: For most new flats, the builder’s price is higher than the circle rate, so the agreement value is used. In such cases, a circle rate hike does not change your stamp duty.
• Resale flats and plots: In older sectors, the circle rate value is often higher than the deal price, so the circle rate value is used. Resale buyers should always check this before agreeing on a price.
• Extra loadings: Parking, corner location, road width, park facing and floor level can change the circle rate value of a property. These loadings are added on top of the base rate.
• Authority rates are different: GNIDA raised its land allotment rates by 3.58% in May 2026. This is not a circle rate hike and does not change stamp duty by itself.
• How to check: Visit the IGRSUP portal, select Gautam Buddh Nagar, choose your Sub-Registrar office and search for your area. You can also check the Squareyards guide on the circle rate in Greater Noida.

How to Calculate Stamp Duty and Registration Charges in Greater Noida

You can work out the stamp duty Greater Noida buyers pay in five simple steps:

1. Find the agreement value. This is the price written in your sale deed or agreement to sell.
2. Find the circle rate value. Multiply the area of the property by the circle rate for your sector. Add parking and other loadings if they apply.
3. Pick the higher value. Compare the two numbers and use the higher one.
4. Apply the stamp duty rate. Use 7% for men or 6% for women (on property up to ₹1 crore).
5. Add the registration fee. Add 1% of the same value. The total is your Greater Noida registry charges.

Formula: Total registry charges = Stamp duty + Registration fee

Example Calculation for a Male, Female and Joint Buyer

Say you are buying a flat in Greater Noida for ₹75 lakh, and the circle rate value is lower than this. Here is what each buyer pays:

In this example, buying in a woman’s name saves ₹75,000. If your SRO gives a partial rebate for joint ownership of a man and woman, the stamp duty may come to about ₹4,87,500 (6.5%).

Factors Affecting Stamp Duty in Greater Noida

• Gender of the buyer: Women pay 1% less stamp duty on property worth up to ₹1 crore. On an ₹80 lakh flat, this means ₹80,000 less to pay.
• Property value: Stamp duty is a percentage, so a higher price means higher duty. If the value crosses ₹1 crore, a woman buyer loses the full rebate, not just the part above ₹1 crore.
• Circle rate: If the circle rate value is higher than your price, duty is charged on the circle rate value. This happens often with resale flats and plots in older sectors.
• Type of property: Flats, plots, houses and shops have separate circle rates. Most commercial properties have a higher circle rate as compared to the other. 
• Location and features: The sector, road width, corner location, park facing and floor level all change the circle rate value. A plot on a wide main road is valued higher than one on a narrow inner road.
• Parking and amenities: Covered or open parking and some amenities are added to the value of a flat. So two flats of the same size in one tower can have different stamp duty.

Stamp Duty Concessions and Rebates in Greater Noida

Here are the main ways to lower stamp duty in Greater Noida legally:

• Women buyers: A woman buying in her own name pays 6% instead of 7% on property up to ₹1 crore. The UP Cabinet raised this limit from ₹10 lakh to ₹1 crore in July 2025, so the maximum saving went up from ₹10,000 to ₹1 lakh.
• Only women as joint owners: Two or more women buying together, such as a mother and daughter or two sisters, also get the 6% rate on property up to ₹1 crore. If even one male co-owner is added, the full rebate usually does not apply.
• Gift within the family: Gifting a property to close family members costs only ₹5,000 stamp duty plus a ₹1,000 processing fee. Without this rule, a gift worth ₹1 crore would cost several lakh rupees in duty.
• Family partition: Dividing family or ancestral property among co-owners costs at most ₹5,000 stamp duty and ₹5,000 registration fee. Earlier, partition deeds attracted 4% stamp duty plus 1% registration fee on the market value.
• Rent agreements: In 2025, UP cut stamp duty and registration fees on rent agreements by up to 90%, based on the rent amount and lease period. This makes it cheap for landlords and tenants in Greater Noida to register rent agreements.
• Senior citizens: There is no separate stamp duty rebate for senior citizens in Greater Noida. A senior citizen woman buying in her own name can still use the women’s rebate.

How to Pay Stamp Duty Online in Greater Noida (IGRS UP)

You can pay stamp duty and registration charges in Greater Noida online on the IGRSUP portal (igrsup.gov.in). Follow these steps:

1. Go to the IGRSUP portal and sign up with your name, mobile number and email ID.
2. Log in and choose the option for property registration (sampatti panjikaran).
3. Select Gautam Buddh Nagar as the district and choose the correct Sub-Registrar office for your property.
4. Enter the property details such as area, type, sector and the price agreed in the deed.
5. Enter details of the buyer, the seller and two witnesses.
6. The portal will show the stamp duty and registration fee based on the higher of the deal value and circle rate value.
7. Pay the amount through net banking, debit card, NEFT or RTGS. You can also buy an e-stamp from an authorised SHCIL centre or bank.
8. Download the e-stamp certificate and payment receipt.
9. Book an appointment slot at the Sub-Registrar office for the registration.

Keep the e-stamp number and receipt safe. You will need them on the day of registration.

Property Registration Process in Greater Noida

Once you know the property registration charges in Greater Noida, the process itself is simple. Here is the order to follow:

1. Check the property: Verify the title, approvals, RERA number (for new projects) and that there are no unpaid dues to the Greater Noida Authority.
2. Work out the value: Compare the deal price with the circle rate value and note the higher figure.
3. Draft the deed: Get the sale deed or agreement to sell drafted with unit number, area, price, payment plan and possession date.
4. Pay stamp duty and fee: Pay online on IGRSUP and download the e-stamp.
5. Book the slot: Take an appointment at the right Sub-Registrar office.
6. Visit the SRO: The buyer, seller and two witnesses go with original IDs. Photos and fingerprints are taken.
7. Sign the deed: Everyone signs before the Sub-Registrar, who checks the papers and registers the deed.
8. Collect the deed: You get the registered deed, usually the same day or within a few days.
9. Update records: For resale, apply to the Greater Noida Authority for transfer (TM) and get your name recorded.

Documents Required for Property Registration in Greater Noida

Keep these documents ready before you go to the Sub-Registrar office:

• PAN card and Aadhaar card: Needed for the buyer, seller and both witnesses. Aadhaar is used for identity checks at the SRO, and PAN is required for property deals above ₹10 lakh.
• Passport-size photos: Two recent photos of the buyer and seller. These are pasted on the deed along with the photos taken at the office.
• Draft sale deed or agreement to sell: The final draft with full details of the property, price, payment and parties. Check names and unit numbers carefully, as mistakes are hard to fix later.
• E-stamp certificate and payment receipt: Proof that you have paid the stamp duty and registration fee. The SRO checks the e-stamp number before registration.
• Allotment letter and builder papers (new flats): Allotment letter, payment receipts, and the project’s RERA registration certificate. These show the flat was allotted to you legally.
• Previous sale deed and ownership chain (resale): The seller’s registered deed and earlier deeds, if any. This proves the seller has a clear right to sell.
• No dues certificate: From the builder, the society and the Greater Noida Authority. It shows there are no unpaid maintenance, lease or land dues on the property.
• Property tax and utility bills: Latest receipts for property tax, electricity and water. These show the property has no pending bills.
• Power of attorney (if any): Needed only if someone is signing for the buyer or seller. It must be properly stamped and registered.
• Address proof: For the buyer and seller, if the address on Aadhaar is not current.

Sub-Registrar Offices in Greater Noida (Address and Contact)

Gautam Buddh Nagar district has four Sub-Registrar offices (SROs). Each office registers property only for the villages and sectors that fall under it. If you go to the wrong office, your deed will not be registered and you will have to book a fresh slot. The table below shows which office covers which area.

Greater Noida West properties can fall under SRO Sadar Greater Noida or SRO Dadri. It depends on the revenue village (mauza) on which the project land stands, not on the project name.

Contact details of the Stamp and Registration Department, UP

You can use these for questions on stamp duty, e-stamps, slot booking and registration status. For complaints, you can also use the UP Jansunwai portal.

Refund of Stamp Duty and Registration Charges in Greater Noida

You can get back stamp duty in some cases, but only if the stamp was not used for a registered deed and you apply on time. The UP Stamp and Registration Department now accepts refund (withdrawal) requests online on the IGRSUP portal. Here are the cases where a refund is possible, the steps to apply, and what to keep in mind.

When you can claim a refund

• Unused e-stamp: You bought the e‑stamp but the deal was cancelled before the deed was registered. Because the stamp was never used you can apply for a refund of its value.
• Spoiled e-stamp: The e‑stamp has a mistake for example a wrong name, wrong property detail or wrong deed type and it cannot be used. You can buy an e‑stamp and claim a refund for the spoiled e‑stamp.
• Excess payment: You paid stamp duty than needed. For example a woman buyer paid 7 percent when she was eligible for 6 percent. The extra amount can be claimed back.
• Deed not registered: The Sub‑Registrar did not register the deed. The parties did not finish the registration so the stamp duty was paid but not used.

When a refund is usually not possible

• After registration: Once the deed is registered stamp duty is generally not refunded, even if the deal is cancelled later. Cancelling a registered deed requires a cancellation deed, which has its own charges.
• Late application: If you apply after the time limit the request can be rejected.
• Registration fee: The 1 percent registration fee is generally not returned once the registration process is done.

Steps to apply for a stamp duty refund in Greater Noida

1. Log in to the IGRSUP portal. Open the stamp duty withdrawal or refund option.
2. Enter the e‑stamp certificate number, date of purchase, amount, transaction reference and the reason for the refund.
3. Add the bank account details of the person who paid the stamp duty.
4. Upload a copy of the e‑stamp certificate, payment receipt ID proof and proof of the reason, such as a cancellation letter, from the builder or seller.
5. Submit the form. Note down the application number.
6. Submit the e‑stamp certificate at the office of the Assistant Inspector General (AIG) Stamp, Gautam Buddh Nagar for checking.
7. After the Collector approves the request the amount is sent to your bank account.

Things to keep in mind

• Time limit: Apply as soon as you know the stamp will not be used. For unused or spoiled stamps, the usual limit is six months from the date of purchase.
• Deduction: A small part of the amount may be kept as a processing charge, so you may not get back the full value.
• Time taken: Refunds are checked manually and can take several weeks or even a few months.
• Cancelled bookings under the new rule: If a new flat booking is cancelled after the agreement to sell is registered, getting back the stamp duty is very difficult. Before signing, ask the builder to write clearly in the agreement who bears the stamp duty loss if the booking is cancelled.

Penalty for Non-Payment or Late Payment of Stamp Duty

Not paying stamp duty, or paying less than the correct amount, can cost you much more later. In Uttar Pradesh:

• Deed not valid as proof: An unstamped or under-stamped deed cannot be used as evidence in court until the duty and penalty are paid. This can hurt you badly in a property dispute.
• Deficit duty: You must pay the full shortfall in stamp duty. There is no way to skip this amount.
• Penalty: The Collector can charge a penalty of up to four times the shortfall amount. The final penalty depends on the case, and you get a chance to be heard first.
• Interest: Simple interest of 1.5% per month can be charged on the shortfall, from the date the deed was signed till the date you pay.
• Undervaluation cases: If the value shown is lower than the circle rate value, the department can send a notice under Section 47A of the Stamp Act, usually within four years of the deed.
• Registration problems: Without proper stamp duty, the Sub-Registrar will not register the deed, and you will not be the legal owner on record.

Example: Say you paid ₹1 lakh less stamp duty than you should have, and the notice comes after 12 months. You will have to pay the ₹1 lakh shortfall, about ₹18,000 as interest, and a penalty that can go up to ₹4 lakh. Paying the correct duty at the start is always cheaper.

Tax Benefits on Stamp Duty under Section 80C

You can save income tax on the stamp duty and registration charges you pay in Greater Noida. Here are the rules:

• Limit: You can claim up to ₹1.5 lakh in a year under Section 80C. This limit is shared with other items like PF, life insurance premium, ELSS and home loan principal.
• Who can claim: Individuals and HUFs who buy a residential house or flat. The property must be in the name of the person claiming the deduction.
• Year of claim: Only in the financial year in which you actually paid the stamp duty and registration fee. Under the new booking rule, this is usually the year you book the flat, not the year of possession.
• Tax regime: The deduction is available only under the old tax regime. If you choose the new tax regime, you cannot claim it.
• Joint owners: Each co-owner can claim the share they actually paid, within their own ₹1.5 lakh limit. Keep payment proof in each person’s name.
• Not allowed: Commercial property and plots of land do not qualify. If you sell the house within five years of taking possession, the deduction already claimed is added back to your income.

Stamp Duty in Greater Noida vs Noida vs YEIDA

Many buyers compare Greater Noida with Noida and the Yamuna Expressway (YEIDA) area. Here is how the charges compare:

• Stamp duty rate: Same in all three. It is 7% for men and 6% for women on property up to ₹1 crore, because all three areas are in Uttar Pradesh.
• Registration fee: Same in all three, at 1% of the property value. There is no extra registration fee for any one authority area.
• Booking rule: All three authorities follow the rule that stamp duty is paid when the agreement is registered after 10% payment. Noida uses a tripartite agreement in which the authority also signs, while Greater Noida and YEIDA follow the same 10% cap under RERA.
• Circle rates: These are different for each area. Noida sectors usually have higher circle rates than Greater Noida and YEIDA, so the minimum value for stamp duty is often higher in Noida.
• Transfer charges: Each authority sets its own TM charges for resale. Greater Noida caps resale flat transfer charges at 1%, while Noida uses its own rate list based on sector and flat category.
• Sub-Registrar office: Noida goes to SRO Noida, Greater Noida mostly to SRO Sadar Greater Noida or SRO Dadri, and YEIDA areas mostly to SRO Jewar. Book your slot at the correct office for your area.

Common Mistakes to Avoid Before Paying Stamp Duty in Greater Noida

• Budgeting only for the booking amount: For new flats, you now pay stamp duty at booking too. On a ₹70 lakh flat, a man needs about ₹7 lakh for booking and ₹5.6 lakh for stamp duty and registration, almost together.
• Assuming the women’s rebate always applies: It does not apply above ₹1 crore, and joint ownership with a man may not get the full benefit. Confirm your rate before buying the e-stamp.
• Trusting news about circle rate hikes: A proposed rate is not final until it is notified. Always check the current rate on IGRSUP instead of going by news reports.
• Choosing the wrong SRO: Registering at SRO Noida for a Greater Noida property wastes a full day and the slot. Check the correct office from your papers or IGRSUP first.
• Showing a lower price in the deed: This can lead to a deficit notice, a penalty of up to four times the shortfall, and 1.5% monthly interest. It also lowers your official purchase cost for future tax on sale.
• Paying more than 10% without a registered agreement: The law does not allow it. A builder asking for this is a warning sign about how the project is run.
• Ignoring authority dues: Some projects have unpaid land dues to GNIDA, which can block registration for years. Ask for a no dues letter and check the project on UP RERA.
• Not reading the cancellation clause: Stamp duty paid on a registered agreement is hard to get back if the deal is cancelled. Make sure the agreement clearly says who bears this loss.

Conclusion

Stamp duty and registration charges in Greater Noida add about 7% to 8% to the cost of your property. Men pay 7% stamp duty, women pay 6% on property up to ₹1 crore, and everyone pays a 1% registration fee. The biggest change for new flats is timing. Under the Greater Noida Authority rule, you now pay stamp duty at booking, once the agreement to sell is registered. Before you buy, check the circle rate, pick the right Sub-Registrar office, and add TM charges if it is a resale flat. Pay online on IGRSUP and keep all receipts safe. Rules can change by notification, so confirm the latest rates on IGRSUP before you register.